Age5 yrs
Real estate1 parcel · 1,202 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of JD&W Consult is 0.5% (low). The 2024 annual accounts show negative equity (€-25k) and a net result of €1k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 12451 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 4 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.5%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Young company
+Annual accounts: weaker financial profile
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceWeak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 12451 sector peers (2024).
View the sector comparison Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
3 signalsMore than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags
0 events
No administrative flags
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€1k
Working capital€72k+348.0%
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 26-09-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -3.0% | 60.6% | |
| Net result | €1k | €31k | |
| Equity | €-25k | €63k | |
| Gross operating margin | €96k | €52k | |
| Total assets | €854k | €124k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P8
Weakening position over 2021-2024
· n=3455-12451
P18
Stable position over 2021-2024
· n=3454-12453
P5
Weakening position over 2021-2024
· n=3460-12459
P74
Improving position over 2021-2024
· n=3445-12439
Describes the position versus peers, not a forecast.
€37k
-
-34% vs sector
€1k
-
far above sector median
€22k
-
-51% vs sector
€854k
-36.1%
+23% vs sector
€-25k
+5.3%
far below sector median
€72k
+348.0%
-66% vs sector
€715
+25.7%
-97% vs sector
€879k
-35.5%
+276% vs sector
€45k
-53.1%
-66% vs sector
€834k
-34.2%
+223% vs sector
2.61
+123.0%
+132% vs sector
2.61
+123.0%
+132% vs sector
-3.0%
-48.2%
far below sector median
-34.55
+31.9%
far below sector median
-5.6%
-
far below sector median
0.2%
-
far above sector median
2.61
-
+5% vs sector
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | - |
| Net profit | €1k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €715 |
| Dividends | - |
| Total assets | €854k |
| Equity | €-25k |
| Debt | €879k |
| of which ≤ 1y | €45k |
| of which > 1y | €834k |
| Working capital | €72k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 2.61 |
| Quick ratio | 2.61 |
| Working capital ratio | 8.4% |
| Solvency | -3.0% |
| Debt / equity | -34.55 |
| Long-term debt ratio | -32.79 |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 0.2% |
| ROE | -5.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €854k |
| Fixed assets | 21/28 | €737k |
| Tangible fixed assets | 22/27 | €737k |
| Current assets | 29/58 | €117k |
| Amounts receivable within one year | 40/41 | €116k |
| Cash & bank | 54/58 | €1k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €854k |
| Equity | 10/15 | €-25k |
| Contributions / capital | 10/11 | €50k |
| Accumulated profits (losses) | 14 | €-75k |
| Amounts payable | 17/49 | €879k |
| Amounts payable after one year | 17 | €834k |
| Amounts payable within one year | 42/48 | €45k |
| Trade debts payable within one year | 44 | €7k |
| Income statement | ||
| Gross operating margin | 9900 | €96k |
| Operating result | 9901 | €29k |
| Financial income | 75 | €50 |
| Financial charges | 65 | €27k |
| Result before taxes | 9903 | €2k |
| Income taxes | 67/77 | €715 |
| Net result for the period | 9904 | €1k |
| Result to be appropriated | 9905 | €1k |
You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed38
/ 100
Weak
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Structure & network
Locations & real estate
Establishment units
1 locationJD&W Consult
since 20212.328.045.332
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,202 m²
Buildings1
Building footprint148 m²
Volume (LiDAR)1,111 m³
Tallest building9.7 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42322C0216/00P000 | Flanders | 1,202 m² | 1 · 148 m² | 9.7 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Analysis
Snowflake analysis
financial profile on 5 axes51
/ 100
Mixed profile: strong on stability, weaker on profitability.
Health
38
Profitability
0
Solvency
67
Growth
58
Stability
94
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Credit advice
verdict per customer and amountSimilar
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Company registry (CBE)
Crossroads BankActivities
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Primary activity highlighted.
Names & trade names
| Legal nameNL | JD&W Consult |
Registered office
Opwijksestraat 184
9280 Lebbeke, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.