JDBP
ActiveSummary
JDBP has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,149 and a net result of €14,061. Equity is growing by ~102% per year across the filed fiscal years. Its solvency ranks better than 27% of 17213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▲+28
Solvency55▲+1
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.27 in 2024; short-term debt: 70.3% and cash: 6.2% of total assets), and 70.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.7%
Return on assets
19.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-03-2026, 151 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
151 d early
2024
29 d early
2023
41 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 74 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€21,149▲ 198%
2024 · €7,089
Total assets
€71,236▲ 196%
2024 · €24,058
Net result
€14,061▲ 3,413%
2024 · €400
Working capital
€17,661▲ 285%
2024 · €4,584
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€7,888-€4,162▼ 47.2%€28,624▲ 588%
Net result€5,188within the sector's middle half-€400below the sector's middle half▼ 92.3%€14,061within the sector's middle half▲ 3,413%
Equity€6,688below the sector's middle half-€7,089below the sector's middle half▲ 6.0%€21,149within the sector's middle half▲ 198%
Total assets€25,718below the sector's middle half-€24,058below the sector's middle half▼ 6.5%€71,236below the sector's middle half▲ 196%
Debt€19,029-€16,970▼ 10.8%€50,087▲ 195%
Working capital€2,114below the sector's middle half-€4,584below the sector's middle half▲ 117%€17,661within the sector's middle half▲ 285%
Solvency26.0%below the sector's middle half-29.5%below the sector's middle half▲ 3.5pp29.7%within the sector's middle half▲ 0.2pp
Current ratio1.11below the sector's middle half-1.27below the sector's middle half▲ 0.161.35within the sector's middle half▲ 0.08
Return on assets (ROA)20.2%within the sector's middle half-1.7%below the sector's middle half▼ 18.5pp19.7%within the sector's middle half▲ 18.1pp
Staff (FTE)1
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 588% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71,236
Fixed assets
€3,488 ▲ 39.3%
Current assets
€67,748 ▲ 214%
Equity and liabilities €71,236
Equity
€21,149 ▲ 198%
Debt
€50,087 ▲ 195%
Debt's share of the balance-sheet total falls from 70.5% to 70.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€29,673▲
2024 · €6,232
Cash flow
€15,110▲
2024 · €2,471
Debt to equity
2.37▼
2024 · 2.39
ROE
66.5%▲
2024 · 5.6%
Interest coverage
3.21▲
2024 · 2.49
Debt ≤ 1 year
€50,087▲
2024 · €16,970
Income taxes
€6,388▲
2024 · €1,262
Staff costs
€37,037
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
3.1%
went bankrupt
1.6%
stopped otherwise
94%
still going
A further 1.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €37,037 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €831 | €2,070 | €1,049 | ▼ 49.3% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €3,191 | - |
| Other operating charges640/8 | - | €194 | €4,126 | ▲ 2,025% |
| Gross operating margin9900 | €8,718 | €6,426 | €74,027 | ▲ 1,052% |
| Operating profit (loss)9901 | €7,888 | €4,162 | €28,624 | ▲ 588% |
| Financial income75/76B | - | €0 | €1,057 | ▲ 1,762,150% |
| Recurring financial income75 | - | €0 | €1,057 | ▲ 1,762,150% |
| Financial charges65/66B | €800 | €2,499 | €9,232 | ▲ 269% |
| Recurring financial charges65 | €800 | €2,499 | €9,232 | ▲ 269% |
| Profit (loss) for the period before taxes9903 | €7,087 | €1,663 | €20,449 | ▲ 1,130% |
| Income taxes67/77 | €1,899 | €1,262 | €6,388 | ▲ 406% |
| Profit (loss) for the period9904 | €5,188 | €400 | €14,061 | ▲ 3,413% |
| Profit (loss) for the period to be appropriated9905 | €5,188 | €400 | €14,061 | ▲ 3,413% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €25,718 | €24,058 | €71,236 | ▲ 196% |
| Fixed assets21/28 | €4,574 | €2,504 | €3,488 | ▲ 39.3% |
| Intangible fixed assets21 | €1,462 | €1,312 | €1,162 | ▼ 11.4% |
| Tangible fixed assets22/27 | €3,113 | €1,192 | €2,326 | ▲ 95.1% |
| Plant, machinery and equipment23 | €3,113 | €1,192 | €509 | ▼ 57.3% |
| Furniture and vehicles24 | - | - | €1,817 | - |
| Current assets29/58 | €21,143 | €21,554 | €67,748 | ▲ 214% |
| Amounts receivable within one year40/41 | €21,143 | €14,865 | €63,341 | ▲ 326% |
| Trade receivables40 | €21,143 | €14,865 | €33,235 | ▲ 124% |
| Other amounts receivable41 | - | - | €30,106 | - |
| Cash at bank and in hand54/58 | - | €1,232 | €4,407 | ▲ 258% |
| Deferred charges and accrued income490/1 | - | €5,458 | - | - |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €25,718 | €24,058 | €71,236 | ▲ 196% |
| Equity10/15 | €6,688 | €7,089 | €21,149 | ▲ 198% |
| Contributions10/11 | €1,500 | €1,500 | €1,500 | = |
| Reserves13 | €5,188 | €5,589 | €19,649 | ▲ 252% |
| Distributable reserves133 | €5,188 | €5,589 | €19,649 | ▲ 252% |
| Amounts payable17/49 | €19,029 | €16,970 | €50,087 | ▲ 195% |
| Amounts payable within one year42/48 | €19,029 | €16,970 | €50,087 | ▲ 195% |
| Financial debts43 | €4,655 | - | - | - |
| Credit institutions430/8 | €4,655 | - | - | - |
| Trade debts44 | €5,294 | €11,513 | €11,305 | ▼ 1.8% |
| Suppliers440/4 | €5,294 | €11,513 | €11,305 | ▼ 1.8% |
| Taxes, remuneration and social security45 | €5,037 | €4,586 | €38,782 | ▲ 746% |
| Taxes450/3 | €5,037 | €4,586 | €33,419 | ▲ 629% |
| Remuneration and social security454/9 | - | - | €5,363 | - |
| Other amounts payable47/48 | €4,044 | €871 | - | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €5,188 | €400 | €14,061 | ▲ 3,413% |
| + Depreciation and write-downs630 | €831 | €2,070 | €1,049 | ▼ 49.3% |
| Operating cash flow (approximation) | €6,019 | €2,471 | €15,110 | ▲ 512% |
| Investment in fixed assets (approximation) | - | €0 | -€2,033 | - |
| Change in cash | - | - | €3,176 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €14,061 ▲3,413%
Operating result €28,624, net result €14,061, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €400 ▼92.3%
Net result drops to €400, the lowest in the series; recovery starts the following year.
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2023
Ground area
3.2 ha
Building footprint
2.0 ha
Volume, LiDAR
251,951 m³
Parcel 44808H0602/00T003, Flanders · tallest building 40.8 m, ±4 floors. Linked by address, not a title deed.
183
companies at this address
See who is registered here
1 establishment unit
JDBP
since 20232.348.806.104
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0602/00T003 | Flanders | 3.2 ha | 1 · 2.0 ha | 40.8 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INPERIO DIGITAL
BE 0788.622.470
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VULPES PARTNERS
BE 0635.911.709
Antwerpen · Eq €21,140
POPP
BE 0507.591.793
Blégny · Eq €21,139
ALTUM CONSULTING
BE 0831.978.403
Braine-l'Alleud · Eq €21,131
MARVELIXS
BE 0729.960.335
Aarschot · Eq €21,170
Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. 13,201 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
49330On-demand passenger transport by chauffeured vehicle
E-invoicing
Reachable via Peppol
Peppol ID
0208:0805371895
Also
9925:BE0805371895
Registered
16-07-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.