JC NAUT IT
ActiveSummary
JC NAUT IT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €485k and a net result of €-14k. Equity is shrinking by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 53% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38▼-44
Solvency88▲+8
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.63 against 0.64 in 2024; short-term debt: 7% and cash: 4.2% of total assets), and 37.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-02-2026, 23 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
23 d late
2024
26 d late
2023
1 d late
2022
24 d late
2021
on the day
2020
2 d early
2019
49 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€485k▼ 2.7%
2024 · €499k
2019: €646k
2020: €737k
2021: €707k
2022: €439k
2023: €539k
2024: €499k
2019 → 2025
Total assets
€776k▼ 13.8%
2024 · €901k
2019: €1.06M
2020: €1.12M
2021: €1.05M
2022: €776k
2023: €849k
2024: €901k
2019 → 2025
Net result
€-14k
2024 · €99k
2019: €137k
2020: €91k
2021: €-30k
2022: €41k
2023: €159k
2024: €99k
2019 → 2025
Working capital
€-20k▲ 75.0%
2024 · €-80k
2019: €273k
2020: €362k
2021: €329k
2022: €58k
2023: €147k
2024: €-80k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€707k-€439k▼ 38.0%€539k▲ 22.8%€499k▼ 7.4%€485k▼ 2.7%
Operating result€-23k-€63k€234k▲ 270%€136k▼ 42.0%€-4k
Net result€-30k-€41k€159k▲ 286%€99k▼ 37.6%€-14k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €136k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €776k
Fixed assets
€741k ▼ 1.7%
Current assets
€34k ▼ 76.5%
Equity and liabilities €776k
Equity
€485k ▼ 2.7%
Debt
€291k ▼ 27.6%
Debt's share of the balance-sheet total falls from 44.6% to 37.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€27k▼
2024 · €174k
Cash flow
€17k▼
2024 · €137k
Current ratio
0.63▼
2024 · 0.64
Debt to equity
0.60▼
2024 · 0.81
ROE
-2.8%▼
2024 · 19.9%
ROA
-1.7%▼
2024 · 11.0%
Interest coverage
2.63▼
2024 · 48.81
Debt ≤ 1 year
€55k▼
2024 · €227k
Debt > 1 year
€232k▲
2024 · €172k
Income taxes
€896▼
2024 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€901k€776k▼
Fixed assets21/28€754k€741k▼
Tangible fixed assets22/27€754k€741k▼
Land and buildings22€746k€723k▼
Plant, machinery and equipment23€7k€4k▼
Furniture and vehicles24€2k€15k▲
Current assets29/58€146k€34k▼
Amounts receivable within one year40/41€29k€1k▼
Trade receivables40€20k€1k▼
Other amounts receivable41€9k€183▼
Cash at bank and in hand54/58€117k€32k▼
Deferred charges and accrued income490/1€350€623▲
Equity and liabilities
Total equity and liabilities10/49€901k€776k▼
Equity10/15€499k€485k▼
Contributions10/11€1k€1k=
Reserves13€399k€399k=
Distributable reserves133€399k€399k=
Profit (loss) carried forward14€99k€85k▼
Amounts payable17/49€402k€291k▼
Amounts payable after more than one year17€172k€232k▲
Financial debts170/4€172k€232k▲
Other amounts payable178/9-€450
Amounts payable within one year42/48€227k€55k▼
Current portion of amounts payable after more than one year42€39k€40k▲
Trade debts44€171k€1k▼
Suppliers440/4€171k€1k▼
Taxes, remuneration and social security45€17k€2k▼
Taxes450/3€14k€2k▼
Remuneration and social security454/9€3k-
Other amounts payable47/48-€11k
Accrued charges and deferred income492/3€4k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€31k▼
Other operating charges640/8€5k€4k▼
Gross operating margin9900€179k€31k▼
Operating profit (loss)9901€136k€-4k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€4k€10k▲
Recurring financial charges65€4k€10k▲
Profit (loss) for the period before taxes9903€136k€-13k▼
Income taxes67/77€37k€896▼
Profit (loss) for the period9904€99k€-14k▼
Profit (loss) for the period to be appropriated9905€99k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€99k€85k▼
Profit (loss) brought forward from the previous period14P-€99k
Transfer from equity791/2€139k-
Profit to be distributed694/7€139k-
Return on contributions (dividend)694€139k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 23 days late
2025
26-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
01-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
30-06
Financial
Highest result since 2019net €159k ▲286%
Operating result €234k, net result €159k, both a record.
30-06
Financial
Equity above €500kEq €539k ▲22.8%
2 profitable years in a row build equity to €539k.
24-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
30-06
Financial
Back to profitnet €41k
Net result €41k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-30k ▼133%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
05-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 5 days late
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Buitenland(BOR) 82880 BornemGround area
335 m²
Building footprint
178 m²
Volume, LiDAR
746 m³
Parcel 12007A0078/00B007, Flanders · tallest building 7.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
JC NAUT IT
since 20062.152.024.776
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12007A0078/00B007 | Flanders | 335 m² | 1 · 178 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MENSACOM
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Teqniqe
BE 0787.822.716
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 12,099 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2006
Fiscal year end30-06
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.