JD IT
ActiveJD IT has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €299k and a net result of €72k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 94% of 2768 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
98
/ 100
Excellent▼ -2 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+2
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 9.8 against 7.8 in 2024), and 7.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.8%
Return on assets
22.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
31 d early
2023
27 d late
2022
25 d early
2021
33 d early
2020
3 d early
2019
53 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€299k▼ 11.2%
2024 · €337k
2022: €242k
2023: €271k
2024: €337k
2022 → 2025
Total assets
€322k▼ 13.0%
2024 · €371k
2022: €319k
2023: €359k
2024: €371k
2022 → 2025
Net result
€72k▲ 8.6%
2024 · €66k
2022: €47k
2023: €60k
2024: €66k
2022 → 2025
Working capital
€203k▼ 11.0%
2024 · €228k
2022: €142k
2023: €166k
2024: €228k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€242k-€271k▲ 12.0%€337k▲ 24.4%€299k▼ 11.2%
Operating result€69k-€82k▲ 19.3%€91k▲ 10.0%€94k▲ 4.1%
Net result€47k-€60k▲ 26.1%€66k▲ 11.0%€72k▲ 8.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 4% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €322k
Fixed assets
€96k▼ 11.8%
Current assets
€226k▼ 13.5%
Equity and liabilities €322k
Equity
€299k▼ 11.2%
Debt
€23k▼ 31.1%
The debt ratio falls from 9.0% to 7.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€109k▲
2024 · €105k
Cash flow
€86k▲
2024 · €81k
Solvency
92.8%▲
2024 · 91.0%
Current ratio
9.80▲
2024 · 7.80
Quick ratio
9.80▲
2024 · 7.80
Debt / equity
0.08▼
2024 · 0.10
ROE
24.0%▲
2024 · 19.6%
ROA
22.3%▲
2024 · 17.9%
Interest coverage
333.70▲
2024 · 46.36
Debt
€23k▼
2024 · €34k
Debt ≤ 1 year
€23k▼
2024 · €34k
Income taxes
€28k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€371k€322k▼
Fixed assets
21/28€109k€96k▼
Tangible fixed assets
22/27€71k€58k▼
Financial fixed assets
28€38k€38k=
Current assets
29/58€262k€226k▼
Amounts receivable within one year
40/41€87k€53k▼
Investments
50/53€53k€53k=
Cash & bank
54/58€85k€118k▲
Total equity & liabilities
10/49€371k€322k▼
Equity
10/15€337k€299k▼
Contributions / capital
10/11€6k€6k=
Reserves
13€221k€293k▲
Accumulated profits (losses)
14€110k€0▼
Amounts payable
17/49€34k€23k▼
Amounts payable after one year
17€0-
Amounts payable within one year
42/48€34k€23k▼
Trade debts payable within one year
44€3k€639▼
Income statement
Code20242025
Gross operating margin
9900€113k€111k▼
Operating result
9901€91k€94k▲
Financial income
75€4k€6k▲
Financial charges
65€2k€326▼
Result before taxes
9903€93k€100k▲
Income taxes
67/77€26k€28k▲
Net result for the period
9904€66k€72k▲
Result to be appropriated
9905€66k€72k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €72k ▲8.6%
Operating result €94k, net result €72k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 7.80
Current ratio from 3.18 to 7.80; short-term debt falls from €76k to €34k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 53 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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Of 3,216 companies in sector 62900 we hold annual accounts for 1,658. 1,216 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-03-2005
Fiscal year end31-12
Activities, NACEBEL
62900Other information technology and computer services
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 20-07-2026. Scores and ratios are computed by Checked and are not a credit decision.