JD ELECTRICS · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of JD ELECTRICS is 0.8% (low). The 2025 annual accounts show equity of €12k and a net result of €1k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 10% of 2906 sector peers (fiscal year 2025). The company has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

1 signal · with evidence

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 2906 sector peers (2025).

View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-06-2025	31-01-2026	29-01-2026	2 d early	2026-00018158
30-06-2024	31-01-2025	10-02-2025	10 d late	2025-00031890
30-06-2023	31-01-2024	31-01-2024	on the day	2024-00017032
30-06-2022	31-01-2023	31-01-2023	on the day	2023-00012734
30-06-2021	31-01-2022	31-01-2022	on the day	2022-03000086
30-06-2020	31-01-2021	29-01-2021	2 d early	2021-02400508
30-06-2019	31-01-2020	27-01-2020	4 d early	2020-02100481
30-06-2018	31-01-2019	31-01-2019	on the day	2019-03200326
30-06-2017	31-01-2018	16-02-2018	16 d late	2018-05000209
30-06-2016	31-01-2017	21-02-2017	21 d late	2017-04700032

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Long-established

Founded in 2003, 23 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

0.8% Low

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€1k

Working capital€-10k+46.4%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 29-01-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

stable Equity: stable across 7 fiscal years (±1%/year).

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 43, Specialised construction · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	4.2%	43.3%	better than 10% of 2906 sector peers
Net result	€1k	€13k	better than 22% of 2905 sector peers
Equity	€12k	€44k	better than 21% of 2906 sector peers
Gross operating margin	€24k	€39k	better than 35% of 2903 sector peers
Total assets	€295k	€115k	better than 82% of 2906 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P10

Stable position over 2020-2025 · n=1741-11123

Net result P22

Stable position over 2020-2025 · n=1735-11107

Equity P21

Weakening position over 2020-2025 · n=1744-11128

Gross operating margin P35

Stable position over 2020-2025 · n=1733-11096

Describes the position versus peers, not a forecast.

EBITDA

€21k

+379.9% 19-25

Net profit

€1k

- 19-25

Cash flow

€18k

+921.8% 19-25

Total assets

€295k

+6.9% 19-25

Equity

€12k

+11.8% 19-25

Working capital

€-10k

+46.4% 19-25

Income taxes

€142

+5.7% 19-25

Debt

€283k

+6.7% 19-25

Show 9 other metrics

Debt ≤ 1y

€203k

+15.4% 19-25

Debt > 1y

€80k

-10.4% 19-25

Current ratio

0.95

+6.6% 19-25

Quick ratio

0.23

+15.4% 19-25

Solvency

4.2%

+4.6% 19-25

Debt / equity

22.67

-4.5% 19-25

ROE

10.6%

- 19-25

ROA

0.4%

- 19-25

Interest coverage

7.46

+356.7% 19-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€21k
Net profit	€1k
Cash flow	€18k
Staff costs	-
Income taxes	€142
Dividends	-
Total assets	€295k
Equity	€12k
Debt	€283k
of which ≤ 1y	€203k
of which > 1y	€80k
Working capital	€-10k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	0.95
Quick ratio	0.23
Working capital ratio	-3.5%
Solvency	4.2%
Debt / equity	22.67
Long-term debt ratio	6.39
Interest coverage	7.46
Gross margin	-
Net margin	-
ROA	0.4%
ROE	10.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €103k · 34.7% Current assets €193k · 65.3%

Equity & liabilities

Equity €12k · 4.2% Debt €283k · 95.8%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€295k
Fixed assets	21/28	€103k
Tangible fixed assets	22/27	€103k
Current assets	29/58	€193k
Stocks & contracts in progress	3	€146k
Amounts receivable within one year	40/41	€41k
Cash & bank	54/58	€395
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€295k
Equity	10/15	€12k
Contributions / capital	10/11	€19k
Reserves	13	€2k
Accumulated profits (losses)	14	€-8k
Amounts payable	17/49	€283k
Amounts payable after one year	17	€80k
Amounts payable within one year	42/48	€203k
Trade debts payable within one year	44	€17k
Income statement
Gross operating margin	9900	€24k
Operating result	9901	€4k
Financial income	75	€96
Financial charges	65	€3k
Result before taxes	9903	€1k
Income taxes	67/77	€142
Net result for the period	9904	€1k
Result to be appropriated	9905	€1k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

51 / 100 Fair

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

Establishment units

1 location

JD ELECTRICS

Aatstraat 49, 9600 RonseGroothandel in onderdelen en accessoires van auto's inclusief de groothandel in tweedehands onderdelen

since 20032.126.271.573

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area382 m²

Buildings1

Building footprint141 m²

Volume (LiDAR)925 m³

Tallest building12.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
45422C0378/00W004	Flanders	382 m²	1 · 141 m²	12.5 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured

50 / 100

Mixed profile: strong on stability, weaker on solvency.

All 5 axes are computed from data Checked has read.

Health 51

Profitability 53

Solvency 13

Growth 32

Stability 100

Credit advice

verdict per customer and amount

Similar

Similar companies

Comparable size, same sector

DIETER DEDONCKER

BE 0782.218.292 · Bever

Eq €12k→

ECOSOC

BE 0799.089.364 · Brussel

Eq €12k→

SILECTRIC TECHNICS

BE 0760.443.574 · Genk

Eq €12k→

FABELEC

BE 0765.805.793 · Mouscron

Eq €12k→

VDK Electronics

BE 0694.821.391 · Anzegem

Eq €12k→

We hold annual accounts for 3,241 of the 22,814 companies in this sector. 2,553 of them are within a factor 10 of this company's equity.

See full sector →

Company registry

Company registry (CBE)

Crossroads Bank

Activities

Algemene elektrotechnische installatiewerken43211Elektrische installatie45310Detailhandel in elektrische huishoudapparaten47540Detailhandel in elektrische huishoudapparaten en in audio- en videoapparatuur52450Reparatie van elektrische huishoudapparaten52720Reparatie en onderhoud van consumentenelektronica95210

Primary activity highlighted.

Names & trade names

Legal nameNL

JD ELECTRICS

Registered office

Aatstraat 49

9600 Ronse, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.