JD MOTOR
ActiveSummary
JD MOTOR has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €11,962 and a net result of €1,578. Equity is growing by ~48.1% per year across the filed fiscal years. Its solvency ranks better than 25% of 1056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability61▼-8
Solvency47▲+6
Growth85=
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.87 against 0.7 in 2024; short-term debt: 78.4% and cash: 30.9% of total assets), and 78.4% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
6 d late
2024
5 d late
2023
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 1 day after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 August (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, abbreviated schema
Turnover
€172,820▲ 17.5%
2024 · €147,021
EBIT margin
1.9%▼ 1.8pp
2024 · 3.7%
Net result
€1,578▼ 67.7%
2024 · €4,887
Working capital
-€5,548▲ 57.8%
2024 · -€13,156
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Turnover€39,690-€147,021▲ 270%€172,820▲ 17.5%
Operating result-€2,125-€5,416€3,201▼ 40.9%
Net result-€2,303below the sector's middle half-€4,887within the sector's middle half€1,578below the sector's middle half▼ 67.7%
EBIT margin-5.4%-3.7%▲ 9.0pp1.9%▼ 1.8pp
Equity€3,697below the sector's middle half-€8,583within the sector's middle half▲ 132%€11,962below the sector's middle half▲ 39.4%
Total assets€24,666below the sector's middle half-€52,513within the sector's middle half▲ 113%€55,411below the sector's middle half▲ 5.5%
Debt€20,969-€43,930▲ 109%€43,449▼ 1.1%
Working capital-€7,023within the sector's middle half--€13,156below the sector's middle half▼ 87.3%-€5,548below the sector's middle half▲ 57.8%
Solvency15.0%within the sector's middle half-16.3%within the sector's middle half▲ 1.4pp21.6%within the sector's middle half▲ 5.2pp
Current ratio0.67below the sector's middle half-0.70below the sector's middle half▲ 0.040.87below the sector's middle half▲ 0.17
Return on assets (ROA)-9.3%below the sector's middle half-9.3%within the sector's middle half▲ 18.6pp2.8%within the sector's middle half▼ 6.5pp
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Why a figure moved sharply
- 2024 Turnover +270% on 2023. The accounts now follow the micro schema, last year the full schema.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 41% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55,411
Fixed assets
€17,510 ▼ 19.5%
Current assets
€37,901 ▲ 23.2%
Equity and liabilities €55,411
Equity
€11,962 ▲ 39.4%
Debt
€43,449 ▼ 1.1%
Debt's share of the balance-sheet total falls from 83.7% to 78.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€7,431▼
2024 · €9,646
Cash flow
€5,808▼
2024 · €9,116
Quick ratio
0.77▲
2024 · 0.60
Debt to equity
3.63▼
2024 · 5.12
ROE
13.2%▼
2024 · 56.9%
Interest coverage
80.01▲
2024 · 21.19
Debt ≤ 1 year
€43,449▼
2024 · €43,930
Income taxes
€1,197
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,541 companies that looked in July 2024 the way this one looks now, 3.3% went bankrupt within 24 months and 95% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
3.3%
went bankrupt
1.1%
stopped otherwise
95%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,541 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Turnover70 | €39,690 | €147,021 | €172,820 | ▲ 17.5% |
| Goods, raw materials, services and sundry goods60/61 | €39,904 | €137,257 | €165,389 | ▲ 20.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,180 | €4,230 | €4,230 | = |
| Other operating charges640/8 | €732 | €118 | - | - |
| Gross operating margin9900 | -€214 | €9,763 | €7,431 | ▼ 23.9% |
| Operating profit (loss)9901 | -€2,125 | €5,416 | €3,201 | ▼ 40.9% |
| Financial income75/76B | - | €0 | €1 | ▲ 460% |
| Recurring financial income75 | - | €0 | €1 | ▲ 460% |
| Financial charges65/66B | €178 | €529 | €426 | ▼ 19.5% |
| Recurring financial charges65 | €178 | €455 | €93 | ▼ 79.6% |
| Non-recurring financial charges66B | - | €74 | €333 | ▲ 350% |
| Profit (loss) for the period before taxes9903 | -€2,303 | €4,887 | €2,775 | ▼ 43.2% |
| Income taxes67/77 | - | - | €1,197 | - |
| Profit (loss) for the period9904 | -€2,303 | €4,887 | €1,578 | ▼ 67.7% |
| Profit (loss) for the period to be appropriated9905 | -€2,303 | €4,887 | €1,578 | ▼ 67.7% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €24,666 | €52,513 | €55,411 | ▲ 5.5% |
| Fixed assets21/28 | €10,719 | €21,739 | €17,510 | ▼ 19.5% |
| Intangible fixed assets21 | €4,000 | €3,000 | €2,000 | ▼ 33.3% |
| Tangible fixed assets22/27 | €719 | €12,739 | €9,510 | ▼ 25.4% |
| Furniture and vehicles24 | €719 | €12,739 | €9,510 | ▼ 25.4% |
| Financial fixed assets28 | €6,000 | €6,000 | €6,000 | = |
| Current assets29/58 | €13,947 | €30,774 | €37,901 | ▲ 23.2% |
| Stocks and contracts in progress3 | €3,000 | €4,500 | €4,500 | = |
| Stocks30/36 | €3,000 | €4,500 | €4,500 | = |
| Amounts receivable within one year40/41 | €169 | €8,070 | €14,482 | ▲ 79.4% |
| Trade receivables40 | - | €7,604 | €14,364 | ▲ 88.9% |
| Other amounts receivable41 | €169 | €467 | €119 | ▼ 74.6% |
| Cash at bank and in hand54/58 | €10,778 | €16,403 | €17,119 | ▲ 4.4% |
| Deferred charges and accrued income490/1 | - | €1,800 | €1,800 | = |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €24,666 | €52,513 | €55,411 | ▲ 5.5% |
| Equity10/15 | €3,697 | €8,583 | €11,962 | ▲ 39.4% |
| Contributions10/11 | €6,000 | €6,000 | €6,000 | = |
| Reserves13 | - | €129 | €208 | ▲ 61.1% |
| Non-distributable reserves130/1 | - | €129 | €208 | ▲ 61.1% |
| Reserves not available under the articles1311 | - | €129 | €208 | ▲ 61.1% |
| Profit (loss) carried forward14 | -€2,303 | €2,454 | €3,954 | ▲ 61.1% |
| Investment grants15 | - | - | €1,800 | - |
| Amounts payable17/49 | €20,969 | €43,930 | €43,449 | ▼ 1.1% |
| Amounts payable within one year42/48 | €20,969 | €43,930 | €43,449 | ▼ 1.1% |
| Trade debts44 | - | €2,624 | - | - |
| Suppliers440/4 | - | €2,624 | - | - |
| Taxes, remuneration and social security45 | €3,185 | €2,449 | €3,947 | ▲ 61.2% |
| Taxes450/3 | €3,185 | €2,449 | €3,947 | ▲ 61.2% |
| Other amounts payable47/48 | €17,784 | €38,857 | €39,502 | ▲ 1.7% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,303 | €4,887 | €1,578 | ▼ 67.7% |
| + Depreciation and write-downs630 | €1,180 | €4,230 | €4,230 | = |
| Operating cash flow (approximation) | -€1,123 | €9,116 | €5,808 | ▼ 36.3% |
| Investment in fixed assets (approximation) | - | -€15,250 | €0 | ▲ 100% |
| Change in cash | - | €5,626 | €716 | ▼ 87.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 6 days late
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
31-12
Financial
Back to profitnet €4,887
Net result €4,887 after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2023
Ground area
3,054 m²
Building footprint
1,457 m²
Volume, LiDAR
17,277 m³
2 parcels, Brussels, Flanders · tallest building 21.0 m, ±5 floors. Linked by address, not a title deed.
142
companies at this address
See who is registered here
1 establishment unit
JD MOTOR
since 20232.349.397.804
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0408/00S005 | Flanders | 1,531 m² | 1 · 587 m² | 13.9 m · 4 fl. |
| 21016B0121/00X008 | Brussels | 1,523 m² | 1 · 869 m² | 21.0 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,377 companies in sector 95311 we hold annual accounts for 2,962. 1,296 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-08-2023
Fiscal year end31-12
Activities, NACEBEL 2025
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0805006859
Also
9925:BE0805006859
Registered
16-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.