Equity
-€123,516
Debts exceed assets in financial year 2025.
JD HOMES & DR.
Lifetime
4 annual accounts with figures on one time axisGross marginpeak -€5,009 (2022)
-€7,458▲ €7,996
Resultlowest -€46,948 (2023)
-€35,150▲ €11,267
Equitypeak -€9,540 (2022)
-€123,516▼ €35,150
Debts
€825,468▲ 5.4%
Board1 name since 2022
1 directorDRUYTS Jasper
Documentsfilings and deeds
11-06-202650 days before the deadline
2025micro format
Gross margin from -€15,454 to -€7,458Loss of €35,150Equity from -€88,366 to -€123,516
Key points
from the 2025 annual accountsLosses
-€143,056 in four years
Every financial year from 2022 to 2025 closed with a loss. 2023 was the heaviest.
Debts
€825,468 118% of the balance sheet
Financial debts 55%Suppliers 0%Other 45%
Of this, €420,495 falls due within a year.
Turnover not published (micro format)
Checked score
53
Fair
Financially stronger than 15% of micro companies without a NACE code
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.5%highest value
01-2025: 1.4%▼ -0.1 percentage points vs 12-2024
02-2025: 1.4%● unchanged vs 01-2025
03-2025: 1.4%● unchanged vs 02-2025
04-2025: 1.3%▼ -0.1 percentage points vs 03-2025
05-2025: 1.3%● unchanged vs 04-2025
06-2025: 1.3%● unchanged vs 05-2025
07-2025: 1.3%● unchanged vs 06-2025
08-2025: 1.5%▲ +0.2 percentage points vs 07-2025
09-2025: 1.5%● unchanged vs 08-2025
10-2025: 1.5%● unchanged vs 09-2025
11-2025: 1.5%● unchanged vs 10-2025
12-2025: 1.5%● unchanged vs 11-2025
01-2026: 1.5%● unchanged vs 12-2025
02-2026: 1.5%● unchanged vs 01-2026
03-2026: 1.4%▼ -0.1 percentage points vs 02-2026
04-2026: 1.4%● unchanged vs 03-2026
05-2026: 1.3%▼ -0.1 percentage points vs 04-2026lowest value
06-2026: 1.3%● unchanged vs 05-2026lowest value
07-2026: 1.4%▲ +0.1 percentage points vs 06-2026
08-2026: 1.4%● unchanged vs 07-2026
09-2026: 1.4%● unchanged vs 08-2026
10-2026: 1.4%● unchanged vs 09-2026
11-2026: 1.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Liquidity: current ratio 1.67
Negative equity -€123,516
lowers risk
Size: total assets €701,952
No main activity registered
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 11% of them on solvency, 21% on liquidity, 19% on profitability and 11% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,251 companies had the same profile as JD HOMES & DR. has now. Each dot stands for 4 companies, two years later.
96.6%
were still trading
2.1%
stopped another way
1.0%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of JD HOMES & DR. itself is higher: 1.4% within 12 months. It rests on far more data about JD HOMES & DR. than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,251 companies, not a prediction for JD HOMES & DR.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is ample, with a current ratio of 1.67 (1.84 in 2024), above the usual 1.5. Short-term debt is 59.9% of total assets. However, equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€123,516
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
50 days early
2024
28 days early
2023
14 days early
2022
5 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 4 accounts on average 24 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- DRUYTS Jasper 50 sharesdeed of 06-05-2022
- Robben 50 sharesdeed of 06-05-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0785681786
Incorporation
Founding capital of €5,000, 100 shares · Founder: DRUYTS Jasper · Appointment: DRUYTS Jasper (director) · published on 06-05-2022 · Gazette deed
First establishment
Smiskensstraat 22, Turnhout
Official details
Source: KBO- Status
- Active since 04-05-2022Normal situation
- Activity
- “De verwerving,de verkoop,de verhuur,de verdeling en de verkaveling van alle mogelijke onroerende goederen,en het…” (deed in Dutch)From the articles, 10 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.333.225.9242300 Turnhout, since 04-05-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 01-10-2025
Annual accounts 2025
- Total assets
- €701,952▲ 1.0%
- Filing
- Filed on 11-06-2026, 50 days before the end of the filing period
Insights on JD HOMES & DR.
JD HOMES & DR. files the micro format. That format states no turnover. The gross margin fell from -€5,009 in 2022 to -€7,458 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JD HOMES & DR.
- What is the company number of JD HOMES & DR.?
- The company number of JD HOMES & DR. is 0785.681.786. The VAT number is the same number with BE in front: BE 0785.681.786.
- Where is JD HOMES & DR. based?
- The registered office is at Smiskensstraat 22, 2300 Turnhout.Company details
- What is the legal form of JD HOMES & DR.?
- JD HOMES & DR. is a private limited company (BV).
- When was JD HOMES & DR. founded?
- JD HOMES & DR. was founded on 04-05-2022.
- Is JD HOMES & DR. still active?
- Yes, JD HOMES & DR. is an active enterprise in the KBO register.
- What is the turnover of JD HOMES & DR.?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is JD HOMES & DR. profitable?
- In financial year 2025, JD HOMES & DR. made a loss of €35,150.
- Where can I find the annual accounts of JD HOMES & DR.?
- JD HOMES & DR. filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JD HOMES & DR. due?
- JD HOMES & DR. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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