Equity
€498,077 from €16.8m in 2018
Equity fell by 97% in 7 years.
JCX IMMO
Lifetime
20 annual accounts with figures on one time axis, 30 filings since 1996peak €4.1m (2012)
-€186,250▼ €387,902
lowest -€7.7m (2020)
-€1.8m▲ €306,404
peak €16.8m (2018)
€498,077▼ 78.0%
€12.7m▼ 1.0%
peak 3.3 FTE (2008)
0.1 FTEunchanged
Board7 names since 2017
4 directorsGaël Cruysmans and 3 others
Owners
99.98%JCMLA HOLDING
Documentsfilings and deeds
06-07-202625 days before the deadline
2025financial year
Gross margin from €201,652 to -€186,250Loss of €1.8mResignation: Yves Zurstrassen (director) 04-09Equity from €2.3m to €498,077Cash from €706 to €263,622
Key points
from the 2025 annual accountsLosses
-€6.4m in three years
Every financial year from 2023 to 2025 closed with a loss. 2023 was the heaviest.
Debts
€12.7m 96% of the balance sheet
Suppliers 4%Taxes and wages 0%Other 96%
Of this, €446,656 falls due within a year.
Filings
30 annual accounts since 1996
The last five annual accounts were filed 8 to 25 days before the end of the period.
At the same address
20 companies
Position in the sector
-€1.8m
Lower net result than 95% of companies in real estate. Sector median €20,526 · 5,817 companies.
Checked score
54
Fair
Financially stronger than 25% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%lowest value
01-2025: 0.4%● unchanged vs 12-2024lowest value
02-2025: 0.4%● unchanged vs 01-2025lowest value
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.5%▲ +0.1 percentage points vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.6%▲ +0.1 percentage points vs 06-2025
08-2025: 0.9%▲ +0.3 percentage points vs 07-2025highest value
09-2025: 0.9%● unchanged vs 08-2025highest value
10-2025: 0.8%▼ -0.1 percentage points vs 09-2025
11-2025: 0.8%● unchanged vs 10-2025
12-2025: 0.8%● unchanged vs 11-2025
01-2026: 0.8%● unchanged vs 12-2025
02-2026: 0.8%● unchanged vs 01-2026
03-2026: 0.8%● unchanged vs 02-2026
04-2026: 0.8%● unchanged vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.8%● unchanged vs 06-2026
08-2026: 0.4%▼ -0.4 percentage points vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Loss of €1.8m, the second in a row (financial year 2025)
Equity €498,077 (3.8% of total assets)
Liquidity: current ratio 2.84, cash €263,622
lowers risk
Size: 0.1 FTE, total assets €13.2m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 24% of them on solvency, 60% on liquidity, 9% on profitability and 8% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €25,000 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is ample, with a current ratio of 2.84 (5.51 in 2024), above the usual 1.5. Short-term debt is 3.4% and cash 2% of total assets. However, 96.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€1.8m
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 5810 sector peers (2025).
NBB · sector comparisonPosition among 5810 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 days early
2024
20 days early
2023
8 days early
2022
12 days early
2021
13 days early
2020
8 days early
2019
7 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 13 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- JCMLA HOLDING 99.98%score 80equity €83.3m (2025) · annual accounts 2025
Shares in 4 companies, including SLCMJ and Domaine des Davids Sas
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0454019089
Resignation: Yves Zurstrassen (director)
Appointment: Nathalie Draguet (director) · General meeting of 30-06-2025 · Gazette deed
3 directors reappointed
Sophie Le Clercq, Yves Zurstrassen and Gaël Cruysmans · General meeting of 30-06-2023 · Gazette deed
Amendment of the articles
General meeting of 01-12-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JCX IMMO Auderghem | €13.2m | -€0.2m | 3.8% | 0.1 |
| 'T Park Development Brussels | €19.2m | -€1.2m | 86.6% | 0 |
| DANRO Oudenaarde | €9.3m | -€0.02m | 9.2% | 0 |
| HPG BELGIUM Maasmechelen | €16.5m | -€0.1m | 99.8% | 0.5 |
| BIEFAST Schoten | €9.5m | -€0.02m | 32.3% | 0 |
| DE SNEPPE Damme | €24.1m | -€0.01m | 83.4% | 0 |
| CELLAS INVEST Schilde | €24.9m | -€0.002m | 72.7% | 0 |
These companies have the same main activity as JCX IMMO: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €9.3m and €25m, founded between 1984 and 2002.
Official details
Source: KBO- Status
- Active since 15-12-1994Normal situation
- Registered office
- 21 active companies are registered at this addressSource: KBO register, as of 10 November 2026.
- Activity
- Development of residential building projectsNACE 68121and 4 others
- Joint committees
- 100Auxiliary committee for blue-collar workers
- 200Auxiliary committee for white-collar workers · annual accounts 2024
- Establishment unit
- 2.072.639.3821160 Auderghem, since 09-08-1995
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Annual accounts 2025
- €13.2m▼ 12.6%
- Employeeson 31-12-2025
- 1=
- Filing
- Filed on 06-07-2026, 25 days before the end of the filing period
Companies linked to JCX IMMO
Subsidiaries and holdings
Insights on JCX IMMO
JCX IMMO has existed since 1994. The gross margin fell from €3.6m in 2015 to €90,177 in 2016, while staff rose from 1.1 to 1.4 full-time equivalents.
Solvency fell in 2025 from 15.0% to 3.8% because of the loss.
JCMLA HOLDING holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JCX IMMO
- What is the company number of JCX IMMO?
- The company number of JCX IMMO is 0454.019.089. The VAT number is the same number with BE in front: BE 0454.019.089.
- Where is JCX IMMO based?
- The registered office is at Priorijdreef 25, 1160 Auderghem.Company details
- What does JCX IMMO do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of JCX IMMO?
- JCX IMMO is a public limited company (NV).
- When was JCX IMMO founded?
- JCX IMMO was founded on 15-12-1994.
- Is JCX IMMO still active?
- Yes, JCX IMMO is an active enterprise in the KBO register.
- How many employees does JCX IMMO have?
- JCX IMMO had an average of 0.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does JCX IMMO fall under?
- In its 2024 annual accounts, JCX IMMO states joint committees 100 (Auxiliary committee for blue-collar workers) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of JCX IMMO?
- The annual accounts for financial year 2025 state no turnover.
- Is JCX IMMO profitable?
- In financial year 2025, JCX IMMO made a loss of €1.8m.
- Where can I find the annual accounts of JCX IMMO?
- JCX IMMO filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JCX IMMO due?
- JCX IMMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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