JDL & CO

Active

Private limited companyfounded 1992active for 33 yearsChaussée de Braine-le-Comte 80, 1400 Nivelles, BelgiumKBO/BCE: BE 0448.650.536

The file of JDL & CO contains 7 judicial reorganisation notices, as published in the Belgian Official Gazette.

Summary

The computed 12-month bankruptcy probability is 14.6% (high). The 2024 annual accounts show equity of €254,944 and a net result of -€40,812. Equity is growing by about 6.7% per year across the filed financial years. Its solvency ranks better than 27% of 6,486 sector peers (NACE 47, financial year 2024).

Risk analysisFollow Report Compare

JDL & COActiveChecked score 28/100

Risk analysis Report Compare

Activity

Retail sale of other sporting goods

NACE 47639Other specialised construction activities NACE 43990

1 site

Size

€1.7mtotal assets 2024

Equity: €254,944
Loss: -€40,812

Financial health

28 Weak Checked score 2024

Bankruptcy probabilitywithin 12 months: 14.6%

Structure

DE LAUW JohnDirector

2025 accounts not filed, 86 days past the deadline1 of 2 deeds summarised

Why 28raises riskReorganisation plan being carried out (approved, Gazette 08-04-2026)Figures for financial year 2024 (filed 19-11-2025)lowers riskSize: total assets €1.7mFounded in 1992Show the evidence

Checked score

Score 2024

28 / 100

Weak

Probability in this band: 4.2% to 15.0%

Financially better than 27% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Weak

Solvency 40-3

equity 14.9% of total assets

Liquidity 35+1

short-term debt 42.4% · cash 4.5%

Profitability 21-17

return on assets -2.4%

Bankruptcy probability, 12 months

14.6% High

0%0.5%1.5%4%10%≥ 25%

About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,231 companies, NACE 47, micro)

Last 24 months 11-2024: 3.2%lowest value 05-2026: 14.6%highest value 06-2026: 14.6%● unchanged vs 05-2026highest value 07-2026: 14.6%● unchanged vs 06-2026highest value 08-2026: 14.6%● unchanged vs 07-2026highest value 09-2026: 14.6%● unchanged vs 08-2026highest value 10-2026: 14.6%● unchanged vs 09-2026highest value

Credit of up to €7,000 on 30-day terms, only on tighter conditions: judicial reorganisation (WER Book XX) on file

Liquidity tight (current ratio 1.4, compared with 1.56 in 2023, below the usual 1.5; short-term debt: 42.4% and cash: 4.5% of total assets), and 85.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 31% on solvency, 32% on liquidity, 22% on profitability and 23% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Reorganisation plan being carried out (approved, Gazette 08-04-2026)

While the plan runs, the probability is at least 14.6%: the measured failure rate of plans of that age.

Belgian Official Gazette

Figures for financial year 2024 (filed 19-11-2025)

NBB · annual accounts

Size: total assets €1.7m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 1992

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 86 days later.

NBB · 10 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline25-10-2026 today

2024 accounts filed 105 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-11-2025, 105 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.

NBB · 10 filings

Deviation from the deadline

2025

not filed

2024

105 days late

2023

187 days late

2022

74 days late

2021

192 days late

2020

38 days late

2019

73 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 112 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

08-04-2026 Plan homologationEnterprise Court of Walloon Brabant…
18-12-2025 OpeningEnterprise Court of Walloon Brabant…
13-11-2025 Annual accounts filedfinancial year 2024 · full…

Key points

Caution: Among the weakest 14% on net resultsector median €32,436 · 6,489 companies -€40,812 View
Caution: 2025 accounts not fileddeadline was 31-07-2026 86 days past the deadline View
Active since 1992founded 10-11-1992 33 years View

By topic

Financials

Financial year: 2024
Total assets: €1.7m
Loss: -€40,812
Solvency: 14.9%

Turnover▲ 48.3%

Net result

20182020

Go to Financials

Board & ownership

Board: 1 member

DE LAUW JohnDirector

Go to Board & ownership

Timeline

Events: 42
Since: 1994

04-07-2025Extension
15-05-2025Extension
26-03-2025Extension

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Retail sale of other sporting goodsNACE 47639
Founded: 10-11-1992
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 28

Annual meeting: First Monday of April at 09:00

Go to Articles of association

Key facts about JDL & CO

What is the company number of JDL & CO?: 0448.650.536. In Belgium the VAT number is the company number with BE in front: BE 0448.650.536.
Where is JDL & CO based?: The registered office is at Chaussée de Braine-le-Comte 80, 1400 Nivelles.Company details
What does JDL & CO do?: According to the KBO register, the main activity is retail sale of other sporting goods (NACE 47639).
What is the legal form of JDL & CO?: Private limited company (BV).
When was JDL & CO founded?: On 10-11-1992.
Is JDL & CO still active?: Yes, JDL & CO is an active enterprise in the KBO register.
How many employees does JDL & CO have?: On average 12 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of JDL & CO?: €2.2m in financial year 2020, according to the filed annual accounts.
Is JDL & CO profitable?: In financial year 2024, JDL & CO made a loss of €40,812.
Where can I find the annual accounts of JDL & CO?: JDL & CO filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2024.