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JCM CONSTRUCT

Open bankruptcy
Private limited companyfounded 2020Steenweg op Mechelen 455, 1950 Kraainem, BelgiumKBO/BCE: BE 0757.977.893

A bankruptcy procedure is open for JCM CONSTRUCT according to publications in the Belgian State Gazette; curator: MARC DEWAEL.

Summary

The 2024 annual accounts show negative equity (-€3,492) and a net result of -€786.

JCM CONSTRUCTOpen bankruptcy

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Brussels
Declared bankrupt
3 June 2025
Supervising judge
Pieter Vander Stichele
Official Gazette
10-06-2025 (pdf) ↗search the document for 2025/124383

Curator

  • Marc DewaelA. De Cockplein 9, 1831 Diegemmarc.dewael@dewaelpartners.be

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors

Signals

Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
21222324
2021 to 2024 · latest year -€3,492
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 11-04-2025, 19 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
not filed
2024
19 d early
2023
on the day
2022
on the day
2021
16 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 10 November 2020, JCM CONSTRUCT was incorporated as a Private limited company.1 Total assets went from EUR 8,064 in 2021 to EUR 14,097 in 2024.2 The company was declared bankrupt on 3 June 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2021 and 2024
  3. 3Belgian State Gazette, 10-06-2025

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Equity
-€3,492▼ 29.0%
2023 · -€2,706
Total assets
€14,097▼ 23.1%
2023 · €18,322
Net result
-€786
2023 · €1,303
Working capital
€2,537
2023 · -€2,706
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2021202220232024
Operating result-€8,365-€2,678€3,581▲ 33.7%-€373
Net result-€8,607-€1,598€1,303▼ 18.5%-€786
Equity-€5,607--€4,009▲ 28.5%-€2,706▲ 32.5%-€3,492▼ 29.0%
Total assets€8,064-€23,489▲ 191%€18,322▼ 22.0%€14,097▼ 23.1%
Debt€13,671-€27,497▲ 101%€21,028▼ 23.5%€17,588▼ 16.4%
Working capital-€5,607--€3,659▲ 34.7%-€2,706▲ 26.1%€2,537
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000Operating result 2021: -€8,365-€8,365Net result 2021: -€8,607-€8,607Operating result 2022: €2,678€2,678Net result 2022: €1,598€1,598Operating result 2023: €3,581€3,581Net result 2023: €1,303€1,303Operating result 2024: -€373-€373Net result 2024: -€786-€7862021202220232024-€2,000€0€2,000€4,000Operating result 2022: €2,678€2,680Net result 2022: €1,598€1,600Operating result 2023: €3,581€3,580Net result 2023: €1,303€1,300Operating result 2024: -€373-€373Net result 2024: -€786-€786202220232024
The operating result turns negative in 2024: a loss of €373 after €3,581 in 2023.
Key figures and ratios
2024 value · change against 2023
Solvency
-24.8%▼
2023 · -14.8%
Current ratio
1.22▲
2023 · 0.87
Debt to equity
-5.04▲
2023 · -7.77
ROA
-5.6%▼
2023 · 7.1%
Debt ≤ 1 year
€11,559▼
2023 · €21,028
Income taxes
€32▼
2023 · €1,301
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet Code20232024
Assets
Total assets20/58€18,322€14,097▼
Current assets29/58€18,322€14,097▼
Amounts receivable within one year40/41€16,022€4,132▼
Trade receivables40€15,662€2,475▼
Other amounts receivable41€360€1,657▲
Cash at bank and in hand54/58€1,951€4,153▲
Deferred charges and accrued income490/1€350€5,812▲
Equity and liabilities
Total equity and liabilities10/49€18,322€14,097▼
Equity10/15-€2,706-€3,492▼
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€5,706-€6,492▼
Amounts payable17/49€21,028€17,588▼
Amounts payable within one year42/48€21,028€11,559▼
Trade debts44€10,433€8,486▼
Suppliers440/4€10,433€8,486▼
Taxes, remuneration and social security45€3,255€772▼
Taxes450/3€1,455€272▼
Remuneration and social security454/9€1,800€500▼
Other amounts payable47/48€7,340€2,301▼
Accrued charges and deferred income492/3-€6,029
Income statement Code20232024
Other operating charges640/8€334€495▲
Non-recurring operating charges66A€2,515-
Gross operating margin9900€6,430€122▼
Operating profit (loss)9901€3,581-€373▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€977€380▼
Recurring financial charges65€977€380▼
Profit (loss) for the period before taxes9903€2,605-€753▼
Income taxes67/77€1,301€32▼
Profit (loss) for the period9904€1,303-€786▼
Profit (loss) for the period to be appropriated9905€1,303-€786▼
Appropriation of the result
Profit (loss) to be appropriated9906-€5,706-€6,492▼
Profit (loss) brought forward from the previous period14P-€7,009-€5,706▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2021202220232024Change
Other operating charges640/8€440€488€334€495▲ 48.1%
Non-recurring operating charges66A-€5,464€2,515--
Gross operating margin9900-€7,925€8,630€6,430€122▼ 98.1%
Operating profit (loss)9901-€8,365€2,678€3,581-€373▼ 110%
Financial income75/76B-€2€1€0▼ 68.0%
Recurring financial income75-€2€1€0▼ 68.0%
Financial charges65/66B€242€992€977€380▼ 61.1%
Recurring financial charges65€242€992€977€380▼ 61.1%
Profit (loss) for the period before taxes9903-€8,607€1,688€2,605-€753▼ 129%
Income taxes67/77-€89€1,301€32▼ 97.5%
Profit (loss) for the period9904-€8,607€1,598€1,303-€786▼ 160%
Profit (loss) for the period to be appropriated9905-€8,607€1,598€1,303-€786▼ 160%
Line2021202220232024Change
Assets
Total assets20/58€8,064€23,489€18,322€14,097▼ 23.1%
Current assets29/58€8,064€23,489€18,322€14,097▼ 23.1%
Stocks and contracts in progress3€155----
Stocks30/36€155----
Amounts receivable within one year40/41€5,529€23,221€16,022€4,132▼ 74.2%
Trade receivables40€3,923€22,322€15,662€2,475▼ 84.2%
Other amounts receivable41€1,606€899€360€1,657▲ 361%
Cash at bank and in hand54/58€2,134-€1,951€4,153▲ 113%
Deferred charges and accrued income490/1€245€268€350€5,812▲ 1,561%
Equity and liabilities
Total equity and liabilities10/49€8,064€23,489€18,322€14,097▼ 23.1%
Equity10/15-€5,607-€4,009-€2,706-€3,492▼ 29.0%
Contributions10/11€3,000€3,000€3,000€3,000=
Profit (loss) carried forward14-€8,607-€7,009-€5,706-€6,492▼ 13.8%
Amounts payable17/49€13,671€27,497€21,028€17,588▼ 16.4%
Amounts payable within one year42/48€13,671€27,147€21,028€11,559▼ 45.0%
Financial debts43-€4,798---
Credit institutions430/8-€4,798---
Trade debts44€3,977€14,108€10,433€8,486▼ 18.7%
Suppliers440/4€3,977€14,108€10,433€8,486▼ 18.7%
Taxes, remuneration and social security45€3,140€2,889€3,255€772▼ 76.3%
Taxes450/3€240€349€1,455€272▼ 81.3%
Remuneration and social security454/9€2,900€2,540€1,800€500▼ 72.2%
Other amounts payable47/48€6,554€5,352€7,340€2,301▼ 68.6%
Accrued charges and deferred income492/3-€350-€6,029-
Line2021202220232024Change
Profit (loss) for the period9904-€8,607€1,598€1,303-€786▼ 160%
Operating cash flow (approximation)-€8,607€1,598€1,303-€786▼ 160%
Change in cash---€2,202-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
10-06
Bankruptcy Opening
Ondernemingsrechtbank Brussel · event 03-06-2025
11-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Back to profitnet €1,598
Net result €1,598 after one loss-making year.
16-05
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 16 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2020
seat establishment The establishment unit on the map
Ground area
1.1 ha
Building footprint
865 m²
Volume, LiDAR
33,994 m³
Parcel 22002C0073/00N009, Flanders · tallest building 42.8 m, ±14 floors. Linked by address, not a title deed.
963 companies at this address See who is registered here
1 establishment unit
JCM CONSTRUCT
Steenweg op Mechelen 455, 1950 KraainemGeneral construction of buildings
since 20202.309.850.607
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22002C0073/00N009 Flanders 1.1 ha 1 · 865 m² 42.8 m · 14 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator MARC DEWAEL
A. DE COCKPLEIN 9, 1831 DIEGEM-
03-06-2025 → present

Identification & contact

Identification
Legal formPrivate limited company
Founded10-11-2020
Fiscal year end30-09

Scores and ratios are computed by Checked and are not a credit decision.