JD CONSULTANCY
ActiveJD CONSULTANCY has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €255k and a net result of €-15k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 79% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability15▼-79
Solvency100=
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 4.97 against 5.41 in 2024; short-term debt: 7.4% and cash: 22.8% of total assets), and 17.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
7 d early
2023
1 d early
2022
1 d early
2021
on the day
2020
2 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€255k▼ 27.8%
2024 · €354k
2019: €259k
2020: €288k
2021: €285k
2022: €277k
2023: €279k
2024: €354k
2019 → 2025
Total assets
€311k▼ 29.5%
2024 · €441k
2019: €430k
2020: €436k
2021: €409k
2022: €377k
2023: €362k
2024: €441k
2019 → 2025
Net result
€-15k
2024 · €89k
2019: €83k
2020: €30k
2021: €18k
2022: €43k
2023: €50k
2024: €89k
2019 → 2025
Working capital
€91k▼ 52.2%
2024 · €191k
2019: €128k
2020: €144k
2021: €160k
2022: €155k
2023: €151k
2024: €191k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€285k-€277k▼ 2.5%€279k▲ 0.5%€354k▲ 26.8%€255k▼ 27.8%
Operating result€31k-€65k▲ 106%€73k▲ 11.9%€130k▲ 79.4%€-8k
Net result€18k-€43k▲ 146%€50k▲ 16.4%€89k▲ 76.4%€-15k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €130k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €311k
Fixed assets
€197k▼ 4.8%
Current assets
€114k▼ 51.3%
Equity and liabilities €311k
Equity
€255k▼ 27.8%
Debt
€55k▼ 36.4%
The debt ratio falls from 19.8% to 17.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€2k▼
2024 · €143k
Cash flow
€-5k▼
2024 · €102k
Solvency
82.2%▲
2024 · 80.2%
Current ratio
4.97▼
2024 · 5.41
Quick ratio
4.70▼
2024 · 5.27
Debt / equity
0.22▼
2024 · 0.25
ROE
-6.0%▼
2024 · 25.0%
ROA
-4.9%▼
2024 · 20.1%
Interest coverage
0.32▼
2024 · 44.13
Debt
€55k▼
2024 · €87k
Debt ≤ 1 year
€23k▼
2024 · €43k
Debt > 1 year
€33k▼
2024 · €44k
Income taxes
€335▼
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€441k€311k▼
Fixed assets21/28€207k€197k▼
Tangible fixed assets22/27€207k€197k▼
Land and buildings22€202k€193k▼
Plant, machinery and equipment23€657€385▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€234k€114k▼
Stocks and contracts in progress3€6k€6k=
Stocks30/36€6k€6k=
Amounts receivable within one year40/41€42k€32k▼
Trade receivables40€42k-
Other amounts receivable41-€32k
Current investments50/53€3k€3k=
Cash at bank and in hand54/58€181k€71k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€441k€311k▼
Equity10/15€354k€255k▼
Contributions10/11€12k€12k=
Reserves13€341k€251k▼
Tax-exempt reserves132€397€397=
Distributable reserves133€341k€251k▼
Profit (loss) carried forward14-€-8k
Amounts payable17/49€87k€55k▼
Amounts payable after more than one year17€44k€33k▼
Financial debts170/4€44k€33k▼
Amounts payable within one year42/48€43k€23k▼
Current portion of amounts payable after more than one year42€11k€11k=
Financial debts43€7k€9k▲
Credit institutions430/8€7k€9k▲
Trade debts44€13k€3k▼
Suppliers440/4€13k€3k▼
Advances received on contracts in progress46€334-
Taxes, remuneration and social security45€11k€326▼
Taxes450/3€11k€326▼
Other amounts payable47/48€389-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€10k▼
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€146k€7k▼
Operating profit (loss)9901€130k€-8k▼
Financial income75/76B-€19
Recurring financial income75-€19
Financial charges65/66B€3k€7k▲
Recurring financial charges65€3k€7k▲
Profit (loss) for the period before taxes9903€127k€-15k▼
Income taxes67/77€38k€335▼
Profit (loss) for the period9904€89k€-15k▼
Profit (loss) for the period to be appropriated9905€89k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€89k€-15k▼
Transfer from equity791/2€14k€90k▲
Transfer to equity691/2€89k-
To other reserves6921€89k-
Profit to be distributed694/7€14k€83k▲
Return on contributions (dividend)694€14k€83k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-15k ▼117%
Net result drops to €-15k, the lowest in the series.
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Highest result since 2019net €89k ▲76.4%
Net result €89k, the highest in the series.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kooigemsestraat(Koo) 538510 KortrijkGround area
2,423 m²
Building footprint
126 m²
Volume, LiDAR
673 m³
Parcel 34021B0036/00V000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JD CONSULTANCY
since 20102.184.153.849
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34021B0036/00V000 | Flanders | 2,423 m² | 1 · 125 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 614 EUR awarded · 614 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 614 EUR | 614 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 38,841 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2010
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.jd-consultancy.be
E-mail:jeffrey.dhondt@jd-consultancy.be