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JDKH

Active
Private limited companyfounded 20223 yrs activeAvenue Paul Pastur 8, 6032 Charleroi, BelgiumKBO/BCE: BE 0795.172.940
Summary

The computed 12-month bankruptcy probability of JDKH is 3.0% (moderate). The 2024 annual accounts show negative equity (-€8,396) and a net result of €57,419. Its solvency ranks better than 22% of 26043 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2024
Axes · tick = 2023
Profitability94▲+94
Solvency22▲+22
Growth78
Track record94
Bankruptcy probability, 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.76 against 0.59 in 2023; short-term debt: 90.5% and cash: 12.4% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-2.9%
Return on assets
20%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 26043 sector peers (2024).
NBB · sector comparison
Position among 26043 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
70 d late
2023
54 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 62 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 21 December 2022, JDKH was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, micro schema

Equity
-€8,396▲ 87.2%
2023 · -€65,815
Total assets
€287,724▲ 21.6%
2023 · €236,698
Net result
€57,419
2023 · -€67,815
Working capital
-€61,954▲ 40.0%
2023 · -€103,187
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20232024
Operating result-€62,992-€66,609
Net result-€67,815below the sector's middle half-€57,419above the sector's middle half
Equity-€65,815below the sector's middle half--€8,396below the sector's middle half▲ 87.2%
Total assets€236,698within the sector's middle half-€287,724within the sector's middle half▲ 21.6%
Debt€302,513-€296,120▼ 2.1%
Working capital-€103,187below the sector's middle half--€61,954below the sector's middle half▲ 40.0%
Solvency-27.8%below the sector's middle half--2.9%below the sector's middle half▲ 24.9pp
Current ratio0.59below the sector's middle half-0.76below the sector's middle half▲ 0.17
Return on assets (ROA)-28.7%below the sector's middle half-20.0%above the sector's middle half▲ 48.6pp
Staff (FTE)2.3-5.5▲ 139%
above within below the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€100,000-€50,000€0€50,000Operating result 2023: -€62,992-€62,992Net result 2023: -€67,815-€67,815Operating result 2024: €66,609€66,609Net result 2024: €57,419€57,41920232024-€100,000-€50,000€0€50,000Operating result 2023: -€62,992-€63,000Net result 2023: -€67,815-€67,800Operating result 2024: €66,609€66,600Net result 2024: €57,419€57,40020232024
The operating result returns to profit in 2024: €66,609 after a loss of €62,992 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €287,044
Fixed assets €88,579 ▲ 2.8%
Current assets €198,465 ▲ 32.7%
Equity and liabilities
Equity-€8,396
Debt€296,120
Equity is negative: debt (€296,120) exceeds the balance-sheet total (€287,724).
Key figures and ratios
2024 value · change against 2023
EBITDA
€79,823▲
2023 · -€56,744
Cash flow
€70,633▲
2023 · -€61,567
Quick ratio
0.17▼
2023 · 0.18
Interest coverage
8.69▲
2023 · -11.76
Debt ≤ 1 year
€260,419▲
2023 · €252,798
Debt > 1 year
€35,701▼
2023 · €49,715
Staff costs
€111,013▲
2023 · €40,397
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,018 companies that looked in July 2024 the way this one looks now, 6.5% went bankrupt within 24 months and 89% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a profit of 5% of the balance sheet or more
6.5% went bankrupt
4.0% stopped otherwise
89% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,018 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet Code20232024
Assets
Total assets20/58€236,698€287,724▲
Formation expenses20€882€680▼
Fixed assets21/28€86,205€88,579▲
Tangible fixed assets22/27€83,542€85,166▲
Plant, machinery and equipment23€64,870€60,557▼
Furniture and vehicles24€18,672€7,940▼
Other tangible fixed assets26-€16,669
Financial fixed assets28€2,663€3,413▲
Current assets29/58€149,611€198,465▲
Stocks and contracts in progress3€104,542€154,205▲
Stocks30/36€104,542€154,205▲
Amounts receivable within one year40/41€16,084€7,161▼
Other amounts receivable41€16,084€7,161▼
Cash at bank and in hand54/58€28,161€35,584▲
Deferred charges and accrued income490/1€824€1,515▲
Equity and liabilities
Total equity and liabilities10/49€236,698€287,724▲
Equity10/15-€65,815-€8,396▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€67,815-€10,396▲
Amounts payable17/49€302,513€296,120▼
Amounts payable after more than one year17€49,715€35,701▼
Financial debts170/4€49,715€35,701▼
Amounts payable within one year42/48€252,798€260,419▲
Financial debts43€13,299€14,014▲
Credit institutions430/8€13,299€14,014▲
Trade debts44€57,104€42,005▼
Suppliers440/4€57,104€42,005▼
Taxes, remuneration and social security45€11,345€32,723▲
Taxes450/3€410€9,834▲
Remuneration and social security454/9€10,935€22,889▲
Other amounts payable47/48€171,050€171,677▲
Income statement Code20232024
Remuneration, social security and pensions62€40,397€111,013▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,248€13,214▲
Other operating charges640/8€864€1,337▲
Gross operating margin9900-€15,483€192,173▲
Operating profit (loss)9901-€62,992€66,609▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€4,824€9,190▲
Recurring financial charges65€4,824€9,190▲
Profit (loss) for the period before taxes9903-€67,815€57,419▲
Profit (loss) for the period9904-€67,815€57,419▲
Profit (loss) for the period to be appropriated9905-€67,815€57,419▲
Appropriation of the result
Profit (loss) to be appropriated9906-€67,815-€10,396▲
Profit (loss) brought forward from the previous period14P--€67,815

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20232024Change
Remuneration, social security and pensions62€40,397€111,013▲ 175%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,248€13,214▲ 111%
Other operating charges640/8€864€1,337▲ 54.7%
Gross operating margin9900-€15,483€192,173▲ 1,341%
Operating profit (loss)9901-€62,992€66,609▲ 206%
Financial income75/76B€1--
Recurring financial income75€1--
Financial charges65/66B€4,824€9,190▲ 90.5%
Recurring financial charges65€4,824€9,190▲ 90.5%
Profit (loss) for the period before taxes9903-€67,815€57,419▲ 185%
Profit (loss) for the period9904-€67,815€57,419▲ 185%
Profit (loss) for the period to be appropriated9905-€67,815€57,419▲ 185%
Line20232024Change
Assets
Total assets20/58€236,698€287,724▲ 21.6%
Formation expenses20€882€680▼ 22.9%
Fixed assets21/28€86,205€88,579▲ 2.8%
Tangible fixed assets22/27€83,542€85,166▲ 1.9%
Plant, machinery and equipment23€64,870€60,557▼ 6.6%
Furniture and vehicles24€18,672€7,940▼ 57.5%
Other tangible fixed assets26-€16,669-
Financial fixed assets28€2,663€3,413▲ 28.2%
Current assets29/58€149,611€198,465▲ 32.7%
Stocks and contracts in progress3€104,542€154,205▲ 47.5%
Stocks30/36€104,542€154,205▲ 47.5%
Amounts receivable within one year40/41€16,084€7,161▼ 55.5%
Other amounts receivable41€16,084€7,161▼ 55.5%
Cash at bank and in hand54/58€28,161€35,584▲ 26.4%
Deferred charges and accrued income490/1€824€1,515▲ 83.9%
Equity and liabilities
Total equity and liabilities10/49€236,698€287,724▲ 21.6%
Equity10/15-€65,815-€8,396▲ 87.2%
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€67,815-€10,396▲ 84.7%
Amounts payable17/49€302,513€296,120▼ 2.1%
Amounts payable after more than one year17€49,715€35,701▼ 28.2%
Financial debts170/4€49,715€35,701▼ 28.2%
Amounts payable within one year42/48€252,798€260,419▲ 3.0%
Financial debts43€13,299€14,014▲ 5.4%
Credit institutions430/8€13,299€14,014▲ 5.4%
Trade debts44€57,104€42,005▼ 26.4%
Suppliers440/4€57,104€42,005▼ 26.4%
Taxes, remuneration and social security45€11,345€32,723▲ 188%
Taxes450/3€410€9,834▲ 2,299%
Remuneration and social security454/9€10,935€22,889▲ 109%
Other amounts payable47/48€171,050€171,677▲ 0.4%
Line20232024Change
Profit (loss) for the period9904-€67,815€57,419▲ 185%
+ Depreciation and write-downs630€6,248€13,214▲ 111%
Operating cash flow (approximation)-€61,567€70,633▲ 215%
Investment in fixed assets (approximation)--€15,588-
Change in cash-€7,423-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
09-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 70 days late
2024
31-12
Financial Back to profitnet €57,419
Net result €57,419 after one loss-making year.
23-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2022
seat establishment approximate The establishment unit on the map
Ground area
1,147 m²
Parcel 52050A0155/00B010, Wallonia. Linked by address, not a title deed.
1 establishment unit
JDKH
Avenue Paul Pastur 8, 6032 CharleroiWholesale trade
since 20222.339.252.790
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52050A0155/00B010indicative Wallonia 1,147 m² - -
Linked by address, not proof of ownership
Good to know
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Charleroi2.339.252.790
1 permission
Toelating · Detailhandel · since 02-06-2023

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 10,504 companies in this sector we hold annual accounts for 5,855. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded21-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
46215Wholesale trade
46331Wholesale trade
46389Wholesale of other food products
46491Wholesale trade
47210Retail sale of fruit and vegetables
E-invoicing
Reachable via Peppol
Peppol ID 0208:0795172940
Also 9925:BE0795172940
Registered 01-06-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.