JCP Conseil
Open bankruptcySummary
A bankruptcy procedure is open for JCP Conseil according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €32,123 and a net result of -€66,742.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Liège, Liège division
- Declared bankrupt
- 19 May 2025
- Supervising judge
- Philippe Lagasse De Locht
- Official Gazette
- 23-05-2025 (pdf) ↗search the document for 2025/121873
Deadlines
- Appeal or third-party opposition until
- passed on 7 June 2025Fifteen days after the publication in the Official Gazette.art. XX.108 CEL
- File the claim in RegSol until
- passed on 18 June 2025art. XX.104 and XX.155 CEL
- First verification report
- passed on 3 July 2025Goods that belong to you, such as those delivered under retention of title, are reclaimed before this day.art. XX.104 and XX.194 CEL
- Late claim until
- passed on 19 May 2026Late, you share only in what has not been paid out yet, and the costs are yours.art. XX.165 CEL
Curators
- Valerie ThirionClos Du Sartay 11, 4053 Embourgv.thirion@lex-care.be
- Murielle DelforgeClos Du Sartay 11, 4053 Embourgm.delforge@avocat.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
The deadlines above come from the publication of the judgment. Check them in RegSol before you file anything; a passed deadline no longer applies.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help.Creditor guide for this company
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Signals
Two signals.
+raises risk
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Is the registered address a letterbox address or a business centre?Addresses Are there other customers at risk in your own list?List enrichment
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2023, micro schema
Equity
€32,123▼ 68.4%
2022 · €101,615
Total assets
€32,997▼ 68.0%
2022 · €103,010
Net result
-€66,742▼ 585%
2022 · -€9,742
Working capital
€32,118▼ 68.2%
2022 · €101,091
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result€57,851▲ 648%€67,593▲ 16.8%€2,921▼ 95.7%-€8,280-€65,366▼ 689%
Net result€36,813▲ 765%€44,505▲ 20.9%€1,561▼ 96.5%-€9,742-€66,742▼ 585%
Equity€86,291▲ 74.4%€130,796▲ 51.6%€132,357▲ 1.2%€101,615▼ 23.2%€32,123▼ 68.4%
Total assets€113,152▲ 98.3%€178,880▲ 58.1%€155,989▼ 12.8%€103,010▼ 34.0%€32,997▼ 68.0%
Debt€26,861▲ 255%€48,084▲ 79.0%€23,632▼ 50.9%€1,395▼ 94.1%€874▼ 37.3%
Working capital€86,291▲ 74.4%€130,470▲ 51.2%€131,236▲ 0.6%€101,091▼ 23.0%€32,118▼ 68.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €65,366 in 2023 against €8,280 in 2022; the loss grows and 2023 has the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €32,997
Fixed assets
€5 ▼ 99.1%
Current assets
€32,993 ▼ 67.8%
Equity and liabilities €32,997
Equity
€32,123 ▼ 68.4%
Debt
€874 ▼ 37.3%
Debt's share of the balance-sheet total rises from 1.4% to 2.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€64,847▼
2022 · -€7,683
Cash flow
-€66,223▼
2022 · -€9,145
Current ratio
37.73▼
2022 · 73.47
Debt to equity
0.03▲
2022 · 0.01
ROE
-207.8%▼
2022 · -9.6%
ROA
-202.3%▼
2022 · -9.5%
Interest coverage
-42.15▼
2022 · -5.60
Debt ≤ 1 year
€874▼
2022 · €1,395
Income taxes
€164▲
2022 · €163
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €78 | €592 | €597 | €519 | ▼ 13.1% |
| Other operating charges640/8 | - | - | - | €97 | €51,004 | ▲ 52,481% |
| Gross operating margin9900 | €58,343 | €68,165 | €3,513 | -€7,586 | -€13,844 | ▼ 82.5% |
| Operating profit (loss)9901 | €57,851 | €67,593 | €2,921 | -€8,280 | -€65,366 | ▼ 689% |
| Financial income75/76B | - | - | €495 | €72 | €327 | ▲ 355% |
| Recurring financial income75 | €2,069 | €238 | €495 | €72 | €327 | ▲ 355% |
| Financial charges65/66B | - | - | €791 | €1,371 | €1,539 | ▲ 12.2% |
| Recurring financial charges65 | €4 | €2,076 | €791 | €1,371 | €1,539 | ▲ 12.2% |
| Profit (loss) for the period before taxes9903 | €59,916 | €65,755 | €2,625 | -€9,579 | -€66,578 | ▼ 595% |
| Income taxes67/77 | €23,103 | €21,250 | €1,064 | €163 | €164 | ▲ 0.9% |
| Profit (loss) for the period9904 | €36,813 | €44,505 | €1,561 | -€9,742 | -€66,742 | ▼ 585% |
| Profit (loss) for the period to be appropriated9905 | €36,813 | €44,505 | €1,561 | -€9,742 | -€66,742 | ▼ 585% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €113,152 | €178,880 | €155,989 | €103,010 | €32,997 | ▼ 68.0% |
| Fixed assets21/28 | - | €326 | €1,121 | €524 | €5 | ▼ 99.1% |
| Tangible fixed assets22/27 | - | €326 | €1,121 | €524 | €5 | ▼ 99.1% |
| Furniture and vehicles24 | - | - | €1,121 | €524 | €5 | ▼ 99.1% |
| Current assets29/58 | €113,152 | €178,554 | €154,868 | €102,486 | €32,993 | ▼ 67.8% |
| Amounts receivable within one year40/41 | €40,854 | €43,539 | €56,724 | €61,173 | €8,714 | ▼ 85.8% |
| Trade receivables40 | - | - | €52,832 | €55,357 | €0 | ▼ 100% |
| Other amounts receivable41 | - | - | €3,892 | €5,816 | €8,714 | ▲ 49.8% |
| Current investments50/53 | €9,925 | €9,923 | €10,182 | €9,800 | €9,829 | ▲ 0.3% |
| Cash at bank and in hand54/58 | €62,373 | €125,092 | €87,062 | €31,513 | €13,792 | ▼ 56.2% |
| Deferred charges and accrued income490/1 | - | - | €900 | - | €657 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €113,152 | €178,880 | €155,989 | €103,010 | €32,997 | ▼ 68.0% |
| Equity10/15 | €86,291 | €130,796 | €132,357 | €101,615 | €32,123 | ▼ 68.4% |
| Contributions10/11 | €12,400 | - | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €70,450 | €114,950 | €116,510 | €95,510 | €92,760 | ▼ 2.9% |
| Non-distributable reserves130/1 | - | - | €6,000 | €6,000 | €0 | ▼ 100% |
| Reserves not available under the articles1311 | - | - | €6,000 | €6,000 | €0 | ▼ 100% |
| Distributable reserves133 | - | - | €110,510 | €89,510 | €92,760 | ▲ 3.6% |
| Profit (loss) carried forward14 | €3,441 | €3,446 | €3,447 | -€6,295 | -€73,037 | ▼ 1,060% |
| Amounts payable17/49 | €26,861 | €48,084 | €23,632 | €1,395 | €874 | ▼ 37.3% |
| Amounts payable within one year42/48 | €26,861 | €48,084 | €23,632 | €1,395 | €874 | ▼ 37.3% |
| Trade debts44 | €3,758 | €93 | €795 | €145 | €710 | ▲ 390% |
| Suppliers440/4 | - | - | €795 | €145 | €710 | ▲ 390% |
| Taxes, remuneration and social security45 | - | - | €22,837 | €1,250 | €164 | ▼ 86.8% |
| Taxes450/3 | - | - | €22,837 | €1,250 | €164 | ▼ 86.8% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36,813 | €44,505 | €1,561 | -€9,742 | -€66,742 | ▼ 585% |
| + Depreciation and write-downs630 | - | €78 | €592 | €597 | €519 | ▼ 13.1% |
| Operating cash flow (approximation) | €36,813 | €44,583 | €2,153 | -€9,145 | -€66,223 | ▼ 624% |
| Investment in fixed assets (approximation) | - | - | -€1,387 | €0 | €0 | - |
| Change in cash | - | €62,719 | -€38,030 | -€55,549 | -€17,721 | ▲ 68.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
23-05
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Liège · event 19-05-2025
07-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 191 days late
2023
31-12
Financial
Weakest financial yearnet -€66,742
Net result drops to -€66,742, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Liquidity times 11current ratio 73.47
Current ratio from 6.55 to 73.47; short-term debt falls from €23,632 to €1,395.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
31-12
Financial
Highest result since 2018net €44,505 ▲20.9%
Operating result €67,593, net result €44,505, both a record.
31-12
Financial
Equity above €100,000Eq €130,796 ▲51.6%
3 profitable years in a row build equity to €130,796.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
10-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 10 days late
Show earlier events
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
2016
09-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
04-05
NBB filing
Annual accounts filed
fiscal year 2014 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 1 establishment unit since 2008
Ground area
1,015 m²
Building footprint
267 m²
Volume, LiDAR
1,399 m³
Parcel 62095C0243/00N000, Wallonia · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JCP CONSEIL
since 20082.174.932.416
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62095C0243/00N000 | Wallonia | 1,015 m² | 1 · 267 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
2 mandates| Role | Name | Tenure |
|---|---|---|
| Curator | VALERIE THIRION CLOS DU SARTAY 11,
4053 EMBOURG |
19-05-2025 → present |
| Curator | MURIELLE DELFORGE CLOS
DU SARTAY 11, 4053 EMBOURG |
19-05-2025 → present |
Identification & contact
Identification
Legal formPrivate limited company
Founded28-11-2008
Fiscal year end31-12
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.