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JDK CONSULTANCY

Active
Private limited companyfounded 20251 yr activeHerent 128, 3910 Pelt, BelgiumKBO/BCE: BE 1026.498.144
Summary

JDK CONSULTANCY has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€7,052) and a net result of -€9,052. Its solvency ranks better than 5% of 12348 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

What they do
Agents in non-specialised wholesale trade
NACE 46190
1 site
How big
€919total assets 2025
Equity
-€7,052
Loss
-€9,052
Turnover not published (abridged schema)
Financially healthy?
53 Fair Checked score 2025
Bankruptcy chance 12 m
1.1%
Who decides
Accounts filed 28 d late0 of 1 deed read
Why 53Capped at 59: negative equity- Negative equity -€7,052- Founded in 2025+ Size: total assets €919+ Liquidity: current ratio 0.14, cash €494Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 21% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength
Weak
Solvency 0
equity -767.4% of total assets
Liquidity 50
short-term debt 739.4% · cash 53.7%
Profitability 0
return on assets -985.0%
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,765 companies)
  • Size: total assets €919 lowers the probability for this profile
  • Liquidity: current ratio 0.14, cash €494 lowers the probability
  • Negative equity -€7,052 raises the probability
  • Founded in 2025 raises the probability for this profile
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 6%, liquidity 51%, profitability 6%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €919
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.14, cash €494
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Negative equity -€7,052
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Founded in 2025
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
28 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€7,052 View
  • Caution: Among the weakest 5% on solvencysector median 42.1% · 12,348 companies -767.4% View
  • Founded 13 months agofounded 14-08-2025 13 mo View

By topic

Financials

Fiscal year
2025
Total assets
€919
Loss
-€9,052
Solvency
-767.4%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Agents in non-specialised wholesale tradeNACE 46190
Founded
14-08-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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