Equity
€53,312 ▲ 8.5%
JCÔME paid out €1,600 in dividends. That is 28% of the 2025 profit.
JCÔME
Lifetime
6 annual accounts with figures on one time axispeak €85,565 (2023)
€53,173▼ 31.7%
peak €17,725 (2023)
€5,786▼ 48.7%
peak €53,312 (2025)
€53,312▲ 8.5%
€122,775▲ 457%
Board2 names since 2020
-
Documentsfilings and deeds
16-06-202645 days before the deadline
2025micro format
Gross margin from €77,896 to €53,173Result from €11,269 to €5,786Dividend €1,600Debts from €22,046 to €122,775Investments €23,140Cash from €10,010 to €2,552
Key points
from the 2025 annual accountsTurnover
≈ €170,000 estimated
The micro format states no turnover.
Debts
€122,775 ▲ 457%
Debts rose by €100,729 in 2025. A dividend stands under other debts on the balance sheet date until it is paid.
Investments
€23,140 3.1 × depreciation
Green is investment, beige is depreciation.
Filings
6 annual accounts since 2020
The last five annual accounts were filed 45 to 74 days before the end of the period.
Starting capital
€5,000
Checked score
64
Healthy
Financially stronger than 38% of micro companies in building services and landscaping (NACE 81)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 7,710 companies (NACE 81, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025
05-2025: 0.8%▲ +0.1 percentage points vs 04-2025
06-2025: 0.7%▼ -0.1 percentage points vs 05-2025
07-2025: 0.7%● unchanged vs 06-2025
08-2025: 0.7%● unchanged vs 07-2025
09-2025: 0.7%● unchanged vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.7%● unchanged vs 03-2026
05-2026: 0.6%▼ -0.1 percentage points vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026lowest value
07-2026: 1.3%▲ +0.7 percentage points vs 06-2026highest value
08-2026: 1.3%● unchanged vs 07-2026highest value
09-2026: 1.3%● unchanged vs 08-2026highest value
10-2026: 1.3%● unchanged vs 09-2026highest value
11-2026: 1.3%● unchanged vs 10-2026highest value
Financial strengthAverage
Score breakdown
raises risk
Founded in 2020
Sector: Services to buildings and landscape activities (NACE 81)
Liquidity: current ratio 1.79, cash €2,552, halved
lowers risk
Figures for financial year 2025 (filed on 16-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 37% of them on solvency, 21% on liquidity, 43% on profitability and 50% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 5,047 companies had the same profile as JCÔME has now. Each dot stands for 13 companies, two years later.
94.0%
were still trading
3.8%
stopped another way
2.2%
went bankrupt
That fits the bankruptcy probability of JCÔME itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,047 companies, not a prediction for JCÔME. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.79 (2.38 in 2024), above the usual 1.5. Short-term debt is 45% and cash 1.4% of total assets. However, 69.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
45 days early
2024
69 days early
2023
69 days early
2022
74 days early
2021
69 days early
2020
53 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 63 days before the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
last known board- CLEMENT Jérôme founderdeed of 27-02-2020
- WILEM Priscilla founderdeed of 27-02-2020
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0744440257
Incorporation
Founding capital of €5,000 · Founders: CLEMENT Jérôme and WILEM Priscilla · Appointments: CLEMENT Jérôme (director) and WILEM Priscilla (director) · published on 27-02-2020 · Gazette deed
First establishment
Rue de la Strée (Withimont) 22, Bastogne
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JCÔME Bastogne | €176,087 | €53,173 | 30.3% | - |
| GROENWERKEN VAN WOLVELAER Temse | €176,942 | €57,776 | 67.2% | - |
| MERTENS Gartenbau Saint-Vith | €176,569 | €57,022 | 97.1% | - |
| TUINAANLEG SVEN HENDRIKX Tervuren | €178,623 | €61,167 | 21.7% | - |
| VAN MOLLE K&J Roosdaal | €194,382 | €47,942 | 50.0% | - |
| ENTREPRISE BULTOT Villers-la-Ville | €151,011 | €53,962 | 19.2% | - |
| TUINEN BEMA Vleteren | €197,309 | €61,014 | 64.4% | - |
These companies have the same main activity as JCÔME: landscape service activities (NACE 81300). They are comparable in size and age: total assets between €151,000 and €197,000, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 25-02-2020Normal situation
- Activity
- Landscape service activitiesNACE 81300and 1 other
- Establishment unit
- 2.301.677.4656687 Bastogne, since 25-02-2020
- Financial year end
- 31 December
- Peppol
- Reachable since 11-12-2025
Annual accounts 2025
- €176,087▲ 147%
- Filing
- Filed on 16-06-2026, 45 days before the end of the filing period
Insights on JCÔME
JCÔME files the micro format. That format states no turnover. The gross margin rose from €8,936 in 2020 to €53,173 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JCÔME
- What is the company number of JCÔME?
- The company number of JCÔME is 0744.440.257. The VAT number is the same number with BE in front: BE 0744.440.257.
- Where is JCÔME based?
- The registered office is at Rue de la Strée (Withimont) 22, 6687 Bastogne.Company details
- What does JCÔME do?
- According to the KBO register, the main activity is landscape service activities (NACE 81300).
- What is the legal form of JCÔME?
- JCÔME is a private limited company (BV).
- When was JCÔME founded?
- JCÔME was founded on 25-02-2020.
- Is JCÔME still active?
- Yes, JCÔME is an active enterprise in the KBO register.
- How many employees does JCÔME have?
- JCÔME had an average of 0.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of JCÔME?
- The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €53,173 and 58 comparable companies (NACE 81). It probably lies between €100,000 and €240,000.
- Is JCÔME profitable?
- In financial year 2025, JCÔME made a profit of €5,786.
- Where can I find the annual accounts of JCÔME?
- JCÔME filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JCÔME due?
- JCÔME must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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