JD-SOLUTION
ActiveThe computed 12-month bankruptcy probability of JD-SOLUTION is 2.3% (moderate). The 2025 annual accounts show equity of €885 and a net result of €5k. Equity is shrinking by ~55.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 10% of 27787 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+73
Solvency26▼-27
Growth32=
Track record94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 27787 sector peers (2025).
NBB · sector comparisonPosition among 27787 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-04-2026, 95 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
95 d early
2024
31 d early
2023
30 d early
2022
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€885▼ 94.4%
2024 · €16k
2022: €17k
2023: €29k
2024: €16k
2022 → 2025
Total assets
€67k▲ 18.1%
2024 · €57k
2022: €27k
2023: €79k
2024: €57k
2022 → 2025
Net result
€5k
2024 · €-13k
2022: €16k
2023: €12k
2024: €-13k
2022 → 2025
Working capital
€-14k▼ 1,801%
2024 · €-736
2022: €15k
2023: €9k
2024: €-736
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€17k-€29k▲ 69.8%€16k▼ 44.9%€885▼ 94.4%
Operating result€20k-€16k▼ 20.2%€-11k€9k
Net result€16k-€12k▼ 27.0%€-13k€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €11k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €67k
Fixed assets
€32k▼ 26.1%
Current assets
€35k▲ 153%
Equity and liabilities €67k
Equity
€885▼ 94.4%
Debt
€66k▲ 61.5%
The debt ratio rises from 72.2% to 98.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€21k▲
2024 · €1k
Cash flow
€17k▲
2024 · €-762
Solvency
1.3%▼
2024 · 27.8%
Current ratio
0.72▼
2024 · 0.95
Quick ratio
0.66▼
2024 · 0.77
ROA
7.6%▲
2024 · -22.7%
Interest coverage
5.93▲
2024 · 0.61
Debt
€66k▲
2024 · €41k
Debt ≤ 1 year
€49k▲
2024 · €15k
Debt > 1 year
€17k▼
2024 · €26k
Income taxes
€328▲
2024 · €9
Equity ratios withheld: equity of €885 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€67k▲
Fixed assets21/28€43k€32k▼
Tangible fixed assets22/27€43k€32k▼
Plant, machinery and equipment23€425€947▲
Furniture and vehicles24€42k€31k▼
Current assets29/58€14k€35k▲
Stocks and contracts in progress3€3k€3k=
Stocks30/36€3k€3k=
Amounts receivable within one year40/41€9k€23k▲
Trade receivables40€6k€20k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€980€7k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€57k€67k▲
Equity10/15€16k€885▼
Contributions10/11€500€500=
Reserves13€15k€385▼
Distributable reserves133€15k€385▼
Amounts payable17/49€41k€66k▲
Amounts payable after more than one year17€26k€17k▼
Financial debts170/4€26k€17k▼
Amounts payable within one year42/48€15k€49k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€26€2k▲
Suppliers440/4€26€2k▲
Taxes, remuneration and social security45€6k€12k▲
Taxes450/3€3k€9k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48-€26k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€491€863▲
Gross operating margin9900€2k€22k▲
Operating profit (loss)9901€-11k€9k▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€-13k€5k▲
Income taxes67/77€9€328▲
Profit (loss) for the period9904€-13k€5k▲
Profit (loss) for the period to be appropriated9905€-13k€5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€5k▲
Transfer from equity791/2€13k€15k▲
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-13k ▼209%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vennestraat 1113201 AarschotGround area
1,867 m²
Building footprint
114 m²
Volume, LiDAR
596 m³
Parcel 24652G0575/00K000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Geluk in een doosje
since 20212.312.197.017
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24652G0575/00K000 | Flanders | 1,867 m² | 1 · 114 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PACIVE BELGIUM
BE 0473.363.859
Tervuren · Eq €746
Alltronix Technology
BE 1032.022.194
Geraardsbergen · Eq €5k
EASY-ALARM.BE
BE 0760.493.757
Nivelles · Eq €7k
Of 77 companies in sector 43214 we hold annual accounts for 31. 3 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2021
Fiscal year end31-12
Activities, NACEBEL
43214Specialised construction activities
82110Office administrative, office support and other business support activities
43211General electrical installation work
46643Wholesale of electrical equipment, including installation materials
47552Retail sale of lighting equipment
47559Retail sale of other household articles
47592Retail trade
47599Retail trade
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.