JDB Consulting
ActiveJDB Consulting has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €13k. Its solvency ranks better than 47% of 1898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency77▼-2
Growth78
Track record82
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.04 against 2.22 in 2024; short-term debt: 47.3% and cash: 11.2% of total assets), and 47.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.4%
Return on assets
26.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
11 d late
2024
84 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▲ 105%
2024 · €12k
2024: €12k
2024 → 2025
Total assets
€47k▲ 113%
2024 · €22k
2024: €22k
2024 → 2025
Net result
€13k▲ 26.3%
2024 · €10k
2024: €10k
2024 → 2025
Working capital
€836▼ 93.1%
2024 · €12k
2024: €12k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€12k-€25k▲ 105%
Operating result€14k-€18k▲ 29.5%
Net result€10k-€13k▲ 26.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 30% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€24k
Current assets
€23k
Equity and liabilities €47k
Equity
€25k▲ 105%
Debt
€22k▲ 122%
The debt ratio rises from 45.6% to 47.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€19k▲
2024 · €15k
Cash flow
€14k▲
2024 · €11k
Solvency
52.4%▼
2024 · 54.4%
Current ratio
1.04▼
2024 · 2.22
Quick ratio
1.04▼
2024 · 2.22
Debt / equity
0.91▲
2024 · 0.84
ROE
51.3%▼
2024 · 83.3%
ROA
26.9%▼
2024 · 45.3%
Interest coverage
429.91▲
2024 · 194.86
Debt
€22k▲
2024 · €10k
Debt ≤ 1 year
€22k▲
2024 · €10k
Income taxes
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€22k€47k▲
Formation expenses20€24€0▼
Fixed assets21/28-€24k
Tangible fixed assets22/27-€24k
Plant, machinery and equipment23-€4k
Other tangible fixed assets26-€20k
Current assets29/58€22k€23k▲
Amounts receivable within one year40/41€490€11k▲
Trade receivables40-€11k
Other amounts receivable41€490€0▼
Current investments50/53-€7k
Cash at bank and in hand54/58€21k€5k▼
Deferred charges and accrued income490/1€878€0▼
Equity and liabilities
Total equity and liabilities10/49€22k€47k▲
Equity10/15€12k€25k▲
Contributions10/11€2k€2k=
Reserves13€10k€23k▲
Distributable reserves133€10k€23k▲
Amounts payable17/49€10k€22k▲
Amounts payable within one year42/48€10k€22k▲
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€4k€15k▲
Taxes450/3€4k€13k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€4k€6k▲
Accrued charges and deferred income492/3€160€160=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€958€1k▲
Other operating charges640/8-€611
Gross operating margin9900€15k€20k▲
Operating profit (loss)9901€14k€18k▲
Financial income75/76B€0€0=
Recurring financial income75€0€0=
Financial charges65/66B€77€45▼
Recurring financial charges65€77€45▼
Profit (loss) for the period before taxes9903€14k€18k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€10k€13k▲
Profit (loss) for the period to be appropriated9905€10k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€13k▲
Transfer to equity691/2€10k€13k▲
To other reserves6921€10k€13k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 11 days late
2025
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lennik · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Busingenstraat 51750 LennikGround area
457 m²
Building footprint
72 m²
Volume, LiDAR
35 m³
Parcel 23072D0250/03N002, Flanders · tallest building 2.2 m. Linked by address, not a title deed.
1 establishment unit
JDB Consulting
since 20242.356.767.428
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23072D0250/03N002 | Flanders | 457 m² | 1 · 72 m² | 2.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,153 companies in sector 63920 we hold annual accounts for 1,522. 1,115 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2024
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.