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JCL DRIVING

Active
Private limited company (pre-2019)founded 2010active for 16 yearsChemin de Xhurdebise 9, 4960 Malmedy, BelgiumKBO/BCE: BE 0828.076.429
Summary

JCL DRIVING has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148,512 and a net result of -€18,167. Equity has been growing by about 20% per year since 2018. Its solvency ranks better than 92% of 514 sector peers (NACE 93, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 27-07-2010 Normal situation
Activity
Other sports activities NACE 93199and 5 others
Joint committee
112 Paritair Comité voor het garagebedrijf · annual accounts 2024
Establishment unit
2.201.756.082 4970 Stavelot, since 27-07-2010
Financial year end
31 December
Peppol
Reachable since 09-12-2025

Board and ownership

Board
  • CLOSE JOSEDirector

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€37,163
▼ 76.5%
Turnover
≈ €130,000
estimated
Loss
€18,167
Equity
€148,512
▼ 10.9%
Total assets
€172,638
▼ 48.7%
Employees on 31-12-2025
1
=
Score breakdownraises riskLoss of €18,167 (financial year 2025)lowers riskLiquidity: current ratio 2.54, cash €51,723Equity €148,512 (86.0% of total assets)Sector: Sports, amusement and recreation activities (NACE 93)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 61% of micro companies in sports and recreation (NACE 93)
Financial strength · tick: 2024
Strong
Solvency 100+25
equity 86.0% of total assets
Liquidity 85+36
short-term debt 14.0% · cash 30.0%
Profitability 52-48
return on assets -10.5%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (4,268 companies, NACE 93, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024lowest value 02-2025: < 0.1%● unchanged vs 01-2025lowest value 03-2025: < 0.1%● unchanged vs 02-2025lowest value 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: 0.1%▲ +0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026highest value 10-2026: 0.1%● unchanged vs 09-2026highest value 11-2026: 0.1%● unchanged vs 10-2026highest value
Credit of up to €13,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.54 (1.2 in 2024), above the usual 1.5. Short-term debt is 14% and cash 30% of total assets. 14% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 93, micro). It does better than 92% of them on solvency, 85% on liquidity, 36% on profitability and 30% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €18,167 (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.54, cash €51,723
NBB · annual accounts
lowers risk · Equity €148,512 (86.0% of total assets)
NBB · annual accounts
lowers risk · Sector: Sports, amusement and recreation activities (NACE 93)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 days early
2024
29 days late
2023
51 days early
2022
47 days early
2021
60 days early
2020
46 days early
2019
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 34 days before the deadline. In the sector (NACE 93), the median for financial year 2024 was 1 day before the deadline, and 42% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €89,094 in 2024 -€18,167 View
  • Positive: Higher solvency than 91% of companies in sports and recreationsector median 35.4% · 514 companies 86.0% View

Recent changes

  1. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as JCL DRIVING: other sports activities (NACE 93199). They are comparable in size and age: total assets between €64,100 and €432,000, founded between 2002 and 2018.

CompanyTotal assetsGross margin
JCL DRIVING Malmedy€172,638€37,163
KIDS ADVENTURE Deinze€166,101€76,358
MANAEST Aywaille€64,150€47,976
PMK COMPANY Neupré€328,517€27,144
EVENT SPORTS PROMOTION Lasne€145,548€101,397
POWERCOACH Nijlen€431,842€36,879
WI-ADVIZE Putte€143,053€14,323
Full comparison

Key facts about JCL DRIVING

What is the company number of JCL DRIVING?
The company number of JCL DRIVING is 0828.076.429. The VAT number is the same number with BE in front: BE 0828.076.429.
Where is JCL DRIVING based?
The registered office is at Chemin de Xhurdebise 9, 4960 Malmedy.Company details
What does JCL DRIVING do?
According to the KBO register, the main activity is other sports activities (NACE 93199).
What is the legal form of JCL DRIVING?
The legal form of JCL DRIVING is Private limited company (pre-2019) (BVBA).
When was JCL DRIVING founded?
JCL DRIVING was founded on 27-07-2010.
Is JCL DRIVING still active?
Yes, JCL DRIVING is an active enterprise in the KBO register.
How many employees does JCL DRIVING have?
JCL DRIVING had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does JCL DRIVING fall under?
In its 2024 annual accounts, JCL DRIVING states joint committee 112 (Paritair Comité voor het garagebedrijf).
What is the turnover of JCL DRIVING?
The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €37,163 and 1,224 comparable companies of the same size. It probably lies between €70,000 and €250,000. It is a rough estimate.
Is JCL DRIVING profitable?
In financial year 2025, JCL DRIVING made a loss of €18,167.
Where can I find the annual accounts of JCL DRIVING?
JCL DRIVING filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JCL DRIVING due?
JCL DRIVING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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