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JCM BOUW

Active
Private limited companyfounded 2017active for 9 yearsRoterstraat 13, 3960 Bree, BelgiumKBO/BCE: BE 0679.476.585

From the official registers: KBO 8 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

JCM BOUW has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63,116 and a net result of -€17,649. Equity has been growing by about 3.9% per year since 2018. Its solvency ranks better than 69% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

KBO
Status
Active since 01-08-2017 Normal situation
Activity
Development of residential building projects NACE 68121and 2 others
Establishment unit
2.266.651.458 3960 Bree, since 03-08-2017
Financial year end
31 December
Peppol
Reachable since 31-12-2025

Board and ownership

Board
  • CAELEN JANDirector

Financial position

70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€1,834
▼ 91.8%
Turnover
≈ €7,600
estimated
Loss
€17,649
Equity
€63,116
▼ 21.9%
Total assets
€115,745
▼ 11.1%
Filed on 22-06-2026, 39 days before the deadlineat the National Bank
Score breakdownraises risk1 change of registered office in 24 monthsLoss of €17,649 (financial year 2025)lowers riskLiquidity: current ratio 1.11, cash €17,750Sector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 40% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 80-7
equity 54.5% of total assets
Liquidity 56-10
short-term debt 30.5% · cash 15.3%
Profitability 0-73
return on assets -15.2%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.2%▲ +0.1 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.4 percentage points vs 06-2026highest value 08-2026: 0.6%● unchanged vs 07-2026highest value 09-2026: 0.6%● unchanged vs 08-2026highest value 10-2026: 0.6%● unchanged vs 09-2026highest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.11 (1.65 in 2024), below the usual 1.5. Short-term debt is 30.5% and cash 15.3% of total assets. 45.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 67% of them on solvency, 67% on liquidity, 4% on profitability and 20% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Loss of €17,649 (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.11, cash €17,750
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-06-2026, 39 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
39 days early
2024
48 days early
2023
33 days early
2022
29 days late
2021
34 days early
2020
61 days late
2019
51 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 82% of companies in real estatesector median €6,036 · 17,109 companies -€17,649 View

Comparable companies

These companies have the same main activity as JCM BOUW: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €88,400 and €155,000, founded between 2016 and 2018.

CompanyTotal assetsGross margin
JCM BOUW Bree€115,745€1,834
HERMANSEN WOONPROJECTEN Beringen€105,850-€2,010
GLAUDIS Herk-de-Stad€99,500-€215,650
GALENHOF Hasselt€88,370-€4,354
DECON Zonhoven€152,824-€224,878
MBD-PROJECTEN Hamont-Achel€155,373-€170
DoHM Dilsen-Stokkem€151,579-€6,150
Full comparison

Documents

Annual accounts at the NBB

All 8 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about JCM BOUW

What is the company number of JCM BOUW?
The company number of JCM BOUW is 0679.476.585. The VAT number is the same number with BE in front: BE 0679.476.585.
Where is JCM BOUW based?
The registered office is at Roterstraat 13, 3960 Bree.Company details
What does JCM BOUW do?
According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of JCM BOUW?
The legal form of JCM BOUW is Private limited company (BV).
When was JCM BOUW founded?
JCM BOUW was founded on 01-08-2017.
Is JCM BOUW still active?
Yes, JCM BOUW is an active enterprise in the KBO register.
What is the turnover of JCM BOUW?
The turnover in financial year 2025 is ≈ €7,600. This figure is estimated from the gross margin of €1,834 and 48 comparable companies (NACE 68121). It probably lies between €3,800 and €24,000. It is a rough estimate.Financials
Is JCM BOUW profitable?
In financial year 2025, JCM BOUW made a loss of €17,649.
Where can I find the annual accounts of JCM BOUW?
JCM BOUW filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of JCM BOUW due?
JCM BOUW must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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