JDC-CONSULTING
ActiveJDC-CONSULTING has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €91k and a net result of €-24k. Equity is shrinking by ~16.8% per year across the filed fiscal years. Its solvency ranks better than 55% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency99▼-1
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.55 against 2.79 in 2023), and 37% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
63%
Return on assets
-17%
Age of the figures
20 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€24k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
27 d early
2022
55 d early
2021
29 d late
2020
20 d late
2019
11 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€91k▼ 21.2%
2023 · €115k
2018: €446k
2019: €160k
2020: €134k
2021: €161k
2022: €139k
2023: €115k
2018 → 2024
Total assets
€144k▼ 14.6%
2023 · €169k
2018: €450k
2019: €206k
2020: €180k
2021: €214k
2022: €192k
2023: €169k
2018 → 2024
Net result
€-24k▼ 1.0%
2023 · €-24k
2018: €-8k
2019: €-34k
2020: €-26k
2021: €27k
2022: €-22k
2023: €-24k
2018 → 2024
Working capital
€82k▼ 13.8%
2023 · €96k
2018: €418k
2019: €145k
2020: €77k
2021: €120k
2022: €109k
2023: €96k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€134k-€161k▲ 20.0%€139k▼ 13.4%€115k▼ 17.4%€91k▼ 21.2%
Operating result€-25k-€29k€-21k€-23k▼ 12.4%€-24k▼ 1.0%
Net result€-26k-€27k€-22k€-24k▼ 11.9%€-24k▼ 1.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €24k in 2024 against €23k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €144k
Fixed assets
€8k▼ 57.6%
Current assets
€136k▼ 9.0%
Equity and liabilities €144k
Equity
€91k▼ 21.2%
Debt
€53k▼ 0.3%
The debt ratio rises from 31.7% to 37.0%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€-12k▼
2023 · €-12k
Cash flow
€-13k▼
2023 · €-13k
Solvency
63.0%▼
2023 · 68.3%
Current ratio
2.55▼
2023 · 2.79
Quick ratio
2.55▼
2023 · 2.79
Debt / equity
0.59▲
2023 · 0.46
ROE
-26.9%▼
2023 · -21.0%
ROA
-17.0%▼
2023 · -14.3%
Interest coverage
-15.57▲
2023 · -16.96
Debt
€53k▼
2023 · €54k
Debt ≤ 1 year
€53k▼
2023 · €54k
Income taxes
€104▼
2023 · €184
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€169k€144k▼
Fixed assets21/28€19k€8k▼
Tangible fixed assets22/27€19k€8k▼
Furniture and vehicles24€18k€8k▼
Other tangible fixed assets26€2k-
Current assets29/58€149k€136k▼
Amounts receivable within one year40/41€1k€2k▲
Trade receivables40-€27
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€147k€133k▼
Deferred charges and accrued income490/1€701€883▲
Equity and liabilities
Total equity and liabilities10/49€169k€144k▼
Equity10/15€115k€91k▼
Contributions10/11€12k€12k=
Reserves13€185k€185k=
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Distributable reserves133€178k€178k=
Profit (loss) carried forward14€-82k€-106k▼
Amounts payable17/49€54k€53k▼
Amounts payable within one year42/48€54k€53k▼
Trade debts44€296€156▼
Suppliers440/4€296€156▼
Taxes, remuneration and social security45€184€141▼
Taxes450/3€184€141▼
Other amounts payable47/48€53k€53k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k=
Other operating charges640/8€521€508▼
Gross operating margin9900€-12k€-12k▼
Operating profit (loss)9901€-23k€-24k▼
Financial charges65/66B€711€790▲
Recurring financial charges65€711€790▲
Profit (loss) for the period before taxes9903€-24k€-24k▼
Income taxes67/77€184€104▼
Profit (loss) for the period9904€-24k€-24k▼
Profit (loss) for the period to be appropriated9905€-24k€-24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-82k€-106k▼
Profit (loss) brought forward from the previous period14P€-58k€-82k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Back to profitnet €27k
Net result €27k after 3 loss-making years.
31-12
Financial
Equity above €150kEq €161k ▲20%
Equity rises from €134k to €161k.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
17-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kalvarieberg 73090 OverijseGround area
991 m²
Building footprint
172 m²
Volume, LiDAR
302 m³
Parcel 23544D0495/00P002, Flanders · tallest building 11.2 m. Linked by address, not a title deed.
1 establishment unit
Kalvarieberg 7, 3090 Overijse
since 20022.114.401.347
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23544D0495/00P002 | Flanders | 991 m² | 1 · 172 m² | 11.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HUYENOVEN
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BE 0465.112.723
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Radixs
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QPO CONSULTANCY
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 40,316 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-2002
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74141
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.