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JCONSULTING

Active
Private limited companyfounded 200719 yrs activeKattestraat 17, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 0886.355.514

JCONSULTING has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-118k) and a net result of €-40k. Equity is shrinking by ~46.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 8968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2024
23 / 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.03 in 2023; cash: 0% of total assets), and equity is negative.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Return on assets
-392.6%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 19 years 0 20 y
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year €-118k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
41 d early
2023
28 d early
2022
39 d early
2021
38 d early
2020
36 d early
2019
42 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€-118k▼ 52.1%
2023 · €-77k
2018: €88k 2019: €75k 2020: €28k 2021: €-817 2022: €-22k 2023: €-77k
2018 → 2024
Total assets
€10k▼ 43.8%
2023 · €18k
2018: €146k 2019: €124k 2020: €115k 2021: €62k 2022: €38k 2023: €18k
2018 → 2024
Net result
€-40k▲ 26.7%
2023 · €-55k
2018: €-1k 2019: €-5k 2020: €-29k 2021: €-29k 2022: €-22k 2023: €-55k
2018 → 2024
Working capital
€-127k▼ 51.7%
2023 · €-84k
2018: €80k 2019: €69k 2020: €20k 2021: €-8k 2022: €-24k 2023: €-84k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€28k-€-817€-22k▼ 2,646%€-77k▼ 245%€-118k▼ 52.1%
Operating result€-32k-€-28k▲ 13.0%€-20k▲ 26.5%€-54k▼ 165%€-40k▲ 25.6%
Net result€-29k-€-29k▲ 0.4%€-22k▲ 25.7%€-55k▼ 154%€-40k▲ 26.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-60k€-40k€-20k€0Operating result 2020: €-32k€-32kNet result 2020: €-29k€-29kOperating result 2021: €-28k€-28kNet result 2021: €-29k€-29kOperating result 2022: €-20k€-20kNet result 2022: €-22k€-22kOperating result 2023: €-54k€-54kNet result 2023: €-55k€-55kOperating result 2024: €-40k€-40kNet result 2024: €-40k€-40k20202021202220232024
The operating result stays negative: a loss of €40k in 2024 against €54k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €10k
Fixed assets €9k▼ 39.7%
Current assets €766▼ 69.7%
Key figures and ratios
2024 value · change against 2023
EBITDA
€-30k
2023 · €-45k
Cash flow
€-31k
2023 · €-46k
Current ratio
0.01
2023 · 0.03
Quick ratio
0.01
2023 · 0.03
Debt / equity
-1.09
2023 · -1.24
ROA
-392.6%
2023 · -300.7%
Interest coverage
-185.91
2023 · -48.14
Debt
€128k
2023 · €96k
Debt ≤ 1 year
€128k
2023 · €86k
Debt > 1 year
€0
2023 · €9k
Income taxes
€174
2023 · €342
Staff costs
€14k
2023 · €13k
A ratio outside any meaningful range has been withheld (balance sheet total €10k, equity €-118k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€18k€10k
Fixed assets21/28€16k€9k
Tangible fixed assets22/27€11k€4k
Furniture and vehicles24€2k€4k
Leasing and similar rights25€9k€667
Financial fixed assets28€5k€5k=
Current assets29/58€3k€766
Amounts receivable within one year40/41€607€554
Trade receivables40€0-
Other amounts receivable41€607€554
Cash at bank and in hand54/58€2k€0
Deferred charges and accrued income490/1€12€212
Equity and liabilities
Total equity and liabilities10/49€18k€10k
Equity10/15€-77k€-118k
Contributions10/11€12k€12k=
Reserves13€42k€42k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€42k€42k=
Profit (loss) carried forward14€-132k€-172k
Amounts payable17/49€96k€128k
Amounts payable after more than one year17€9k€0
Financial debts170/4€9k€0
Amounts payable within one year42/48€86k€128k
Current portion of amounts payable after more than one year42€7k€9k
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€2k€1k
Suppliers440/4€2k€1k
Advances received on contracts in progress46€250€250=
Taxes, remuneration and social security45€3k€4k
Taxes450/3€392€517
Remuneration and social security454/9€3k€3k
Other amounts payable47/48€74k€113k
Income statement Code20232024
Non-recurring operating income76A€2k€0
Remuneration, social security and pensions62€13k€14k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€10k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-19k
Other operating charges640/8€21k€20k
Gross operating margin9900€-12k€-15k
Operating profit (loss)9901€-54k€-40k
Financial charges65/66B€937€163
Recurring financial charges65€937€163
Profit (loss) for the period before taxes9903€-55k€-40k
Income taxes67/77€342€174
Profit (loss) for the period9904€-55k€-40k
Profit (loss) for the period to be appropriated9905€-55k€-40k
Appropriation of the result
Profit (loss) to be appropriated9906€-132k€-172k
Profit (loss) brought forward from the previous period14P€-77k€-132k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2025
20-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €-55k
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
22-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
23-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
19-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
25-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
21-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
29-06
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bilzen-Hoeselt · 1 establishment unit since 2007
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kattestraat 173740 Bilzen-Hoeselt
Ground area
1,910 m²
Building footprint
112 m²
Volume, LiDAR
481 m³
Parcel 73012C0874/00D000, Flanders · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JConsulting
Kattestraat 17, 3740 Bilzen-HoeseltNACE 72100
since 20072.210.170.338
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
73012C0874/00D000 Flanders 1,910 m² 1 · 112 m² 7.2 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,109 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded12-01-2007
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:johan_claes@telenet.be
Establishment Bilzen-Hoeselt 2.210.170.338