JD IMMO
ActiveSummary
JD IMMO has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €501k and a net result of €1k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 53% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-16
Solvency60▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 0.5 in 2024; short-term debt: 2.8% and cash: 3% of total assets), and 65.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.6%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
84 d early
2023
28 d early
2022
32 d early
2021
33 d early
2020
20 d late
2019
52 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€108k
EBIT margin
-46.7%
Net result
€1k▼ 84.0%
2024 · €8k
2018: €-8k
2019: €53k
2020: €-73k
2021: €26k
2022: €18k
2023: €-9k
2024: €8k
2018 → 2025
Working capital
€7k
2024 · €-97k
2018: €30k
2019: €90k
2020: €521
2021: €18k
2022: €-127k
2023: €-140k
2024: €-97k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€482k-€501k▲ 3.8%€492k▼ 1.8%€499k▲ 1.6%€501k▲ 0.2%
Operating result€62k-€52k▼ 16.2%€-2k€11k€29k▲ 164%
Net result€26k-€18k▼ 28.4%€-9k€8k€1k▼ 84.0%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 164% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.45M
Fixed assets
€1.40M ▼ 4.4%
Current assets
€47k ▼ 50.6%
Equity and liabilities €1.45M
Equity
€501k ▲ 0.2%
Debt
€945k ▼ 10.7%
Debt's share of the balance-sheet total falls from 68.0% to 65.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€115k▲
2024 · €96k
Cash flow
€87k▼
2024 · €92k
Current ratio
1.16▲
2024 · 0.50
Debt to equity
1.89▼
2024 · 2.12
ROE
0.2%▼
2024 · 1.5%
ROA
0.1%▼
2024 · 0.5%
Interest coverage
4.11▼
2024 · 28.07
Debt ≤ 1 year
€41k▼
2024 · €193k
Debt > 1 year
€905k▲
2024 · €867k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.56M€1.45M▼
Fixed assets21/28€1.46M€1.40M▼
Tangible fixed assets22/27€1.46M€1.40M▼
Land and buildings22€1.39M€1.35M▼
Plant, machinery and equipment23€34k€32k▼
Furniture and vehicles24€36k€21k▼
Current assets29/58€96k€47k▼
Amounts receivable within one year40/41€4k€1k▼
Other amounts receivable41€4k€1k▼
Cash at bank and in hand54/58€86k€44k▼
Deferred charges and accrued income490/1€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.56M€1.45M▼
Equity10/15€499k€501k▲
Contributions10/11€549k€549k=
Capital10€549k€549k=
Issued capital100€549k€549k=
Profit (loss) carried forward14€-50k€-48k▲
Amounts payable17/49€1.06M€945k▼
Amounts payable after more than one year17€867k€905k▲
Financial debts170/4€851k€886k▲
Other amounts payable178/9€16k€19k▲
Amounts payable within one year42/48€193k€41k▼
Current portion of amounts payable after more than one year42€30k€30k▲
Trade debts44€18k€2k▼
Suppliers440/4€18k€2k▼
Advances received on contracts in progress46€24k€9k▼
Other amounts payable47/48€121k€68▼
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€44k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€85k€86k▲
Other operating charges640/8€9k€10k▲
Gross operating margin9900€105k€125k▲
Operating profit (loss)9901€11k€29k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€3k€28k▲
Recurring financial charges65€3k€28k▲
Profit (loss) for the period before taxes9903€8k€1k▼
Profit (loss) for the period9904€8k€1k▼
Profit (loss) for the period to be appropriated9905€8k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-50k€-48k▲
Profit (loss) brought forward from the previous period14P€-57k€-50k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity doublescurrent ratio 1.16
Current ratio from 0.50 to 1.16; short-term debt falls from €193k to €41k.
31-12
Financial
Equity above €500kEq €501k ▲0.2%
2 profitable years in a row build equity to €501k.
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €501k ▲3.8%
2 profitable years in a row build equity to €501k.
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Weakest financial yearnet €-73k ▼238%
Net result drops to €-73k, the lowest in the series; recovery starts the following year.
Show earlier events
31-12
Financial
Equity above €200kEq €457k ▲982%
Equity rises from €42k to €457k.
09-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €53k
Net result €53k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 8.63
Current ratio from 3.54 to 8.63.
23-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soumagne · 1 establishment unit since 1993
Ground area
816 m²
Building footprint
155 m²
Volume, LiDAR
672 m³
Parcel 62033A0215/00L000, Wallonia · tallest building 5.6 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Rue du Fort(EVE) 3, 4631 Soumagne
since 19932.060.712.837
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62033A0215/00L000 | Wallonia | 816 m² | 1 · 155 m² | 5.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Capital 1
BE 0472.807.890
Sint-Martens-Latem · Eq €501,019
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 5,032 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-01-1993
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:serge@alarm-must.be