JDB & PARTNERS

Active

Private limited companyfounded 200521 yrs activeAcaciastraat 23, 2440 Geel, BelgiumKBO/BCE: BE 0875.601.578

Summary

JDB & PARTNERS has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €177,349 and a net result of -€30,919. Equity is growing by ~30.1% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (low).

Risk analysisWatch Report Compare

JDB & PARTNERSActiveChecked score 80/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€30,000turnover 2025

Equity: €177,349
Loss: -€30,919

Financial health

80 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.5%

Structure

Parent: Altrea Logistics Meerhout · 100%

Auditor: Figurad BedrijfsrevisorenAccounts on time1 of 5 deeds read

Why 80- Loss of €30,919 (FY 2025)- 1 of the last 3 late+ Size: turnover €30,000, total assets €360,067+ Founded in 2005Show the evidence

Checked score

Score 2025

80 / 100

Excellent

Probability in this band: under 0.55%

Better than 36% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 74-23

equity 49.3% of total assets

Liquidity 45+5

short-term debt 50.7% · cash 16.7%

Profitability 72-13

return on assets -8.6%

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● 0.0% vs 11-2024lowest value 01-2025: 0.2%▲ +12.4% vs 12-2024 02-2025: 0.2%● 0.0% vs 01-2025 03-2025: 0.2%● 0.0% vs 02-2025 04-2025: 0.2%▼ -5.5% vs 03-2025 05-2025: 0.2%▲ +1.0% vs 04-2025 06-2025: 0.2%▲ +8.7% vs 05-2025 07-2025: 0.3%▲ +38.9% vs 06-2025 08-2025: 0.5%▲ +71.3% vs 07-2025 09-2025: 0.7%▲ +28.3% vs 08-2025highest value 10-2025: 0.4%▼ -46.8% vs 09-2025 11-2025: 0.4%● 0.0% vs 10-2025 12-2025: 0.4%● 0.0% vs 11-2025 01-2026: 0.4%▲ +12.3% vs 12-2025 02-2026: 0.4%● 0.0% vs 01-2026 03-2026: 0.4%▼ -0.7% vs 02-2026 04-2026: 0.4%▼ -6.1% vs 03-2026 05-2026: 0.4%▼ -0.3% vs 04-2026 06-2026: 0.4%▲ +7.6% vs 05-2026 07-2026: 0.4%▲ +1.5% vs 06-2026 08-2026: 0.5%▲ +21.8% vs 07-2026 09-2026: 0.5%● 0.0% vs 08-2026 10-2026: 0.5%● 0.0% vs 09-2026

Size: turnover €30,000, total assets €360,067 lowers the probability for this profile
Loss of €30,919 (FY 2025) raises the probability
1 of the last 3 late raises the probability
Founded in 2005 lowers the probability for this profile

Credit up to €3,000 at 30 days acceptable

Liquidity short (current ratio 0.5 against 0.11 in 2024; short-term debt: 50.7% and cash: 16.7% of total assets), and 50.7% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 44%, liquidity 28%, profitability 53%, growth against the median 20%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: turnover €30,000, total assets €360,067

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Loss of €30,919 (FY 2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Founded in 2005

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

on the day

2024

36 d late

2023

33 d early

2022

40 d early

2021

40 d early

2020

39 d early

2019

15 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 19 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (4 of the last 5 filed years within 32 days of that day).

Companies Code · seven months

Position in the running window

06-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-07-26 Annual accounts filedfiscal year 2025 · full…
11-03-26 Appointment: Figurad Bedrijfsrevisoren (statutory auditor)Permanent representative: Dieter Biebaut
05-09-25 Annual accounts filedfiscal year 2024 · abbreviated…