JC SOFTWARE SOLUTIONS
ActiveJC SOFTWARE SOLUTIONS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74k and a net result of €30k. Equity is growing by ~11.7% per year across the filed fiscal years. Its solvency ranks better than 44% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▼-2
Solvency78▼-22
Growth52=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.07 against 5.57 in 2024; short-term debt: 47.4% and cash: 16% of total assets), and 47.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.6%
Return on assets
21.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
2 d early
2023
36 d early
2022
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€74k▼ 21.9%
2024 · €94k
2022: €58k
2023: €69k
2024: €94k
2022 → 2025
Total assets
€140k▲ 22.6%
2024 · €114k
2022: €87k
2023: €104k
2024: €114k
2022 → 2025
Net result
€30k▲ 13.4%
2024 · €26k
2022: €55k
2023: €12k
2024: €26k
2022 → 2025
Working capital
€71k▼ 21.5%
2024 · €91k
2022: €52k
2023: €57k
2024: €91k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€58k-€69k▲ 19.8%€94k▲ 36.6%€74k▼ 21.9%
Operating result€76k-€18k▼ 76.6%€36k▲ 103%€40k▲ 11.6%
Net result€55k-€12k▼ 78.0%€26k▲ 114%€30k▲ 13.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 12% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €140k
Fixed assets
€2k▼ 32.5%
Current assets
€137k▲ 24.4%
Equity and liabilities €140k
Equity
€74k▼ 21.9%
Debt
€66k▲ 233%
The debt ratio rises from 17.4% to 47.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€42k▲
2024 · €41k
Cash flow
€31k▲
2024 · €31k
Solvency
52.6%▼
2024 · 82.6%
Current ratio
2.07▼
2024 · 5.57
Quick ratio
2.07▼
2024 · 5.57
Debt / equity
0.90▲
2024 · 0.21
ROE
40.2%▲
2024 · 27.7%
ROA
21.2%▼
2024 · 22.9%
Interest coverage
14.89▲
2024 · 14.07
Debt
€66k▲
2024 · €20k
Debt ≤ 1 year
€66k▲
2024 · €20k
Income taxes
€8k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€114k€140k▲
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€808€489▼
Current assets29/58€110k€137k▲
Amounts receivable after more than one year29€3k€5k▲
Other amounts receivable291€3k€5k▲
Amounts receivable within one year40/41€1k€37k▲
Trade receivables40-€27k
Other amounts receivable41€1k€10k▲
Current investments50/53€70k€70k=
Cash at bank and in hand54/58€31k€22k▼
Deferred charges and accrued income490/1€6k€3k▼
Equity and liabilities
Total equity and liabilities10/49€114k€140k▲
Equity10/15€94k€74k▼
Contributions10/11€3k€3k=
Reserves13€91k€71k▼
Distributable reserves133€91k€71k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€20k€66k▲
Amounts payable within one year42/48€20k€66k▲
Trade debts44€275€978▲
Suppliers440/4€275€978▲
Taxes, remuneration and social security45€19k€15k▼
Taxes450/3€19k€13k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€859€50k▲
Accrued charges and deferred income492/3€48€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Other operating charges640/8€395€1k▲
Non-recurring operating charges66A-€14
Gross operating margin9900€42k€43k▲
Operating profit (loss)9901€36k€40k▲
Financial income75/76B€380€541▲
Recurring financial income75€380€541▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€34k€38k▲
Income taxes67/77€8k€8k▲
Profit (loss) for the period9904€26k€30k▲
Profit (loss) for the period to be appropriated9905€26k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€30k▲
Transfer from equity791/2-€25k
Transfer to equity691/2€25k€5k▼
To other reserves6921€25k€5k▼
Profit to be distributed694/7€859€50k▲
Return on contributions (dividend)694€859€50k▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 5.57
Current ratio from 2.67 to 5.57; short-term debt falls from €34k to €20k.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €12k ▼78%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Viaduct-Dam 882060 AntwerpenGround area
861 m²
Building footprint
465 m²
Volume, LiDAR
2,680 m³
Parcel 11807G2353/00A000, Flanders · tallest building 18.8 m. Linked by address, not a title deed.
1 establishment unit
JC SOFTWARE SOLUTIONS
since 20212.324.674.581
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G2353/00A000 | Flanders | 861 m² | 1 · 465 m² | 18.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RaptorNest Nexus Solutions
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 15,562 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2021
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.