JDI
ActiveSummary
JDI has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88k and a net result of €35k. Equity is growing by ~60.4% per year across the filed fiscal years. Its solvency ranks better than 45% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability93=
Solvency75▲+15
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.48 against 1.83 in 2024; short-term debt: 28.6% and cash: 63.7% of total assets), but 50.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
49.9%
Return on assets
19.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-05-2026, 73 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
73 d early
2024
125 d early
2023
111 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€88k▲ 64.6%
2024 · €54k
2023: €23klowest in 3 years
2024: €54k▲ +128% vs 2023
2025: €88k▲ +64.6% vs 2024highest in 3 years
2023 → 2025
Total assets
€177k▲ 14.2%
2024 · €155k
2023: €50klowest in 3 years
2024: €155k▲ +209% vs 2023
2025: €177k▲ +14.2% vs 2024highest in 3 years
2023 → 2025
Net result
€35k▲ 14.9%
2024 · €30k
2023: €13klowest in 3 years
2024: €30k▲ +124% vs 2023
2025: €35k▲ +14.9% vs 2024highest in 3 years
2023 → 2025
Working capital
€75k▲ 84.1%
2024 · €41k
2023: €15klowest in 3 years
2024: €41k▲ +165% vs 2023
2025: €75k▲ +84.1% vs 2024highest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€23k-€54k▲ 128%€88k▲ 64.6%
2023: €23klowest in 3 years
2024: €54k▲ +128% vs 2023
2025: €88k▲ +64.6% vs 2024highest in 3 years
Operating result€18k-€40k▲ 117%€47k▲ 16.7%
2023: €18klowest in 3 years
2024: €40k▲ +117% vs 2023
2025: €47k▲ +16.7% vs 2024highest in 3 years
Net result€13k-€30k▲ 124%€35k▲ 14.9%
2023: €13klowest in 3 years
2024: €30k▲ +124% vs 2023
2025: €35k▲ +14.9% vs 2024highest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 17% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177k
Fixed assets
€52k ▼ 21.3%
Current assets
€125k ▲ 40.5%
Equity and liabilities €177k
Equity
€88k ▲ 64.6%
Debt
€89k ▼ 12.4%
Debt's share of the balance-sheet total falls from 65.4% to 50.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€61k▲
2024 · €46k
Cash flow
€49k▲
2024 · €36k
Current ratio
2.48▲
2024 · 1.83
Debt to equity
1.01▼
2024 · 1.89
ROE
39.2%▼
2024 · 56.2%
ROA
19.6%▲
2024 · 19.5%
Interest coverage
26.44▼
2024 · 31.37
Debt ≤ 1 year
€51k▲
2024 · €49k
Debt > 1 year
€38k▼
2024 · €52k
Income taxes
€10k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€155k€177k▲
Fixed assets21/28€66k€52k▼
Tangible fixed assets22/27€66k€52k▼
Furniture and vehicles24€63k€50k▼
Other tangible fixed assets26€2k€2k▼
Current assets29/58€89k€125k▲
Amounts receivable within one year40/41€5k€8k▲
Trade receivables40€5k€8k▲
Cash at bank and in hand54/58€77k€113k▲
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€155k€177k▲
Equity10/15€54k€88k▲
Contributions10/11€10k€10k=
Reserves13€43k€78k▲
Distributable reserves133€43k€78k▲
Profit (loss) carried forward14€628€256▼
Amounts payable17/49€101k€89k▼
Amounts payable after more than one year17€52k€38k▼
Financial debts170/4€52k€38k▼
Amounts payable within one year42/48€49k€51k▲
Current portion of amounts payable after more than one year42€14k€14k=
Trade debts44€8k€1k▼
Suppliers440/4€8k€1k▼
Taxes, remuneration and social security45€24k€32k▲
Taxes450/3€24k€32k▲
Other amounts payable47/48€3k€4k▲
Accrued charges and deferred income492/3€612€233▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€14k▲
Other operating charges640/8€3k€561▼
Non-recurring operating charges66A€869-
Gross operating margin9900€49k€61k▲
Operating profit (loss)9901€40k€47k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€39k€44k▲
Income taxes67/77€8k€10k▲
Profit (loss) for the period9904€30k€35k▲
Profit (loss) for the period to be appropriated9905€30k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€44k€35k▼
Profit (loss) brought forward from the previous period14P€13k€628▼
Transfer to equity691/2€43k€35k▼
To other reserves6921€43k€35k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €6k | €14k | ▲ 151% |
| Other operating charges640/8 | €373 | €3k | €561 | ▼ 80.4% |
| Non-recurring operating charges66A | - | €869 | - | - |
| Gross operating margin9900 | €23k | €49k | €61k | ▲ 24.2% |
| Operating profit (loss)9901 | €18k | €40k | €47k | ▲ 16.7% |
| Financial income75/76B | - | - | €0 | - |
| Recurring financial income75 | - | - | €0 | - |
| Financial charges65/66B | €654 | €1k | €2k | ▲ 58.0% |
| Recurring financial charges65 | €654 | €1k | €2k | ▲ 58.0% |
| Profit (loss) for the period before taxes9903 | €18k | €39k | €44k | ▲ 15.1% |
| Income taxes67/77 | €4k | €8k | €10k | ▲ 15.9% |
| Profit (loss) for the period9904 | €13k | €30k | €35k | ▲ 14.9% |
| Profit (loss) for the period to be appropriated9905 | €13k | €30k | €35k | ▲ 14.9% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €50k | €155k | €177k | ▲ 14.2% |
| Fixed assets21/28 | €9k | €66k | €52k | ▼ 21.3% |
| Tangible fixed assets22/27 | €9k | €66k | €52k | ▼ 21.3% |
| Furniture and vehicles24 | €9k | €63k | €50k | ▼ 21.7% |
| Other tangible fixed assets26 | - | €2k | €2k | ▼ 10.2% |
| Current assets29/58 | €41k | €89k | €125k | ▲ 40.5% |
| Amounts receivable within one year40/41 | - | €5k | €8k | ▲ 42.8% |
| Trade receivables40 | - | €5k | €8k | ▲ 42.8% |
| Cash at bank and in hand54/58 | €41k | €77k | €113k | ▲ 47.1% |
| Deferred charges and accrued income490/1 | - | €7k | €5k | ▼ 33.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €50k | €155k | €177k | ▲ 14.2% |
| Equity10/15 | €23k | €54k | €88k | ▲ 64.6% |
| Contributions10/11 | €10k | €10k | €10k | = |
| Reserves13 | - | €43k | €78k | ▲ 81.4% |
| Distributable reserves133 | - | €43k | €78k | ▲ 81.4% |
| Profit (loss) carried forward14 | €13k | €628 | €256 | ▼ 59.2% |
| Amounts payable17/49 | €27k | €101k | €89k | ▼ 12.4% |
| Amounts payable after more than one year17 | - | €52k | €38k | ▼ 27.3% |
| Financial debts170/4 | - | €52k | €38k | ▼ 27.3% |
| Amounts payable within one year42/48 | €26k | €49k | €51k | ▲ 4.2% |
| Current portion of amounts payable after more than one year42 | - | €14k | €14k | = |
| Trade debts44 | €983 | €8k | €1k | ▼ 86.3% |
| Suppliers440/4 | €983 | €8k | €1k | ▼ 86.3% |
| Taxes, remuneration and social security45 | €13k | €24k | €32k | ▲ 32.0% |
| Taxes450/3 | €13k | €24k | €32k | ▲ 32.0% |
| Other amounts payable47/48 | €12k | €3k | €4k | ▲ 29.8% |
| Accrued charges and deferred income492/3 | €654 | €612 | €233 | ▼ 62.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €13k | €30k | €35k | ▲ 14.9% |
| + Depreciation and write-downs630 | €4k | €6k | €14k | ▲ 151% |
| Operating cash flow (approximation) | €17k | €36k | €49k | ▲ 36.2% |
| Investment in fixed assets (approximation) | - | €-63k | €0 | ▲ 100% |
| Change in cash | - | €35k | €36k | ▲ 2.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €35k ▲14.9%
Operating result €47k, net result €35k, both a record.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2023
Ground area
732 m²
Building footprint
162 m²
Volume, LiDAR
1,145 m³
Parcel 62030A0453/00P005, Wallonia · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Joseph Bovy 30, 4053 Chaudfontaine
since 20232.341.508.338
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62030A0453/00P005 | Wallonia | 732 m² | 1 · 162 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,632 companies in sector 70200 we hold annual accounts for 52,575. 40,386 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.