JDK
ActiveSummary
JDK has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €50k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency27▼-45
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.8%
Return on assets
36.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 7750 sector peers (2025).
NBB · sector comparisonPosition among 7750 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-03-2026, 150 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
150 d early
2024
83 d early
2023
68 d late
2022
122 d early
2021
20 d early
2020
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€3k▼ 96.6%
2024 · €74k
2020: €20k
2021: €68k
2022: €107k
2023: €25k
2024: €74k
2020 → 2025
Total assets
€136k▼ 13.1%
2024 · €157k
2020: €37k
2021: €157k
2022: €197k
2023: €167k
2024: €157k
2020 → 2025
Net result
€50k▼ 40.0%
2024 · €83k
2020: €17k
2021: €48k
2022: €39k
2023: €44k
2024: €83k
2020 → 2025
Working capital
€-5k
2024 · €67k
2020: €20k
2021: €56k
2022: €117k
2023: €18k
2024: €67k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€107k▲ 58.0%€25k▼ 76.3%€74k▲ 193%€3k▼ 96.6%
Operating result€62k-€54k▼ 13.9%€61k▲ 13.1%€117k▲ 92.2%€71k▼ 38.9%
Net result€48k-€39k▼ 18.4%€44k▲ 11.2%€83k▲ 89.8%€50k▼ 40.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136k
Fixed assets
€47k ▼ 13.0%
Current assets
€89k ▼ 13.1%
Equity and liabilities €136k
Equity
€3k ▼ 96.6%
Debt
€134k ▲ 61.4%
Debt's share of the balance-sheet total rises from 52.9% to 98.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€80k▼
2024 · €125k
Cash flow
€58k▼
2024 · €91k
Current ratio
0.95▼
2024 · 2.87
Debt to equity
53.51▲
2024 · 1.12
ROA
36.4%▼
2024 · 52.7%
Interest coverage
23.06▼
2024 · 35.96
Debt ≤ 1 year
€94k▲
2024 · €36k
Debt > 1 year
€40k▼
2024 · €45k
Income taxes
€18k▼
2024 · €31k
A ratio outside any meaningful range has been withheld (balance sheet total €136k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€157k€136k▼
Fixed assets21/28€54k€47k▼
Tangible fixed assets22/27€54k€47k▼
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€51k€45k▼
Financial fixed assets28€251€451▲
Current assets29/58€103k€89k▼
Amounts receivable within one year40/41€20k€1k▼
Trade receivables40€19k-
Other amounts receivable41€1k€1k=
Cash at bank and in hand54/58€82k€83k▲
Deferred charges and accrued income490/1€624€5k▲
Equity and liabilities
Total equity and liabilities10/49€157k€136k▼
Equity10/15€74k€3k▼
Contributions10/11€3k€3k=
Reserves13€71k-
Distributable reserves133€71k-
Amounts payable17/49€83k€134k▲
Amounts payable after more than one year17€45k€40k▼
Financial debts170/4€45k€40k▼
Amounts payable within one year42/48€36k€94k▲
Current portion of amounts payable after more than one year42€6k€6k▲
Financial debts43€5k€9k▲
Credit institutions430/8€5k€9k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€22k€22k▼
Taxes450/3€22k€22k▲
Remuneration and social security454/9€600-
Other amounts payable47/48-€56k
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€9k€932▼
Gross operating margin9900€134k€81k▼
Operating profit (loss)9901€117k€71k▼
Financial income75/76B€22€87▲
Recurring financial income75€22€87▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€113k€68k▼
Income taxes67/77€31k€18k▼
Profit (loss) for the period9904€83k€50k▼
Profit (loss) for the period to be appropriated9905€83k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€83k€50k▼
Transfer from equity791/2-€71k
Transfer to equity691/2€49k-
To other reserves6921€49k-
Profit to be distributed694/7€34k€121k▲
Return on contributions (dividend)694€34k€121k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2020net €83k ▲89.8%
Operating result €117k, net result €83k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.87
Current ratio from 1.20 to 2.87; short-term debt falls from €90k to €36k.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 4.93
Current ratio from 2.25 to 4.93; short-term debt falls from €45k to €30k.
31-12
Financial
Equity above €100kEq €107k ▲58%
3 profitable years in a row build equity to €107k.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mombeekdreef 53500 HasseltGround area
2,575 m²
Building footprint
157 m²
Volume, LiDAR
1,047 m³
Parcel 71328D1054/00M002, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JDK
since 20202.296.795.494
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71328D1054/00M002 | Flanders | 2,575 m² | 1 · 157 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0770.649.558
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Malawi
BE 0773.568.070
Wevelgem · Eq €2,500
Noterman Willem
BE 0770.424.577
Mont-de-l'Enclus · Eq €2,500
DNR Management
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Retie · Eq €2,500
Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 2,047 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2019
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.