JC PHARMA
ActiveJC PHARMA has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.21M and a net result of €216k. Equity is growing by ~34.7% per year across the filed fiscal years. Its solvency ranks better than 74% of 709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+32
Solvency94▲+11
Growth85=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 3.22 against 2.35 in 2024; short-term debt: 30.8% and cash: 8.3% of total assets), and 30.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.2%
Return on assets
12.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
44 d early
2023
21 d late
2022
25 d early
2021
48 d early
2020
8 d early
2019
251 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€2.33M▲ 126%
2022 · €1.03M
2022: €1.03M
2022 → 2023
EBIT margin
23.1%▲ 1.5pp
2022 · 21.6%
2022: 21.6%
2022 → 2023
Net result
€216k▲ 281%
2024 · €57k
2018: €-22k
2019: €57k
2020: €200k
2021: €129k
2022: €166k
2023: €404k
2024: €57k
2018 → 2025
Working capital
€1.20M▲ 22.1%
2024 · €981k
2018: €36k
2019: €92k
2020: €289k
2021: €404k
2022: €573k
2023: €987k
2024: €981k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€1.03M€2.33M▲ 126%
Equity€427k-€593k▲ 38.8%€997k▲ 68.1%€997k=€1.21M▲ 21.7%
Operating result€181k-€223k▲ 22.7%€538k▲ 142%€70k▼ 87.0%€316k▲ 350%
Net result€129k-€166k▲ 28.9%€404k▲ 143%€57k▼ 85.9%€216k▲ 281%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 350% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.75M
Fixed assets
€14k▼ 8.2%
Current assets
€1.74M▲ 1.7%
Equity and liabilities €1.75M
Equity
€1.21M▲ 21.7%
Debt
€540k▼ 25.8%
The debt ratio falls from 42.2% to 30.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€325k▲
2024 · €78k
Cash flow
€225k▲
2024 · €65k
Solvency
69.2%▲
2024 · 57.8%
Current ratio
3.22▲
2024 · 2.35
Quick ratio
2.93▲
2024 · 2.15
Debt / equity
0.45▼
2024 · 0.73
ROE
17.8%▲
2024 · 5.7%
ROA
12.3%▲
2024 · 3.3%
Interest coverage
17.53▲
2024 · 3.55
Debt
€540k▼
2024 · €728k
Debt ≤ 1 year
€540k▼
2024 · €728k
Income taxes
€106k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.73M€1.75M▲
Fixed assets21/28€16k€14k▼
Tangible fixed assets22/27€16k€14k▼
Plant, machinery and equipment23€11k€10k▼
Furniture and vehicles24€5k€4k▼
Current assets29/58€1.71M€1.74M▲
Stocks and contracts in progress3€144k€154k▲
Stocks30/36€144k€154k▲
Amounts receivable within one year40/41€359k€964k▲
Trade receivables40€239k€257k▲
Other amounts receivable41€120k€707k▲
Current investments50/53€1.21M€475k▼
Cash at bank and in hand54/58-€146k
Equity and liabilities
Total equity and liabilities10/49€1.73M€1.75M▲
Equity10/15€997k€1.21M▲
Contributions10/11€6k€6k=
Reserves13€991k€1.21M▲
Distributable reserves133€991k€1.21M▲
Amounts payable17/49€728k€540k▼
Amounts payable within one year42/48€728k€540k▼
Trade debts44€553k€430k▼
Suppliers440/4€553k€430k▼
Taxes, remuneration and social security45€87k€80k▼
Taxes450/3€87k€80k▼
Other amounts payable47/48€88k€30k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€1k€149▼
Gross operating margin9900€79k€325k▲
Operating profit (loss)9901€70k€316k▲
Financial income75/76B€35k€25k▼
Recurring financial income75€35k€25k▼
Financial charges65/66B€22k€19k▼
Recurring financial charges65€22k€19k▼
Profit (loss) for the period before taxes9903€83k€322k▲
Income taxes67/77€27k€106k▲
Profit (loss) for the period9904€57k€216k▲
Profit (loss) for the period to be appropriated9905€57k€216k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€216k▲
Transfer from equity791/2€57k-
Transfer to equity691/2€57k€216k▲
To other reserves6921€57k€216k▲
Profit to be distributed694/7€57k-
Return on contributions (dividend)694€57k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €1MEq €1.21M ▲21.7%
7 profitable years in a row build equity to €1.21M.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema · 21 days late
2023
31-12
Financial
Highest result since 2018net €404k ▲143%
Operating result €538k, net result €404k, both a record.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema
2022
31-12
Financial
Equity above €500kEq €593k ▲38.8%
4 profitable years in a row build equity to €593k.
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity triplescurrent ratio 4.77
Current ratio from 1.42 to 4.77; short-term debt falls from €684k to €107k.
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
08-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 251 days late
2020
31-12
Financial
Equity above €200kEq €298k ▲204%
2 profitable years in a row build equity to €298k.
2019
31-12
Financial
Back to profitnet €57k
Net result €57k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Joseph Bensstraat 83A1180 UkkelGround area
147 m²
Building footprint
89 m²
Volume, LiDAR
467 m³
Parcel 21616A0230/00V004, Brussels · tallest building 16.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Joseph Bensstraat 83A, 1180 Ukkel
since 20002.080.944.067
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21616A0230/00V004 | Brussels | 147 m² | 1 · 89 m² | 16.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,715 companies in sector 73200 we hold annual accounts for 1,785. 1,035 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-02-1997
Fiscal year end31-12
Activities, NACEBEL
73200Market research and public opinion polling
74131
47551Retail sale of household furniture
47591Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.