JDC CONSULTANCY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.86M and a net result of €326k. Equity is growing by ~7.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 7980 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
1 d early
2022
12 d early
2021
21 d early
2020
16 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.86M▲ 23.4%
2024 · €1.51M
2019: €1.11M
2020: €1.38M
2021: €1.16M
2022: €1.40M
2023: €1.38M
2024: €1.51M
2019 → 2025
Net result
€326k▲ 139%
2024 · €136k
2019: €296k
2020: €268k
2021: €160k
2022: €248k
2023: €197k
2024: €136k
2019 → 2025
Total assets
€1.94M▲ 24.7%
2024 · €1.55M
2019: €1.55M
2020: €1.84M
2021: €1.96M
2022: €1.56M
2023: €1.68M
2024: €1.55M
2019 → 2025
Solvency
96.2%▼ 1.0pp
2024 · 97.2%
2019: 71.6%
2020: 74.9%
2021: 59.2%
2022: 89.9%
2023: 82.1%
2024: 97.2%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.16M-€1.40M▲ 21.4%€1.38M▼ 2.1%€1.51M▲ 9.8%€1.86M▲ 23.4%
Operating result€251k-€377k▲ 50.2%€281k▼ 25.6%€172k▼ 38.8%€451k▲ 163%
Net result€160k-€248k▲ 54.8%€197k▼ 20.5%€136k▼ 30.9%€326k▲ 139%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 163% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.94M
Fixed assets
€721k▲ 41.1%
Current assets
€1.22M▲ 16.7%
Equity and liabilities €1.94M
Equity
€1.86M▲ 23.4%
Provisions
€21k=
Debt
€53k▲ 134%
The debt ratio rises from 1.5% to 2.7%. Equity and debt are higher.
Key figures and ratios
Solvency
96.2%▼
2024 · 97.2%
ROE
17.5%▲
2024 · 9.0%
ROA
16.8%▲
2024 · 8.8%
Debt
€53k▲
2024 · €23k
Debt ≤ 1 year
€53k▲
2024 · €22k
Income taxes
€142k▲
2024 · €71k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.55M€1.94M▲
Fixed assets21/28€511k€721k▲
Tangible fixed assets22/27€309k€519k▲
Land and buildings22€214k€417k▲
Furniture and vehicles24€89k€84k▼
Other tangible fixed assets26€7k€18k▲
Financial fixed assets28€201k€201k=
Current assets29/58€1.04M€1.22M▲
Amounts receivable within one year40/41€36k€157k▲
Trade receivables40€11k€152k▲
Other amounts receivable41€24k€5k▼
Current investments50/53€735k€781k▲
Cash at bank and in hand54/58€268k€275k▲
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€1.55M€1.94M▲
Equity10/15€1.51M€1.86M▲
Contributions10/11€12k€12k=
Revaluation surpluses12€12k€231k▲
Reserves13€1.49M€1.62M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€114k€114k=
Distributable reserves133€1.37M€1.51M▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€21k€21k=
Provisions for liabilities and charges160/5€21k€21k=
Pensions and similar obligations160€21k€21k=
Amounts payable17/49€23k€53k▲
Amounts payable within one year42/48€22k€53k▲
Trade debts44€18k€388▼
Suppliers440/4€18k€388▼
Taxes, remuneration and social security45€2k€35k▲
Taxes450/3€2k€35k▲
Other amounts payable47/48€2k€17k▲
Accrued charges and deferred income492/3€95€55▼
Income statement
Code20242025
Non-recurring operating income76A€14k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€39k▼
Other operating charges640/8€1k€4k▲
Gross operating margin9900€218k€494k▲
Operating profit (loss)9901€172k€451k▲
Financial income75/76B€36k€17k▼
Recurring financial income75€16k€10k▼
Non-recurring financial income76B€20k€7k▼
Financial charges65/66B€125€204▲
Recurring financial charges65€125€204▲
Profit (loss) for the period before taxes9903€207k€468k▲
Income taxes67/77€71k€142k▲
Profit (loss) for the period9904€136k€326k▲
Transfer from tax-exempt reserves789€107k€0▼
Profit (loss) for the period to be appropriated9905€243k€326k▲
Appropriation of the result
Profit (loss) to be appropriated9906€243k€326k▲
Transfer from equity791/2€833€189k▲
Transfer to equity691/2€242k€324k▲
To the legal reserve6920€0-
To other reserves6921€242k€324k▲
Profit to be distributed694/7€2k€191k▲
Return on contributions (dividend)694€833€189k▲
Directors or managers695€1k€2k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €326k ▲139%
Net result €326k, the highest in the series.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €136k ▼30.9%
Net result drops to €136k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity times 10current ratio 46.36
Current ratio from 4.46 to 46.36; short-term debt falls from €276k to €22k.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity times 5current ratio 8.85
Current ratio from 1.91 to 8.85; short-term debt falls from €763k to €124k.
10-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
04-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mellestraat(Heu) 188501 KortrijkGround area
2,125 m²
Building footprint
128 m²
Volume, LiDAR
1,286 m³
Parcel 34016A0562/00V004, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JDCC
since 20082.167.776.784
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34016A0562/00V004 | Flanders | 2,125 m² | 1 · 128 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RDW Beheer
BE 1004.358.388
Deinze · Eq €1.86M
PolyM³
BE 0505.721.079
Kortrijk · Eq €1.86M
CMC 7 INVEST
BE 0788.260.996
Kortrijk · Eq €1.86M
Douret & Partners
BE 0632.602.326
Sint-Pieters-Woluwe · Eq €1.86M
Green Park Investment Holding
BE 0678.509.555
Gent · Eq €1.86M
Of 24,725 companies in sector 64210 we hold annual accounts for 19,747. 11,120 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2007
Fiscal year end30-06
Abbreviation NL
JDCC
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:056/ 35 00 07