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ICJ CONSULT

Active
Private limited companyfounded 20206 yrs activeChaussée de Mons 5, 1400 Nivelles, BelgiumKBO/BCE: BE 0745.865.662
Summary

ICJ CONSULT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,000 and a net result of €18,449. Equity is growing by ~23.7% per year across the filed fiscal years. Its solvency ranks better than 10% of 9743 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

What they do
Urban planning and landscape architecture
NACE 71113
1 site
How big
€276,201total assets 2025
Equity
€5,000
Profit
€18,449
Turnover not published (abridged schema)
Financially healthy?
58 Fair Checked score 2025
Bankruptcy chance 12 m
0.5%
Who decides
Accounts 24 d early0 of 1 deed read
Why 58- Limited track record- Higher-failure-rate region- Weak solvency vs sector+ Lower-failure-rate sector+ Annual accounts: healthy financial profileLatest accounts filed on timeShow the evidence

Checked score

Score 2025
Axes · tick = 2024
Profitability77▼-23
Solvency27▼-73
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
1.8%
Return on assets
6.7%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 9743 sector peers (2025).
NBB · sector comparison
Position among 9743 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
24 d early
2024
31 d late
2023
30 d late
2022
24 d late
2021
37 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 5 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (4 of the last 5 filed years within 48 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet €18,449 ▼79.5%
  3. Annual accounts filedfiscal year 2024 · micro…

Financials

Fiscal year 2025Total assets €276,201Profit €18,449Solvency 1.8%Liquidity 0.90
Total assets
€276,201▼ 5.7%
2021 - 2025
Net result
€18,449▼ 79.5%
2021 - 2025
Equity
€5,000▼ 97.8%
2021 - 2025
Solvency
1.8%▼ 77.1pp
2021 - 2025

Financials · fiscal year 2025, micro schema

Trend over the years5 fiscal years
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€127,533-€49,104▼ 61.5%€44,476▼ 9.4%€116,308▲ 162%€28,054▼ 75.9%
Net result€97,543above the sector's middle half-€36,713within the sector's middle half▼ 62.4%€31,678within the sector's middle half▼ 13.7%€90,138above the sector's middle half▲ 185%€18,449within the sector's middle half▼ 79.5%
Equity€102,543within the sector's middle half-€139,256within the sector's middle half▲ 35.8%€170,934above the sector's middle half▲ 22.7%€231,072above the sector's middle half▲ 35.2%€5,000below the sector's middle half▼ 97.8%
Total assets€149,245within the sector's middle half-€168,577within the sector's middle half▲ 13.0%€213,395within the sector's middle half▲ 26.6%€292,938within the sector's middle half▲ 37.3%€276,201within the sector's middle half▼ 5.7%
Debt€46,702-€29,321▼ 37.2%€42,461▲ 44.8%€61,866▲ 45.7%€271,201▲ 338%
Working capital€94,405within the sector's middle half-€132,923above the sector's middle half▲ 40.8%€152,756above the sector's middle half▲ 14.9%€212,928above the sector's middle half▲ 39.4%-€26,021below the sector's middle half
Solvency68.7%within the sector's middle half-82.6%above the sector's middle half▲ 13.9pp80.1%above the sector's middle half▼ 2.5pp78.9%above the sector's middle half▼ 1.2pp1.8%below the sector's middle half▼ 77.1pp
Current ratio3.02within the sector's middle half-5.54above the sector's middle half▲ 2.5111.22above the sector's middle half▲ 5.685.94above the sector's middle half▼ 5.270.90below the sector's middle half▼ 5.05
Return on assets (ROA)65.4%above the sector's middle half-21.8%within the sector's middle half▼ 43.6pp14.8%within the sector's middle half▼ 6.9pp30.8%above the sector's middle half▲ 15.9pp6.7%within the sector's middle half▼ 24.1pp
above within below the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result and balance sheet2025
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2021: €127,533€127,533Net result 2021: €97,543€97,543Operating result 2022: €49,104€49,104Net result 2022: €36,713€36,713Operating result 2023: €44,476€44,476Net result 2023: €31,678€31,678Operating result 2024: €116,308€116,308Net result 2024: €90,138€90,138Operating result 2025: €28,054€28,054Net result 2025: €18,449€18,44920212022202320242025€0€50,000€100,000Operating result 2023: €44,476€44,500Net result 2023: €31,678€31,700Operating result 2024: €116,308€116,000Net result 2024: €90,138€90,100Operating result 2025: €28,054€28,100Net result 2025: €18,449€18,400202320242025
The operating result falls in 2025; 2025 is 76% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €276,201
Fixed assets €50,042 ▲ 35.5%
Current assets €226,158 ▼ 11.7%
Equity and liabilities €276,201
Equity €5,000 ▼ 97.8%
Debt €271,201 ▲ 338%
Debt's share of the balance-sheet total rises from 21.1% to 98.2%. Equity is lower and debt is higher.
Key figures and ratios2025
Key figures and ratios
2025 value · change against 2024
EBITDA
€43,581▼
2024 · €127,620
Cash flow
€33,976▼
2024 · €101,450
Debt to equity
54.24▲
2024 · 0.27
ROE
369.0%▲
2024 · 39.0%
Interest coverage
13.89▼
2024 · 76.35
Debt ≤ 1 year
€252,180▲
2024 · €43,072
Debt > 1 year
€19,021▲
2024 · €18,750
Income taxes
€6,505▼
2024 · €25,643
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,153 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 5 to 10 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
1.7% went bankrupt
2.2% stopped otherwise
96% still going

For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,153 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Filed annual accountsfiscal year 2025
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€292,938€276,201▼
Fixed assets21/28€36,938€50,042▲
Tangible fixed assets22/27€36,938€50,042▲
Furniture and vehicles24€2,945€23,262▲
Leasing and similar rights25€31,611€22,561▼
Other tangible fixed assets26€2,382€4,219▲
Current assets29/58€256,000€226,158▼
Amounts receivable within one year40/41€166,314€146,148▼
Trade receivables40€161,370€139,653▼
Other amounts receivable41€4,944€6,495▲
Cash at bank and in hand54/58€89,428€78,606▼
Deferred charges and accrued income490/1€258€1,405▲
Equity and liabilities
Total equity and liabilities10/49€292,938€276,201▼
Equity10/15€231,072€5,000▼
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14€226,072-
Amounts payable17/49€61,866€271,201▲
Amounts payable after more than one year17€18,750€19,021▲
Financial debts170/4€18,750€19,021▲
Amounts payable within one year42/48€43,072€252,180▲
Current portion of amounts payable after more than one year42€7,220€10,955▲
Trade debts44€1,730€1,873▲
Suppliers440/4€1,730€1,873▲
Taxes, remuneration and social security45€2,903€2,329▼
Taxes450/3€2,903€2,329▼
Other amounts payable47/48€31,218€237,022▲
Accrued charges and deferred income492/3€45-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,312€15,528▲
Other operating charges640/8€963€1,284▲
Gross operating margin9900€128,583€44,865▼
Operating profit (loss)9901€116,308€28,054▼
Financial income75/76B€1,144€37▼
Recurring financial income75€1,144€37▼
Financial charges65/66B€1,671€3,137▲
Recurring financial charges65€1,671€3,137▲
Profit (loss) for the period before taxes9903€115,780€24,954▼
Income taxes67/77€25,643€6,505▼
Profit (loss) for the period9904€90,138€18,449▼
Profit (loss) for the period to be appropriated9905€90,138€18,449▼
Appropriation of the result
Profit (loss) to be appropriated9906€256,072€244,520▼
Profit (loss) brought forward from the previous period14P€165,934€226,072▲
Profit to be distributed694/7€30,000€244,520▲
Return on contributions (dividend)694€30,000€244,520▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,131€2,158€6,841€11,312€15,528▲ 37.3%
Other operating charges640/8€750€1,394€1,079€963€1,284▲ 33.2%
Gross operating margin9900€129,414€52,656€52,396€128,583€44,865▼ 65.1%
Operating profit (loss)9901€127,533€49,104€44,476€116,308€28,054▼ 75.9%
Financial income75/76B€158€337€327€1,144€37▼ 96.8%
Recurring financial income75€158€337€327€1,144€37▼ 96.8%
Financial charges65/66B€737€1,672€2,450€1,671€3,137▲ 87.7%
Recurring financial charges65€737€1,672€2,450€1,671€3,137▲ 87.7%
Profit (loss) for the period before taxes9903€126,954€47,770€42,353€115,780€24,954▼ 78.4%
Income taxes67/77€29,411€11,056€10,675€25,643€6,505▼ 74.6%
Profit (loss) for the period9904€97,543€36,713€31,678€90,138€18,449▼ 79.5%
Profit (loss) for the period to be appropriated9905€97,543€36,713€31,678€90,138€18,449▼ 79.5%
Line20212022202320242025Change
Assets
Total assets20/58€149,245€168,577€213,395€292,938€276,201▼ 5.7%
Fixed assets21/28€8,138€6,350€45,689€36,938€50,042▲ 35.5%
Tangible fixed assets22/27€8,138€6,350€45,689€36,938€50,042▲ 35.5%
Furniture and vehicles24€1,035€830€1,091€2,945€23,262▲ 690%
Leasing and similar rights25--€40,660€31,611€22,561▼ 28.6%
Other tangible fixed assets26€7,102€5,520€3,937€2,382€4,219▲ 77.1%
Current assets29/58€141,107€162,227€167,706€256,000€226,158▼ 11.7%
Amounts receivable within one year40/41€108,151€99,277€103,779€166,314€146,148▼ 12.1%
Trade receivables40€104,350€84,455€94,618€161,370€139,653▼ 13.5%
Other amounts receivable41€3,801€14,821€9,161€4,944€6,495▲ 31.4%
Cash at bank and in hand54/58€32,630€59,775€62,897€89,428€78,606▼ 12.1%
Deferred charges and accrued income490/1€327€3,176€1,030€258€1,405▲ 444%
Equity and liabilities
Total equity and liabilities10/49€149,245€168,577€213,395€292,938€276,201▼ 5.7%
Equity10/15€102,543€139,256€170,934€231,072€5,000▼ 97.8%
Contributions10/11€5,000€5,000€5,000€5,000€5,000=
Profit (loss) carried forward14€97,543€134,256€165,934€226,072--
Amounts payable17/49€46,702€29,321€42,461€61,866€271,201▲ 338%
Amounts payable after more than one year17--€25,970€18,750€19,021▲ 1.4%
Financial debts170/4--€25,970€18,750€19,021▲ 1.4%
Amounts payable within one year42/48€46,702€29,304€14,950€43,072€252,180▲ 485%
Current portion of amounts payable after more than one year42-€20,000€6,924€7,220€10,955▲ 51.7%
Trade debts44€7,853€3,769€1,410€1,730€1,873▲ 8.3%
Suppliers440/4€7,853€3,769€1,410€1,730€1,873▲ 8.3%
Taxes, remuneration and social security45€38,754€5,535€6,617€2,903€2,329▼ 19.8%
Taxes450/3€38,754€5,535€6,617€2,903€2,329▼ 19.8%
Other amounts payable47/48€95--€31,218€237,022▲ 659%
Accrued charges and deferred income492/3€0€17€1,541€45--
Line20212022202320242025Change
Profit (loss) for the period9904€97,543€36,713€31,678€90,138€18,449▼ 79.5%
+ Depreciation and write-downs630€1,131€2,158€6,841€11,312€15,528▲ 37.3%
Operating cash flow (approximation)€98,674€38,872€38,518€101,450€33,976▼ 66.5%
Investment in fixed assets (approximation)--€370-€46,180-€2,561-€28,632▼ 1,018%
Change in cash-€27,145€3,122€26,531-€10,822▼ 141%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Comparable companies5

Timeline

9 eventsLatest 07-07-2026Next filing 31-07-2027

History

ICJ CONSULT was incorporated on 7 April 2020 as a Private limited company.1 Total assets rose from €149,245 in 2021 to €276,201 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2025

Acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €18,449 ▼79.5%
Net result drops to €18,449, the lowest in the series.
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial Equity above €200,000Eq €231,072 ▲35.2%
4 profitable years in a row build equity to €231,072.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Liquidity doublescurrent ratio 11.22
Current ratio from 5.54 to 11.22; short-term debt falls from €29,304 to €14,950.
31-12
Financial Equity above €150,000Eq €170,934 ▲22.7%
3 profitable years in a row build equity to €170,934.
24-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
24-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Company details

Private limited company · founded 07-04-2020Year ends 31-12Peppol reachable1 site

Register details

Identification
Legal formPrivate limited company
Founded07-04-2020
Fiscal year end31-12
Activities, NACEBEL 2025
71113Urban planning and landscape architecture
71111Activities of building architects
71121Engineering and related technical consultancy, excluding land surveyors
71209Other technical testing and analysis
74999Other professional, scientific and technical activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0745865662
Also 9925:BE0745865662
Registered 26-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Sites & property

Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
335 m²
Building footprint
227 m²
Volume, LiDAR
1,484 m³
Parcel 25783E0334/00G002, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
12 companies at this address See who is registered here
1 establishment unit
ICJ CONSULT
Chaussée de Mons 5, 1400 NivellesActivities of building architects
since 2020unit no. 2.302.736.745
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25783E0334/00G002 Wallonia 335 m² 1 · 227 m² 8.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

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