JDAL
ActiveSummary
JDAL has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €5k. Its solvency ranks better than 43% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability86
Solvency46
Growth-
Track record67
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.17; short-term debt: 33.3% and cash: 24.6% of total assets), and 78.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
16 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€8k
Total assets
€40k
Net result
€5k
Working capital
€2k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €40k
Fixed assets
€24k
Current assets
€15k
Equity and liabilities €40k
Equity
€8k
Debt
€31k
Debt finances 78.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€19k
Cash flow
€15k
Current ratio
1.17
Debt to equity
3.72
ROE
64.3%
ROA
13.6%
Interest coverage
19.36
Debt ≤ 1 year
€13k
Debt > 1 year
€17k
Income taxes
€3k
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet
Code2025
Assets
Total assets20/58€40k
Fixed assets21/28€24k
Tangible fixed assets22/27€24k
Furniture and vehicles24€24k
Current assets29/58€15k
Amounts receivable within one year40/41€5k
Trade receivables40€4k
Other amounts receivable41€890
Cash at bank and in hand54/58€10k
Deferred charges and accrued income490/1€374
Equity and liabilities
Total equity and liabilities10/49€40k
Equity10/15€8k
Contributions10/11€3k
Reserves13€5k
Distributable reserves133€5k
Amounts payable17/49€31k
Amounts payable after more than one year17€17k
Financial debts170/4€17k
Amounts payable within one year42/48€13k
Current portion of amounts payable after more than one year42€7k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€3k
Taxes450/3€3k
Accrued charges and deferred income492/3€1k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k
Other operating charges640/8€2k
Gross operating margin9900€21k
Operating profit (loss)9901€9k
Financial charges65/66B€980
Recurring financial charges65€980
Profit (loss) for the period before taxes9903€8k
Income taxes67/77€3k
Profit (loss) for the period9904€5k
Profit (loss) for the period to be appropriated9905€5k
Appropriation of the result
Profit (loss) to be appropriated9906€5k
Transfer to equity691/2€5k
To other reserves6921€5k
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Schmidtlaan 931040 EtterbeekGround area
727 m²
Building footprint
312 m²
Volume, LiDAR
5,900 m³
Parcel 21363B0320/00E003, Brussels · tallest building 28.4 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Louis Schmidtlaan 93, 1040 Etterbeek
since 20242.368.639.832
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0320/00E003 | Brussels | 727 m² | 1 · 312 m² | 28.4 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Ardensia
BE 1016.826.650
Liège · Eq €8,473
AxoGe
BE 1028.459.623
Schoten · Eq €8,330
4C GESTION
BE 1024.892.892
Anderlecht · Eq €8,506
SNF Vastgoedbeheer
BE 1007.180.593
Antwerpen · Eq €8,250
CONFORT INVEST SYNDIC
BE 0804.102.581
Manage · Eq €8,611
Of 3,768 companies in sector 68321 we hold annual accounts for 1,391. 505 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
68321Property management for co-owned buildings (syndics)
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.