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JCARS

Active
Private limited companyfounded 2016active for 9 yearsRue Mac Donald 145, 7012 Mons, BelgiumKBO/BCE: BE 0668.447.982

From the official registers: KBO 9 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

JCARS has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53,937 and a net result of €24,218. Equity has been growing by about 34% per year since 2018. Its solvency ranks better than 34% of 13,716 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Official details

KBO
Status
Active since 23-12-2016 Normal situation
Activity
Wholesale of cars and light vans (up to 3.5 tonnes) NACE 46711and 5 others
Establishment units
2.261.133.148 since 23-12-2016
2.303.739.211 7012 Mons, since 24-06-2020
Financial year end
31 December
Peppol
Reachable since 18-12-2025

Board and ownership

Board

Financial position

69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€67,809
▼ 16.3%
Turnover
≈ €360,000
estimated
Profit
€24,218
▼ 46.5%
Equity
€53,937
▲ 81.5%
Total assets
€277,286
▲ 40.9%
Staff
1 FTE
▲ 42.9%
Filed on 20-07-2026, 11 days before the deadlineat the National Bank
Score breakdownraises riskLiquidity: current ratio 1.09, cash €9,5372 establishment unitsProfit of €24,218 (financial year 2025)lowers riskFigures for financial year 2025 (filed on 20-07-2026)Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 52% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Average
Solvency 44+4
equity 19.5% of total assets
Liquidity 11-2
short-term debt 79.4% · cash 3.4%
Profitability 80-17
return on assets 8.7%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.0%▼ -0.1 percentage points vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.1%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.6%▼ -0.5 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025lowest value 02-2026: 0.6%● unchanged vs 01-2026lowest value 03-2026: 0.6%● unchanged vs 02-2026lowest value 04-2026: 0.7%▲ +0.1 percentage points vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.6%▼ -0.1 percentage points vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 0.7%● unchanged vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.09 (1.07 in 2024), below the usual 1.5. Short-term debt is 79.4% and cash 3.4% of total assets. 80.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 31% of them on solvency, 12% on liquidity, 72% on profitability and 92% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.09, cash €9,537
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 20-07-2026)
NBB · annual accounts
raises risk · 2 establishment units
KBO · seat and establishments
raises risk · Profit of €24,218 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
11 days early
2024
on the day
2023
2 days late
2022
33 days early
2021
30 days early
2020
32 days early
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5 profitable years in a rowprofit 2025: €24,218 5 years View

Comparable companies

These companies have the same main activity as JCARS: wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711). They are comparable in size and age: total assets between €190,000 and €398,000, founded between 2016 and 2019.

CompanyTotal assetsGross margin
JCARS Mons€277,286€67,809
EWA CARS Zonhoven€269,847€59,250
CARCITY-HANDIRI Antwerpen€248,322€81,679
ARA EXPORT Braine-le-Comte€190,117€139,393
Car Center Bonneux Herk-de-Stad€237,155€49,961
Tout Roule Dilbeek€398,286€65,669
KOUL CARS Neufchâteau€277,065€53,576
Full comparison

Documents

Annual accounts at the NBB

All 9 annual accounts

Articles and registers

Key facts about JCARS

What is the company number of JCARS?
The company number of JCARS is 0668.447.982. The VAT number is the same number with BE in front: BE 0668.447.982.
Where is JCARS based?
The registered office is at Rue Mac Donald 145, 7012 Mons.Company details
What does JCARS do?
According to the KBO register, the main activity is wholesale of cars and light vans (up to 3.5 tonnes) (NACE 46711).
What is the legal form of JCARS?
The legal form of JCARS is Private limited company (BV).
When was JCARS founded?
JCARS was founded on 23-12-2016.
Is JCARS still active?
Yes, JCARS is an active enterprise in the KBO register.
How many employees does JCARS have?
JCARS had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of JCARS?
The turnover in financial year 2025 is ≈ €360,000. This figure is estimated from the gross margin of €67,809 and 109 comparable companies (NACE 46). It probably lies between €180,000 and €630,000.
Is JCARS profitable?
In financial year 2025, JCARS made a profit of €24,218.
Where can I find the annual accounts of JCARS?
JCARS filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of JCARS due?
JCARS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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