Turnover
≈ €44,000 estimated
The micro format states no turnover.
JCT
Lifetime
20 annual accounts with figures on one time axis, 41 filings since 1985peak €68,148 (2008)
€5,868▼ 85.1%
lowest -€28,243 (2011)
-€17,886▼ €29,539
peak €65,514 (2024)
€47,628▼ 27.3%
€58,097▼ 15.6%
peak 1.7 FTE (2009)
-not published
Board1 name since 2014
1 directorCELIS Joren
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €39,396 to €5,868Loss of €17,886Equity from €65,514 to €47,628Debts from €68,867 to €58,097Cash from €4,398 to €6,391
Key points
from the 2025 annual accountsFilings
41 annual accounts since 1985
Seven of the last ten came late. The 2022 accounts came latest: 61 days after the end of the period.
Position in the sector
-€17,886
Lower net result than 93% of companies in building services and landscaping. Sector median €9,328 · 5,726 companies.
Checked score
62
Healthy
Financially stronger than 28% of micro companies in building services and landscaping (NACE 81)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 7,710 companies (NACE 81, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%
01-2025: 0.8%● unchanged vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.8%● unchanged vs 04-2025
06-2025: 0.8%● unchanged vs 05-2025lowest value
07-2025: 1.0%▲ +0.2 percentage points vs 06-2025
08-2025: 1.3%▲ +0.3 percentage points vs 07-2025
09-2025: 1.0%▼ -0.3 percentage points vs 08-2025
10-2025: 1.0%● unchanged vs 09-2025
11-2025: 1.0%● unchanged vs 10-2025
12-2025: 1.0%● unchanged vs 11-2025
01-2026: 1.0%● unchanged vs 12-2025
02-2026: 1.0%● unchanged vs 01-2026
03-2026: 1.0%● unchanged vs 02-2026
04-2026: 1.0%● unchanged vs 03-2026
05-2026: 1.0%● unchanged vs 04-2026
06-2026: 1.0%● unchanged vs 05-2026
07-2026: 1.1%▲ +0.1 percentage points vs 06-2026
08-2026: 1.5%▲ +0.4 percentage points vs 07-2026highest value
09-2026: 1.5%● unchanged vs 08-2026
10-2026: 1.5%● unchanged vs 09-2026
11-2026: 1.5%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Sector: Services to buildings and landscape activities (NACE 81)
Loss of €17,886 (financial year 2025)
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Size: total assets €105,724
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 54% of them on solvency, 22% on liquidity, 22% on profitability and 15% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,831 companies had the same profile as JCT has now. Each dot stands for 15 companies, two years later.
84.5%
were still trading
13.4%
stopped another way
1.7%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of JCT itself: 1.5% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,831 companies, not a prediction for JCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.66 (0.7 in 2024), below 1. Short-term debt is 52.7% and cash 6% of total assets. 55% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
28 days late
2023
30 days late
2022
61 days late
2021
30 days late
2020
18 days early
2019
54 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 31 days after the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0426422985
Change of role: CELIS Joren, from manager to director
Director discharge: CELIS Joren (manager) · Gazette deed
First establishment
Laarstraat (Bevel) 19, Nijlen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JCT Nijlen | €105,724 | €5,868 | 45.0% | - |
| VANHOUT Lier | €88,613 | €8,237 | 85.1% | - |
| BOLLAERT Lochristi | €113,000 | €5,240 | 97.5% | - |
| JARDILESSE Houyet | €91,043 | €6,749 | 88.7% | - |
| TRANSTRAC Wanze | €75,476 | €6,560 | 83.5% | - |
| RAYMOND PATTYN - CARBON Poperinge | €149,943 | €5,796 | 55.5% | - |
| Espaces Verts JAMAR Malmedy | €132,437 | €7,070 | 68.8% | - |
These companies have the same main activity as JCT: landscape service activities (NACE 81300). They are comparable in size and age: total assets between €75,500 and €150,000, founded between 1981 and 1994.
Official details
Source: KBO- Status
- Active since 14-11-1984Normal situation
- Activity
- Landscape service activitiesNACE 81300and 1 other
- Joint committee
- 145Horticulture · annual accounts 2021
- Establishment unit
- 2.025.654.7602560 Nijlen, since 30-04-1999
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Insights on JCT
JCT files the micro format. That format states no turnover. The gross margin fell from €15,609 in 2006 to €5,868 in 2025.
The balance sheet grew most in 2023 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JCT
- What is the company number of JCT?
- The company number of JCT is 0426.422.985. The VAT number is the same number with BE in front: BE 0426.422.985.
- Where is JCT based?
- The registered office is at Laarstraat (Bevel) 19, 2560 Nijlen.Company details
- What does JCT do?
- According to the KBO register, the main activity is landscape service activities (NACE 81300).
- What is the legal form of JCT?
- JCT is a private limited company (BV).
- When was JCT founded?
- JCT was founded on 14-11-1984.
- Is JCT still active?
- Yes, JCT is an active enterprise in the KBO register.
- How many employees does JCT have?
- JCT had an average of 0.8 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
- Which joint committee does JCT fall under?
- In its 2021 annual accounts, JCT states joint committee 145 (Horticulture).
- What is the turnover of JCT?
- The turnover in financial year 2025 is ≈ €44,000. This figure is estimated from the gross margin of €5,868 and 36 comparable companies (NACE 81300). It probably lies between €29,000 and €84,000. It is a rough estimate.
- Is JCT profitable?
- In financial year 2025, JCT made a loss of €17,886.
- Where can I find the annual accounts of JCT?
- JCT filed 41 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JCT due?
- JCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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