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JCB Invest

Active
Private limited company (pre-2019)founded 2007active for 19 yearsAvenue de Marlagne 230, 5000 Namur, BelgiumKBO/BCE: BE 0890.492.365
Summary

The computed 12-month bankruptcy probability of JCB Invest is 1.8% (moderate). The 2025 annual accounts show equity of €500,185 and a net result of -€49,678. Equity has been stable since 2018 (±0.7% per year). The company has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 02-07-2007 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.163.550.356 5000 Namur, since 06-07-2007
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board
  • BERTHOLET Jean-ChristianDirector · since 02-07-2007

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.8%
Annual accounts 2025
Gross margin
-€10,335
▲ 24.4%
Loss
€49,678
▲ 725%
Equity
€500,185
▼ 9.0%
Total assets
€736,736
▼ 9.8%
  • 2025 accounts filed 60 days after the deadline
Turnover not published (micro format)
Score breakdownraises riskLiquidity: current ratio 4.25, cash €71Last filed accounts filed 60 days late; 2 of the last 3 accounts lateLoss of €49,678, the second in a row (financial year 2025)lowers riskSize: total assets €736,736Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 31% of micro companies without a NACE code
Financial strength · tick: 2024
Average
Solvency 93+1
equity 67.9% of total assets
Liquidity 48-2
short-term debt 13.5% · cash 0.0%
Profitability 10-26
return on assets -6.7%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.8% 01-2025: 2.0%▲ +0.2 percentage points vs 12-2024 02-2025: 2.0%● unchanged vs 01-2025 03-2025: 2.1%▲ +0.1 percentage points vs 02-2025 04-2025: 1.9%▼ -0.2 percentage points vs 03-2025 05-2025: 1.8%▼ -0.1 percentage points vs 04-2025 06-2025: 1.8%● unchanged vs 05-2025 07-2025: 2.0%▲ +0.2 percentage points vs 06-2025 08-2025: 2.4%▲ +0.4 percentage points vs 07-2025highest value 09-2025: 1.0%▼ -1.4 percentage points vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.1%▲ +0.1 percentage points vs 11-2025 01-2026: 1.2%▲ +0.1 percentage points vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.1%▼ -0.1 percentage points vs 03-2026 05-2026: 1.0%▼ -0.1 percentage points vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026lowest value 08-2026: 1.7%▲ +0.7 percentage points vs 07-2026 09-2026: 1.8%▲ +0.1 percentage points vs 08-2026 10-2026: 1.8%● unchanged vs 09-2026 11-2026: 1.8%● unchanged vs 10-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.25 (5.94 in 2024), above the usual 1.5. Short-term debt is 13.5% and cash 0% of total assets. 32.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 57% of them on solvency, 30% on liquidity, 12% on profitability and 25% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 4.25, cash €71
NBB · annual accounts
raises risk · Last filed accounts filed 60 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €736,736
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Loss of €49,678, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€49,678
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
60 days late
2024
25 days late
2023
57 days late
2022
58 days late
2021
24 days late
2020
38 days late
2019
98 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 51 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 September (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€49,678 View

Recent changes

  1. · Gazette deed Incorporation
All 15 events

Key facts about JCB Invest

What is the company number of JCB Invest?
The company number of JCB Invest is 0890.492.365. The VAT number is the same number with BE in front: BE 0890.492.365.
Where is JCB Invest based?
The registered office is at Avenue de Marlagne 230, 5000 Namur.Company details
What is the legal form of JCB Invest?
The legal form of JCB Invest is Private limited company (pre-2019) (BVBA).
When was JCB Invest founded?
JCB Invest was founded on 02-07-2007.
Is JCB Invest still active?
Yes, JCB Invest is an active enterprise in the KBO register.
What is the turnover of JCB Invest?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is JCB Invest profitable?
In financial year 2025, JCB Invest made a loss of €49,678.
Where can I find the annual accounts of JCB Invest?
JCB Invest filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JCB Invest due?
JCB Invest must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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