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JDBmedic

Active
Private limited companyfounded 2024active for 2 yearsRue de Viesville(CO) 30, 6180 Courcelles, BelgiumKBO/BCE: BE 1015.533.283

Financials · financial year 2025, micro format

2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00469714.

Annual accounts 2025 filed on 31-08-2026 at the NBB

Turnover
≈ €390,000
Estimated: probably between €330,000 and €510,000
Total assets
€185,314
Net result
€158,524
Working capital
€159,791

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €185,314
Fixed assets €1,733
Current assets €183,582
Equity and liabilities €185,314
Equity €161,524
Debt €23,791
Debt's share of the balance-sheet total is 12.8%.
Key figures and ratios
2025 value
EBITDA
€206,442
Cash flow
€159,051
Current ratio
7.72
Debt to equity
0.15
ROE
98.1%
ROA
85.5%
Interest coverage
over 100
Debt ≤ 1 year
€23,791
Income taxes
€47,840

Investments

fixed assets acquired
Item2025
Tangible fixed assets€2,260
Financial fixed assets€0
Depreciation and write-downs of the year€527

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet Code2025
Assets
Total assets20/58€185,314
Fixed assets21/28€1,733
Tangible fixed assets22/27€1,733
Furniture and vehicles24€1,733
Current assets29/58€183,582
Amounts receivable within one year40/41€18,461
Trade receivables40€230
Other amounts receivable41€18,231
Cash at bank and in hand54/58€146,263
Deferred charges and accrued income490/1€18,859
Equity and liabilities
Total equity and liabilities10/49€185,314
Equity10/15€161,524
Contributions10/11€3,000
Profit (loss) carried forward14€158,524
Amounts payable17/49€23,791
Amounts payable within one year42/48€23,791
Financial debts43€39
Credit institutions430/8€39
Trade debts44€973
Suppliers440/4€973
Taxes, remuneration and social security45€22,779
Taxes450/3€22,779
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€527
Other operating charges640/8€1,730
Gross operating margin9900€208,172
Operating profit (loss)9901€205,915
Financial income75/76B€494
Recurring financial income75€494
Financial charges65/66B€45
Recurring financial charges65€45
Profit (loss) for the period before taxes9903€206,364
Income taxes67/77€47,840
Profit (loss) for the period9904€158,524
Profit (loss) for the period to be appropriated9905€158,524
Appropriation of the result
Profit (loss) to be appropriated9906€158,524

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€527
Other operating charges640/8€1,730
Gross operating margin9900€208,172
Operating profit (loss)9901€205,915
Financial income75/76B€494
Recurring financial income75€494
Financial charges65/66B€45
Recurring financial charges65€45
Profit (loss) for the period before taxes9903€206,364
Income taxes67/77€47,840
Profit (loss) for the period9904€158,524
Profit (loss) for the period to be appropriated9905€158,524
Line2025
Assets
Total assets20/58€185,314
Fixed assets21/28€1,733
Tangible fixed assets22/27€1,733
Furniture and vehicles24€1,733
Current assets29/58€183,582
Amounts receivable within one year40/41€18,461
Trade receivables40€230
Other amounts receivable41€18,231
Cash at bank and in hand54/58€146,263
Deferred charges and accrued income490/1€18,859
Equity and liabilities
Total equity and liabilities10/49€185,314
Equity10/15€161,524
Contributions10/11€3,000
Profit (loss) carried forward14€158,524
Amounts payable17/49€23,791
Amounts payable within one year42/48€23,791
Financial debts43€39
Credit institutions430/8€39
Trade debts44€973
Suppliers440/4€973
Taxes, remuneration and social security45€22,779
Taxes450/3€22,779
Line2025
Profit (loss) for the period9904€158,524
+ Depreciation and write-downs630€527
Operating cash flow (approximation)€159,051

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Historical observation

In July 2024, 39,278 companies had the same profile as JDBmedic has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
95.8% was still going
2.3% stopped otherwise
1.8% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of JDBmedic itself is lower: < 0.1% within 12 months. It rests on far more data about JDBmedic than the profile alone.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for JDBmedic. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 31-08-2026 2026-00469714 PDF

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