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JDC RENOVATIONS

Active
Private limited company·Bouwrijp maken van terreinen· 20 yrs active
Jozef Huysmanslaan 62-63 ·1651 Beersel, Belgium
Open bankruptcy
KBO/BCE: BE 0879.219.480
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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

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Age20 yrs
Staff (FTE)6.7

Summary

Conclusion

the dossier summarised in one paragraph

A bankruptcy procedure is open for JDC RENOVATIONS according to publications in the Belgian State Gazette. The 2024 annual accounts show equity of €7k and a net result of €-136k.

Based on the State Gazette, CBE and 7 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Insolvency timeline

1 events
20-10-2025
Bankruptcy Opening
Date: 14-10-2025 · Ondernemingsrechtbank Brussel · JDC RENOVATIONS BV JOZEF HUYSMANSLAAN 62-6, 1651. BEERSEL · Publications in State Gazette ↗

Signals

2 signals · with evidence
Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
View the result trend
Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 11087 sector peers (2024).
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 12 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
Filing behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 01-07-2025 30 d early 2025-00208268
31-12-2023 31-07-2024 25-04-2025 268 d late 2025-00078112
31-12-2022 31-07-2023 29-08-2023 29 d late 2023-00394277
31-12-2021 31-07-2022 31-08-2022 31 d late 2022-20368145
31-12-2020 31-07-2021 31-08-2021 31 d late 2021-63200470
31-12-2019 31-07-2020 30-08-2020 30 d late 2020-49300446
31-12-2018 31-07-2019 30-09-2019 61 d late 2019-68000519
31-12-2017 31-07-2018 25-08-2018 25 d late 2018-51300315
31-12-2016 31-07-2017 29-09-2017 60 d late 2017-65000170
31-12-2015 31-07-2016 02-06-2017 306 d late 2017-15700443

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-136k-730.5%
Working capital€-4k
Directors1

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 01-07-2025 with the NBB · fiscal year 2024 · micro
€-200k€-100k€0€100kOperating result 2020: €-8k€-8kNet result 2020: €134k€134kOperating result 2021: €6k€6kNet result 2021: €-2k€-2kOperating result 2022: €18k€18kNet result 2022: €7k€7kOperating result 2023: €-16k€-16kNet result 2023: €-16k€-16kOperating result 2024: €-131k€-131kNet result 2024: €-136k€-136k20202021202220232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 1.6% 40.9%
better than 10% of 11087 sector peers
Net result €-136k €11k
better than 5% of 11069 sector peers
Equity €7k €34k
better than 17% of 11090 sector peers
Gross operating margin €189k €35k
better than 93% of 11060 sector peers
Staff costs €317k €25k
higher than 95% of 4038 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P10
2020: P32 · n=16332021: P31 · n=35492022: P35 · n=65332023: P33 · n=90992024: P10 · n=110872020 2024
Stable position over 2020-2024 · n=1633-11087
Net result P5
2020: P11 · n=16262021: P15 · n=35402022: P38 · n=65182023: P6 · n=90842024: P5 · n=110692020 2024
Stable position over 2020-2024 · n=1626-11069
Equity P17
2020: P85 · n=16352021: P91 · n=35522022: P94 · n=65392023: P91 · n=91052024: P17 · n=110902020 2024
Stable position over 2020-2024 · n=1635-11090
Gross operating margin P93
2020: P94 · n=16242021: P92 · n=35402022: P95 · n=65122023: P95 · n=90742024: P93 · n=110602020 2024
Stable position over 2020-2024 · n=1624-11060
Describes the position versus peers, not a forecast.
EBITDA
€-130k
-1114.6% 18-24
Net profit
€-136k
-730.5% 18-24
Cash flow
€-135k
-1079.3% 18-24
Total assets
€432k
-23.4% 18-24
Equity
€7k
-95.3% 18-24
Working capital
€-4k
- 18-24
Employees (FTE)
7
-1.5% 18-24
Staff costs
€317k
+10.2% 18-24
Income taxes
€7k
+309.0% 18-24
Debt
€425k
+0.9% 18-24
Debt ≤ 1y
€425k
+0.9% 18-24
Debt > 1y
€2k
-83.6% 18-24
Current ratio
0.99
-25.9% 18-24
Quick ratio
0.97
-26.3% 18-24
Solvency
1.6%
-93.8% 18-24
Debt / equity
62.86
+2030.3% 18-24
ROE
-2011.0%
-17432.1% 18-24
ROA
-31.5%
-984.6% 18-24
Interest coverage
-24.66
-141.3% 18-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€-130k
Net profit€-136k
Cash flow€-135k
Staff costs€317k
Income taxes-
Dividends-
Total assets€432k
Equity€7k
Debt€425k
of which ≤ 1y€425k
of which > 1y-
Working capital€-4k
Employees (FTE)6.7
Ratios (computed)
2024
Current ratio0.99
Quick ratio0.97
Working capital ratio-0.8%
Solvency1.6%
Debt / equity62.86
Long-term debt ratio-
Interest coverage-24.66
Gross margin-
Net margin-
ROA-31.5%
ROE-2011.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€432k
Fixed assets 21/28€10k
Tangible fixed assets 22/27€4k
Financial fixed assets 28€7k
Current assets 29/58€421k
Stocks & contracts in progress 3€8k
Amounts receivable within one year 40/41€410k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€432k
Equity 10/15€7k
Contributions / capital 10/11€19k
Reserves 13€2k
Accumulated profits (losses) 14€-14k
Amounts payable 17/49€425k
Amounts payable within one year 42/48€425k
Trade debts payable within one year 44€365k
Income statement
Gross operating margin 9900€189k
Operating result 9901€-131k
Financial income 75€273
Financial charges 65€5k
Result before taxes 9903€-136k
Net result for the period 9904€-136k
Result to be appropriated 9905€-136k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Directors

Directors & mandates

Not yet read from the acts

4 acts for this company are in the Belgian State Gazette, of which we have read 0. This is therefore not a statement about the company: we have not extracted its directors from those acts yet.

Insolvency mandates

1 mandate
Role Name Tenure Source
Curator CAROLINE DE LEPELEIRE
KUNSTLAAN 24/9 A, 1000 BRUSSEL 1
14-10-2025 → present Belgian State Gazette

Legal Structure

NACE primary Bouwrijp maken van terreinen(43120)
Legal form Private limited company(610)
Incorporation08-02-2006
StatusActive
Postal code1651
First BS signal 20-10-2025
Latest BS signal 20-10-2025

Structure & network

Ownership & control

No ownership or control structure found in the sources.

For this we read shareholding and parent/subsidiary relations from the acts in the Belgian State Gazette, plus the board seats that legal entities hold in one another. Nothing of the sort is published for this company, which is common: most Belgian companies do not publish a shareholding structure.

1 court or liquidation mandate is on record for this company. Such a mandate is a fact about the company itself, not about a tie to another one: two bankruptcies handled by the same receiver are two separate cases. They are listed under Directors & mandates.

Locations & real estate

Registered office

on the map · from the address register
exact location from the address register On OpenStreetMap

Establishment units

1 location
JDC Renovations
Jozef Huysmanslaan 62-63, 1651 BeerselHandelsbemiddeling in nieuwe en gebruikte auto's voor personenvervoer, inclusief die voor bijzondere doeleinden (b.v. ambulances)
since 20062.151.849.681
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area538 m²
Buildings1
Building footprint538 m²
Volume (LiDAR)3,445 m³
Tallest building10.1 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23046C0251/00W002 Flanders 538 m² 1 · 538 m² 10.1 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

1 event from the State Gazette
20-10-2025
Bankruptcy Opening
Date: 14-10-2025 · Ondernemingsrechtbank Brussel · JDC RENOVATIONS BV JOZEF HUYSMANSLAAN 62-6, 1651. BEERSEL · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-10-20 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability0Solvency12Growth32Stability0
9 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 0
Solvency 12
Growth 32
Stability 0

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Credit advice

verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Bouwrijp maken van terreinen43120Bouwrijp maken van terreinen43120Grondverzet45112Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999Overige gespecialiseerde werkzaamheden in de bouw45250
Primary activity highlighted.
Names & trade names
Legal nameFR JDC RENOVATIONS
Registered office
Jozef Huysmanslaan 62-63
1651 Beersel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.