JD-Technics
ActiveJD-Technics has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143k and a net result of €37k. Equity is growing by ~21.5% per year across the filed fiscal years. Its solvency ranks better than 89% of 1303 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 6.36 against 10.25 in 2024; short-term debt: 15.2% and cash: 65.4% of total assets), and 15.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 33
Relative position
BE, all sectors
reference
Sector 33
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.8%
Return on assets
21.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-05-2026, 85 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
85 d early
2024
1 d early
2023
44 d early
2022
3 d early
2021
31 d late
2020
11 d early
2019
28 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€143k▲ 10.7%
2024 · €129k
2019: €31k
2020: €54k
2021: €83k
2022: €93k
2023: €75k
2024: €129k
2019 → 2025
Total assets
€169k▲ 19.1%
2024 · €142k
2019: €38k
2020: €75k
2021: €97k
2022: €125k
2023: €128k
2024: €142k
2019 → 2025
Net result
€37k▼ 32.5%
2024 · €54k
2019: €12k
2020: €23k
2021: €29k
2022: €10k
2023: €21k
2024: €54k
2019 → 2025
Working capital
€138k▲ 19.2%
2024 · €116k
2019: €30k
2020: €47k
2021: €75k
2022: €90k
2023: €69k
2024: €116k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€83k-€93k▲ 12.4%€75k▼ 19.9%€129k▲ 72.6%€143k▲ 10.7%
Operating result€39k-€16k▼ 58.9%€34k▲ 107%€76k▲ 127%€55k▼ 28.6%
Net result€29k-€10k▼ 64.6%€21k▲ 108%€54k▲ 154%€37k▼ 32.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €169k
Fixed assets
€5k▼ 61.1%
Current assets
€163k▲ 27.6%
Equity and liabilities €169k
Equity
€143k▲ 10.7%
Debt
€26k▲ 106%
The debt ratio rises from 8.8% to 15.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€56k▼
2024 · €77k
Cash flow
€38k▼
2024 · €55k
Solvency
84.8%▼
2024 · 91.2%
Current ratio
6.36▼
2024 · 10.25
Quick ratio
5.82▼
2024 · 9.14
Debt / equity
0.18▲
2024 · 0.10
ROE
25.6%▼
2024 · 42.1%
ROA
21.7%▼
2024 · 38.4%
Interest coverage
167.51▲
2024 · 78.06
Debt
€26k▲
2024 · €12k
Debt ≤ 1 year
€26k▲
2024 · €12k
Income taxes
€18k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€142k€169k▲
Fixed assets21/28€14k€5k▼
Tangible fixed assets22/27€14k€5k▼
Furniture and vehicles24€10k€2k▼
Other tangible fixed assets26€4k€3k▼
Current assets29/58€128k€163k▲
Stocks and contracts in progress3€14k€14k=
Stocks30/36€14k€14k=
Amounts receivable within one year40/41€46k€39k▼
Trade receivables40€15k€10k▼
Other amounts receivable41€31k€29k▼
Current investments50/53€0-
Cash at bank and in hand54/58€66k€110k▲
Deferred charges and accrued income490/1€3k€0▼
Equity and liabilities
Total equity and liabilities10/49€142k€169k▲
Equity10/15€129k€143k▲
Contributions10/11€19k€19k=
Reserves13€111k€124k▲
Distributable reserves133€111k€124k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€12k€26k▲
Amounts payable within one year42/48€12k€26k▲
Financial debts43-€155
Credit institutions430/8-€155
Trade debts44€9k€2k▼
Suppliers440/4€9k€2k▼
Taxes, remuneration and social security45€3k€5k▲
Taxes450/3€3k€5k▲
Other amounts payable47/48€0€19k▲
Income statement
Code20242025
Non-recurring operating income76A-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€2k
Other operating charges640/8€1k€2k▲
Gross operating margin9900€79k€59k▼
Operating profit (loss)9901€76k€55k▼
Financial income75/76B€323€4▼
Recurring financial income75€323€4▼
Financial charges65/66B€992€334▼
Recurring financial charges65€992€334▼
Profit (loss) for the period before taxes9903€76k€54k▼
Income taxes67/77€21k€18k▼
Profit (loss) for the period9904€54k€37k▼
Profit (loss) for the period to be appropriated9905€54k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€37k▼
Transfer from equity791/2€0€4k▲
Transfer to equity691/2€54k€18k▼
To other reserves6921€54k€18k▼
Profit to be distributed694/7€0€23k▲
Return on contributions (dividend)694€0€23k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €54k ▲154%
Operating result €76k, net result €54k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 10.25
Current ratio from 2.31 to 10.25; short-term debt falls from €53k to €12k.
31-12
Financial
Equity above €100kEq €129k ▲72.6%
6 profitable years in a row build equity to €129k.
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €10k ▼64.6%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat(BOR) 342880 BornemGround area
1,224 m²
Building footprint
178 m²
Volume, LiDAR
849 m³
Parcel 12007B0180/00R000, Flanders · tallest building 9.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JD-Technics
since 20182.281.800.482
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007B0180/00R000 | Flanders | 1,224 m² | 1 · 178 m² | 9.1 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EXPERT-TECH
BE 0538.639.020
Celles (lez-Tournai) · Eq €143k
HVE MECHANICS
BE 0757.537.831
Londerzeel · Eq €143k
JVB Services
BE 1019.635.492
Temse · Eq €143k
WALLECAN TUINMACHINES
BE 0756.659.287
Wingene · Eq €143k
Boontech
BE 0756.541.897
Antwerpen · Eq €143k
Of 3,713 companies in sector 33120 we hold annual accounts for 1,342. 1,141 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-11-2018
Fiscal year end31-12
Activities, NACEBEL
33120Repair and maintenance of machinery
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.