JD. MAC

Active

Private limited company (pre-2019)founded 2010active for 15 yearsRue des Brasseries 18, 7340 Colfontaine, BelgiumKBO/BCE: BE 0830.849.738

Summary

JD. MAC has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €408,409 and a net result of €40,579. Equity is growing by about 8% per year across the filed financial years. Its solvency ranks better than 73% of 9,302 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

JD. MACActiveChecked score 87/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

6th largest company by equity in Colfontaine, Construction sector1 site

Size

€633,042total assets 2025

Equity: €408,409
Profit: €40,579

Turnover not published (micro format)

Financial health

87 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

2025 accounts filed 61 days late1 of 4 deeds summarised

Why 87raises riskLast filed accounts filed 61 days late; 3 of the last 3 lateSector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 2.82, cash €150,420Founded in 2010Show the evidence

Checked score

Score 2025

87 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 64% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 90-4

equity 64.5% of total assets

Liquidity 65+15

short-term debt 33.3% · cash 23.8%

Profitability 77+29

return on assets 6.4%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,433 companies, NACE 41, micro)

Last 24 months 11-2024: 10.6%highest value 12-2024: 2.1%▼ -8.5 percentage points vs 11-2024 01-2025: 2.1%● unchanged vs 12-2024 02-2025: 2.1%● unchanged vs 01-2025 03-2025: 2.1%● unchanged vs 02-2025 04-2025: 2.3%▲ +0.2 percentage points vs 03-2025 05-2025: 2.5%▲ +0.2 percentage points vs 04-2025 06-2025: 2.3%▼ -0.2 percentage points vs 05-2025 07-2025: 2.4%▲ +0.1 percentage points vs 06-2025 08-2025: 2.9%▲ +0.5 percentage points vs 07-2025 09-2025: 3.5%▲ +0.6 percentage points vs 08-2025 10-2025: 5.4%▲ +1.9 percentage points vs 09-2025 11-2025: 2.2%▼ -3.2 percentage points vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.2%● unchanged vs 12-2025 02-2026: 2.1%▼ -0.1 percentage points vs 01-2026 03-2026: 1.0%▼ -1.1 percentage points vs 02-2026 04-2026: 1.0%● unchanged vs 03-2026 05-2026: 0.9%▼ -0.1 percentage points vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 1.3%▲ +0.4 percentage points vs 07-2026 09-2026: 1.4%▲ +0.1 percentage points vs 08-2026 10-2026: 0.3%▼ -1.1 percentage points vs 09-2026lowest value

Credit of up to €35,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.82, compared with 3.37 in 2024, above the usual 1.5; short-term debt: 33.3% and cash: 23.8% of total assets), and 35.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 74% on solvency, 70% on liquidity, 55% on profitability and 55% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Last filed accounts filed 61 days late; 3 of the last 3 late

NBB · filings

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Liquidity: current ratio 2.82, cash €150,420

NBB · annual accounts

Founded in 2010

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

2025 accounts filed 61 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

61 days late

2024

91 days late

2023

113 days late

2022

227 days late

2021

144 days late

2020

61 days late

2019

136 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 119 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 November (4 of the last 5 filed years within 53 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-09-2026 Annual accounts filedfinancial year 2025 · micro…
30-10-2025 Annual accounts filedfinancial year 2024 · micro…
21-11-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Positive: Among the best 5% on equitysector median €45,643 · 9,305 companies €408,409 View
Caution: Latest accounts filed lateafter the legal deadline 61 days View
Positive: 8 profitable years in a rowprofit 2025: €40,579 8 years View

By topic

Financials

Financial year: 2025
Total assets: €633,042
Profit: €40,579
Solvency: 64.5%

Total assets▲ 19.0%

Net result

20182025

Go to Financials

Timeline

Events: 18
Since: 2012
Next accounts: by 31-07-2027

14-03-2024Annual accounts filed
23-02-2024Registered office · Legal-form change
31-12-2022Highest result from 2018 to 2025

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company (pre-2019)
Activity: General construction of residential buildingsNACE 41001
Founded: 29-10-2010
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about JD. MAC

What is the company number of JD. MAC?: 0830.849.738. In Belgium the VAT number is the company number with BE in front: BE 0830.849.738.
Where is JD. MAC based?: The registered office is at Rue des Brasseries 18, 7340 Colfontaine.Company details
What does JD. MAC do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of JD. MAC?: Private limited company (pre-2019) (BVBA).
When was JD. MAC founded?: On 29-10-2010.
Is JD. MAC still active?: Yes, JD. MAC is an active enterprise in the KBO register.
How many employees does JD. MAC have?: On average 2.7 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of JD. MAC?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is JD. MAC profitable?: In financial year 2025, JD. MAC made a profit of €40,579.
Where can I find the annual accounts of JD. MAC?: JD. MAC filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JD. MAC due?: By 31-07-2027, for financial year 2026.Timeline