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Private limited companyfounded 200817 yrs activeBloemistenstraat 18, 9850 Deinze, BelgiumKBO/BCE: BE 0807.174.711
Summary

JD+ is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €630,965 and a net result of €179,071. Equity is growing by ~34.6% per year across the filed fiscal years. Its solvency ranks better than 74% of 5565 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-05-2025 was due by 31-12-2025 and was filed on 02-10-2025, 90 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
90 d early
2024
91 d early
2023
111 d early
2022
32 d early
2021
16 d early
2020
21 d early
2019
13 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 53 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-05-2026 and is due by 31-12-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-05-2026 close27-09-2026 today31-12-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 16 October 2008, JD+ was incorporated.1 Total assets went from EUR 649,070 in 2019 to EUR 806,554 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€630,965▲ 31.9%
2024 · €478,440
Net result
€179,071▲ 82.2%
2024 · €98,264
Total assets
€806,554▲ 14.8%
2024 · €702,495
Solvency
78.2%▲ 10.1pp
2024 · 68.1%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€100,326▲ 4.5%€123,913▲ 23.5%€153,543▲ 23.9%€151,482▼ 1.3%€267,375▲ 76.5%
Net result€57,191within the sector's middle half▲ 1.8%€79,381within the sector's middle half▲ 38.8%€101,729within the sector's middle half▲ 28.2%€98,264within the sector's middle half▼ 3.4%€179,071within the sector's middle half▲ 82.2%
Equity€219,314within the sector's middle half▲ 35.3%€298,695within the sector's middle half▲ 36.2%€400,423within the sector's middle half▲ 34.1%€478,440within the sector's middle half▲ 19.5%€630,965within the sector's middle half▲ 31.9%
Total assets€659,360within the sector's middle half▼ 0.6%€630,243within the sector's middle half▼ 4.4%€673,713within the sector's middle half▲ 6.9%€702,495within the sector's middle half▲ 4.3%€806,554within the sector's middle half▲ 14.8%
Debt€440,046▼ 12.2%€331,549▼ 24.7%€273,290▼ 17.6%€224,055▼ 18.0%€175,590▼ 21.6%
Working capital-€71,576▼ 2.8%-€46,511▲ 35.0%€6,697€43,592▲ 551%€168,300▲ 286%
Solvency33.3%within the sector's middle half▲ 8.8pp47.4%within the sector's middle half▲ 14.1pp59.4%within the sector's middle half▲ 12.0pp68.1%within the sector's middle half▲ 8.7pp78.2%within the sector's middle half▲ 10.1pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000€300,000Operating result 2021: €100,326€100,326Net result 2021: €57,191€57,191Operating result 2022: €123,913€123,913Net result 2022: €79,381€79,381Operating result 2023: €153,543€153,543Net result 2023: €101,729€101,729Operating result 2024: €151,482€151,482Net result 2024: €98,264€98,264Operating result 2025: €267,375€267,375Net result 2025: €179,071€179,07120212022202320242025€0€100,000€200,000€300,000Operating result 2023: €153,543€154,000Net result 2023: €101,729€102,000Operating result 2024: €151,482€151,000Net result 2024: €98,264€98,300Operating result 2025: €267,375€267,000Net result 2025: €179,071€179,000202320242025
The operating result recovers in 2025; 2025 is 77% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €806,554
Fixed assets €580,482 ▼ 1.3%
Current assets €226,073 ▲ 98.0%
Equity and liabilities €806,554
Equity €630,965 ▲ 31.9%
Debt €175,590 ▼ 21.6%
Debt's share of the balance-sheet total falls from 31.9% to 21.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
28.4%▲
2024 · 20.5%
ROA
22.2%▲
2024 · 14.0%
Debt ≤ 1 year
€57,773▼
2024 · €70,601
Debt > 1 year
€117,817▼
2024 · €153,454
Income taxes
€83,624▲
2024 · €47,498
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€702,495€806,554▲
Fixed assets21/28€588,302€580,482▼
Tangible fixed assets22/27€191,088€183,268▼
Land and buildings22€188,156€181,301▼
Plant, machinery and equipment23€532€170▼
Furniture and vehicles24€1,041€747▼
Other tangible fixed assets26€1,360€1,050▼
Financial fixed assets28€397,214€397,214=
Current assets29/58€114,193€226,073▲
Amounts receivable within one year40/41€18,540-
Other amounts receivable41€18,540-
Current investments50/53€24,600€171,100▲
Cash at bank and in hand54/58€61,624€48,278▼
Deferred charges and accrued income490/1€9,428€6,695▼
Equity and liabilities
Total equity and liabilities10/49€702,495€806,554▲
Equity10/15€478,440€630,965▲
Contributions10/11€32,608€32,608=
Reserves13€445,831€598,357▲
Distributable reserves133€445,831€598,357▲
Amounts payable17/49€224,055€175,590▼
Amounts payable after more than one year17€153,454€117,817▼
Financial debts170/4€153,454€117,817▼
Amounts payable within one year42/48€70,601€57,773▼
Current portion of amounts payable after more than one year42€51,375€35,637▼
Financial debts43€14,229-
Credit institutions430/8€14,229-
Trade debts44€2,498€2,565▲
Suppliers440/4€2,498€2,565▲
Taxes, remuneration and social security45€2,498€17,985▲
Taxes450/3€2,498€17,985▲
Other amounts payable47/48-€1,586
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,334€7,820▼
Other operating charges640/8€1,839€1,861▲
Gross operating margin9900€162,655€277,056▲
Operating profit (loss)9901€151,482€267,375▲
Financial income75/76B€930€4,507▲
Recurring financial income75€930€4,507▲
Financial charges65/66B€6,650€9,187▲
Recurring financial charges65€6,650€9,187▲
Profit (loss) for the period before taxes9903€145,762€262,695▲
Income taxes67/77€47,498€83,624▲
Profit (loss) for the period9904€98,264€179,071▲
Profit (loss) for the period to be appropriated9905€98,264€179,071▲
Appropriation of the result
Profit (loss) to be appropriated9906€98,264€179,071▲
Transfer from equity791/2€20,248€26,545▲
Transfer to equity691/2€98,264€179,071▲
To other reserves6921€98,264€179,071▲
Profit to be distributed694/7€20,248€26,545▲
Return on contributions (dividend)694€20,248€26,545▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11,920€11,836€9,167€9,334€7,820▼ 16.2%
Other operating charges640/8-€2,283€2,040€1,839€1,861▲ 1.2%
Gross operating margin9900€114,565€138,033€164,750€162,655€277,056▲ 70.3%
Operating profit (loss)9901€100,326€123,913€153,543€151,482€267,375▲ 76.5%
Financial income75/76B-€467€39€930€4,507▲ 385%
Recurring financial income75€151€467€39€930€4,507▲ 385%
Financial charges65/66B-€5,253€4,203€6,650€9,187▲ 38.1%
Recurring financial charges65€7,203€5,253€4,203€6,650€9,187▲ 38.1%
Profit (loss) for the period before taxes9903€93,274€119,127€149,379€145,762€262,695▲ 80.2%
Income taxes67/77€36,083€39,746€47,650€47,498€83,624▲ 76.1%
Profit (loss) for the period9904€57,191€79,381€101,729€98,264€179,071▲ 82.2%
Profit (loss) for the period to be appropriated9905€80,062€79,381€101,729€98,264€179,071▲ 82.2%
Line20212022202320242025Change
Assets
Total assets20/58€659,360€630,243€673,713€702,495€806,554▲ 14.8%
Fixed assets21/28€615,616€603,845€597,636€588,302€580,482▼ 1.3%
Tangible fixed assets22/27€218,468€206,631€200,423€191,088€183,268▼ 4.1%
Land and buildings22-€201,866€195,011€188,156€181,301▼ 3.6%
Plant, machinery and equipment23-€1,256€894€532€170▼ 68.1%
Furniture and vehicles24--€1,335€1,041€747▼ 28.3%
Other tangible fixed assets26-€3,510€3,183€1,360€1,050▼ 22.8%
Financial fixed assets28€397,149€397,214€397,214€397,214€397,214=
Current assets29/58€43,744€26,398€76,077€114,193€226,073▲ 98.0%
Amounts receivable within one year40/41€12,500€12,500€13,469€18,540--
Trade receivables40-€12,500----
Other amounts receivable41--€13,469€18,540--
Current investments50/53€5,800€9,400€17,400€24,600€171,100▲ 596%
Cash at bank and in hand54/58€24,005€4,437€33,319€61,624€48,278▼ 21.7%
Deferred charges and accrued income490/1-€62€11,889€9,428€6,695▼ 29.0%
Equity and liabilities
Total equity and liabilities10/49€659,360€630,243€673,713€702,495€806,554▲ 14.8%
Equity10/15€219,314€298,695€400,423€478,440€630,965▲ 31.9%
Contributions10/11-€32,608€32,608€32,608€32,608=
Reserves13€186,705€266,086€367,815€445,831€598,357▲ 34.2%
Distributable reserves133-€266,086€367,815€445,831€598,357▲ 34.2%
Amounts payable17/49€440,046€331,549€273,290€224,055€175,590▼ 21.6%
Amounts payable after more than one year17€324,489€258,640€203,909€153,454€117,817▼ 23.2%
Financial debts170/4-€258,640€203,909€153,454€117,817▼ 23.2%
Amounts payable within one year42/48€115,320€72,909€69,380€70,601€57,773▼ 18.2%
Current portion of amounts payable after more than one year42-€65,850€54,730€51,375€35,637▼ 30.6%
Financial debts43---€14,229--
Credit institutions430/8---€14,229--
Trade debts44€1,314€1,731€2,000€2,498€2,565▲ 2.7%
Suppliers440/4-€1,731€2,000€2,498€2,565▲ 2.7%
Taxes, remuneration and social security45-€4,746€12,650€2,498€17,985▲ 620%
Taxes450/3-€4,746€12,650€2,498€17,985▲ 620%
Other amounts payable47/48-€582--€1,586-
Line20212022202320242025Change
Profit (loss) for the period9904€57,191€79,381€101,729€98,264€179,071▲ 82.2%
+ Depreciation and write-downs630€11,920€11,836€9,167€9,334€7,820▼ 16.2%
Operating cash flow (approximation)€69,111€91,217€110,896€107,598€186,891▲ 73.7%
Investment in fixed assets (approximation)--€65-€2,958€0€0-
Change in cash--€19,568€28,882€28,306-€13,347▼ 147%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-12-2026
2025
02-10
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
31-05
Financial Highest result since 2019net €179,071 ▲82.2%
Operating result €267,375, net result €179,071, both a record.
31-05
Financial Liquidity doublescurrent ratio 3.91
Current ratio from 1.62 to 3.91; short-term debt falls from €70,601 to €57,773.
31-05
Financial Equity above €500,000Eq €630,965 ▲31.9%
7 profitable years in a row build equity to €630,965.
2024
01-10
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
11-09
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
31-05
Financial Liquidity triplescurrent ratio 1.10
Current ratio from 0.36 to 1.10; short-term debt falls from €72,909 to €69,380.
2022
29-11
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
15-12
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
31-05
Financial Equity above €200,000Eq €219,314 ▲35.3%
3 profitable years in a row build equity to €219,314.
2020
10-12
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
31-05
Financial Equity above €150,000Eq €162,122 ▲53%
2 profitable years in a row build equity to €162,122.
Show earlier events
2019
18-12
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
19-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
19-12
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
16-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
1,196 m²
Building footprint
119 m²
Volume, LiDAR
10 m³
Parcel 44044B0690/00K002, Flanders · tallest building 2.0 m. Linked by address, not a title deed.
1 establishment unit
JD+
Bloemistenstraat 18, 9850 DeinzeInsurance agents and brokers
since 20142.234.379.657
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44044B0690/00K002 Flanders 1,195 m² 1 · 119 m² 2.0 m
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-05-2025 list no shareholders, and no other source names one.

Holdings 1

According to the annual accounts to 31-05-2025 of JD+ and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Legal Entity Identifier

875500XC09H5NDPR0R78
live in the LEI register

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 13,439 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-10-2008
Fiscal year end31-05
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0807174711
Also 9925:BE0807174711
Registered 02-11-2024

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.