JD Services
ActiveSummary
JD Services has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €28,814 and a net result of €15,732. Equity is growing by ~20.1% per year across the filed fiscal years. Its solvency ranks better than 28% of 36380 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability87▲+6
Solvency52▼-4
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.42 against 2.43 in 2023; short-term debt: 65.1% and cash: 4.5% of total assets), and 73.2% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
26.8%
Return on assets
14.6%
Age of the figures
24 mo
raises risk · Annual accounts not filed
The financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 150 days later.
NBB · 10 filingsPosition against the passed deadline
30-09-2025 close30-04-2026 deadline27-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 11-04-2025, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
19 d early
2023
35 d early
2022
2 d late
2021
114 d early
2020
154 d early
2019
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 57 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
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Financials · fiscal year 2024, micro schema
Equity
€28,814▲ 2.6%
2023 · €28,082
Total assets
€107,681▲ 20.5%
2023 · €89,329
Net result
€15,732▲ 81.8%
2023 · €8,655
Working capital
€29,179▼ 41.6%
2023 · €49,924
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€10,132€682▼ 93.3%€16,365▲ 2,298%€10,717▼ 34.5%€18,324▲ 71.0%
Net result€12,482within the sector's middle half€626below the sector's middle half▼ 95.0%€15,557within the sector's middle half▲ 2,385%€8,655within the sector's middle half▼ 44.4%€15,732within the sector's middle half▲ 81.8%
Equity€18,244below the sector's middle half▲ 217%€18,870below the sector's middle half▲ 3.4%€26,927within the sector's middle half▲ 42.7%€28,082within the sector's middle half▲ 4.3%€28,814within the sector's middle half▲ 2.6%
Total assets€28,318below the sector's middle half▲ 327%€27,398below the sector's middle half▼ 3.2%€83,664within the sector's middle half▲ 205%€89,329within the sector's middle half▲ 6.8%€107,681within the sector's middle half▲ 20.5%
Debt€10,074▲ 1,056%€8,528▼ 15.3%€56,737▲ 565%€61,247▲ 7.9%€78,867▲ 28.8%
Working capital€19,240▲ 333%€24,817▲ 29.0%€35,425▲ 42.7%€49,924▲ 40.9%€29,179▼ 41.6%
Solvency64.4%within the sector's middle half▼ 22.4pp68.9%above the sector's middle half▲ 4.4pp32.2%within the sector's middle half▼ 36.7pp31.4%within the sector's middle half▼ 0.7pp26.8%within the sector's middle half▼ 4.7pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 71% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €107,681
Fixed assets
€8,354 ▲ 83.7%
Current assets
€99,326 ▲ 17.2%
Equity and liabilities €107,681
Equity
€28,814 ▲ 2.6%
Debt
€78,867 ▲ 28.8%
Debt's share of the balance-sheet total rises from 68.6% to 73.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€20,537▲
2023 · €12,379
Cash flow
€17,945▲
2023 · €10,316
Current ratio
1.42▼
2023 · 2.43
Quick ratio
1.24▼
2023 · 2.36
Debt to equity
2.74▲
2023 · 2.18
ROE
54.6%▲
2023 · 30.8%
ROA
14.6%▲
2023 · 9.7%
Interest coverage
10.11▼
2023 · 41.52
Debt ≤ 1 year
€70,147▲
2023 · €34,857
Debt > 1 year
€8,720▼
2023 · €26,390
Income taxes
€809▼
2023 · €1,836
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 5,049 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 96% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
2.3%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 5,049 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €973 | €973 | €1,075 | €1,661 | €2,213 | ▲ 33.2% |
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | - | - | €39,000 | - |
| Other operating charges640/8 | - | - | €878 | €522 | €740 | ▲ 41.8% |
| Gross operating margin9900 | €11,205 | €2,265 | €18,318 | €12,900 | €60,276 | ▲ 367% |
| Operating profit (loss)9901 | €10,132 | €682 | €16,365 | €10,717 | €18,324 | ▲ 71.0% |
| Financial income75/76B | - | - | - | €72 | €249 | ▲ 245% |
| Recurring financial income75 | €2,511 | €202 | - | €72 | €249 | ▲ 245% |
| Financial charges65/66B | - | - | €615 | €298 | €2,032 | ▲ 581% |
| Recurring financial charges65 | €161 | €258 | €615 | €298 | €2,032 | ▲ 581% |
| Profit (loss) for the period before taxes9903 | €12,482 | €626 | €15,750 | €10,491 | €16,541 | ▲ 57.7% |
| Income taxes67/77 | - | - | €192 | €1,836 | €809 | ▼ 55.9% |
| Profit (loss) for the period9904 | €12,482 | €626 | €15,557 | €8,655 | €15,732 | ▲ 81.8% |
| Profit (loss) for the period to be appropriated9905 | €12,482 | €626 | €15,557 | €8,655 | €15,732 | ▲ 81.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €28,318 | €27,398 | €83,664 | €89,329 | €107,681 | ▲ 20.5% |
| Fixed assets21/28 | €2,274 | €1,301 | €2,070 | €4,548 | €8,354 | ▲ 83.7% |
| Tangible fixed assets22/27 | €2,274 | €1,301 | €2,070 | €4,185 | €7,991 | ▲ 90.9% |
| Plant, machinery and equipment23 | - | - | €2,070 | €1,756 | €6,592 | ▲ 275% |
| Furniture and vehicles24 | - | - | - | €2,429 | €1,399 | ▼ 42.4% |
| Financial fixed assets28 | - | - | - | €363 | €363 | = |
| Current assets29/58 | €26,044 | €26,097 | €81,594 | €84,781 | €99,326 | ▲ 17.2% |
| Stocks and contracts in progress3 | - | - | €2,065 | €2,500 | €12,500 | ▲ 400% |
| Stocks30/36 | - | - | €500 | €500 | €2,500 | ▲ 400% |
| Contracts in progress37 | - | - | €1,565 | €2,000 | €10,000 | ▲ 400% |
| Amounts receivable within one year40/41 | €25,983 | €18,047 | €49,914 | €73,925 | €82,032 | ▲ 11.0% |
| Trade receivables40 | - | - | €39,396 | €52,976 | €73,749 | ▲ 39.2% |
| Other amounts receivable41 | - | - | €10,517 | €20,949 | €8,283 | ▼ 60.5% |
| Cash at bank and in hand54/58 | €61 | €8,050 | €29,450 | €8,002 | €4,794 | ▼ 40.1% |
| Deferred charges and accrued income490/1 | - | - | €166 | €354 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €28,318 | €27,398 | €83,664 | €89,329 | €107,681 | ▲ 20.5% |
| Equity10/15 | €18,244 | €18,870 | €26,927 | €28,082 | €28,814 | ▲ 2.6% |
| Contributions10/11 | €18,600 | - | €18,600 | €18,600 | €18,600 | = |
| Profit (loss) carried forward14 | -€356 | €270 | €8,327 | €9,482 | €10,214 | ▲ 7.7% |
| Amounts payable17/49 | €10,074 | €8,528 | €56,737 | €61,247 | €78,867 | ▲ 28.8% |
| Amounts payable after more than one year17 | €3,270 | €7,249 | €10,568 | €26,390 | €8,720 | ▼ 67.0% |
| Other amounts payable178/9 | - | - | €10,568 | €26,390 | €8,720 | ▼ 67.0% |
| Amounts payable within one year42/48 | €6,804 | €1,279 | €46,169 | €34,857 | €70,147 | ▲ 101% |
| Trade debts44 | €4,252 | €1,279 | €34,604 | €26,907 | €39,897 | ▲ 48.3% |
| Suppliers440/4 | - | - | €34,604 | €26,907 | €39,897 | ▲ 48.3% |
| Advances received on contracts in progress46 | - | - | €1,565 | - | €10,600 | - |
| Taxes, remuneration and social security45 | - | - | €2,500 | €450 | €4,650 | ▲ 933% |
| Remuneration and social security454/9 | - | - | €2,500 | €450 | €4,650 | ▲ 933% |
| Other amounts payable47/48 | - | - | €7,500 | €7,500 | €15,000 | ▲ 100% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,482 | €626 | €15,557 | €8,655 | €15,732 | ▲ 81.8% |
| + Depreciation and write-downs630 | €973 | €973 | €1,075 | €1,661 | €2,213 | ▲ 33.2% |
| Operating cash flow (approximation) | €13,455 | €1,599 | €16,633 | €10,316 | €17,945 | ▲ 73.9% |
| Investment in fixed assets (approximation) | - | €0 | -€1,844 | -€4,139 | -€6,019 | ▼ 45.4% |
| Change in cash | - | €7,989 | €21,400 | -€21,448 | -€3,207 | ▲ 85.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
11-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €15,732 ▲81.8%
Operating result €18,324, net result €15,732, both a record.
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
06-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity times 5current ratio 20.40
Current ratio from 3.83 to 20.40; short-term debt falls from €6,804 to €1,279.
2020
27-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-09
Financial
Back to profitnet €12,482
Net result €12,482 after one loss-making year.
06-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet -€3,360
Net result drops to -€3,360, the lowest in the series; recovery starts the following year.
27-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
17-03
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2010
Ground area
1,449 m²
Building footprint
183 m²
Volume, LiDAR
1,228 m³
Parcel 25078A0201/00P003, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ESPACE-CONSTRUCT
since 20102.186.386.037
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25078A0201/00P003 | Wallonia | 1,449 m² | 1 · 183 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,020 companies in sector 43310 we hold annual accounts for 1,747. 1,448 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-01-2010
Fiscal year end30-09
Activities, NACEBEL 2025
43310Plastering work
43990Other specialised construction activities
43320Joinery installation
43332Laying of wooden floor and wall coverings
43341Painting of buildings
43910Bricklaying and masonry work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0822785870
Registered
26-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.