JC INTERIEUR
ActiveJC INTERIEUR has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €49k and a net result of €408. Equity is shrinking by ~13.7% per year across the filed fiscal years. Its solvency ranks better than 63% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▼-74
Solvency84▲+11
Growth32=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.74 against 2.56 in 2024; short-term debt: 28.8% and cash: 38.7% of total assets), and 40.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.2%
Return on assets
0.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €49k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
17 d early
2023
85 d late
2022
23 d late
2021
31 d late
2020
on the day
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€49k▲ 0.8%
2024 · €48k
2018: €109k
2019: €128k
2020: €100k
2021: €89k
2022: €88k
2023: €25k
2024: €48k
2018 → 2025
Total assets
€82k▼ 18.1%
2024 · €100k
2018: €190k
2019: €202k
2020: €173k
2021: €178k
2022: €156k
2023: €97k
2024: €100k
2018 → 2025
Net result
€408▼ 98.3%
2024 · €23k
2018: €24k
2019: €19k
2020: €-28k
2021: €-11k
2022: €-926
2023: €-63k
2024: €23k
2018 → 2025
Working capital
€41k▼ 7.2%
2024 · €44k
2018: €90k
2019: €115k
2020: €93k
2021: €77k
2022: €79k
2023: €23k
2024: €44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€89k-€88k▼ 1.0%€25k▼ 71.6%€48k▲ 93.9%€49k▲ 0.8%
Operating result€-13k-€1k€-60k€27k€-9k
Net result€-11k-€-926▲ 91.9%€-63k▼ 6,693%€23k€408▼ 98.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €27k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €82k
Fixed assets
€17k▼ 36.9%
Current assets
€65k▼ 11.0%
Equity and liabilities €82k
Equity
€49k▲ 0.8%
Debt
€34k▼ 35.7%
The debt ratio falls from 51.9% to 40.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€783▼
2024 · €42k
Cash flow
€11k▼
2024 · €38k
Solvency
59.2%▲
2024 · 48.1%
Current ratio
2.74▲
2024 · 2.56
Quick ratio
2.36▲
2024 · 2.14
Debt / equity
0.69▼
2024 · 1.08
ROE
0.8%▼
2024 · 48.4%
ROA
0.5%▼
2024 · 23.3%
Interest coverage
0.54▼
2024 · 12.07
Debt
€34k▼
2024 · €52k
Debt ≤ 1 year
€24k▼
2024 · €29k
Debt > 1 year
€10k▼
2024 · €24k
Income taxes
€157▲
2024 · €107
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€100k€82k▼
Fixed assets21/28€27k€17k▼
Tangible fixed assets22/27€26k€16k▼
Land and buildings22€14k€12k▼
Plant, machinery and equipment23€1k€221▼
Furniture and vehicles24€11k€4k▼
Financial fixed assets28€2k€2k=
Current assets29/58€73k€65k▼
Stocks and contracts in progress3€12k€9k▼
Stocks30/36€12k€9k▼
Amounts receivable within one year40/41€22k€20k▼
Trade receivables40€7k€11k▲
Other amounts receivable41€15k€8k▼
Cash at bank and in hand54/58€33k€32k▼
Deferred charges and accrued income490/1€6k€4k▼
Equity and liabilities
Total equity and liabilities10/49€100k€82k▼
Equity10/15€48k€49k▲
Contributions10/11€19k€19k=
Reserves13€30k€30k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€28k€28k▲
Amounts payable17/49€52k€34k▼
Amounts payable after more than one year17€24k€10k▼
Financial debts170/4€24k€10k▼
Amounts payable within one year42/48€29k€24k▼
Current portion of amounts payable after more than one year42€17k€14k▼
Financial debts43€848€0▼
Credit institutions430/8€848€0▼
Trade debts44€10k€10k▼
Suppliers440/4€10k€10k▼
Taxes, remuneration and social security45€161€157▼
Taxes450/3€161€157▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€10k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€44k€4k▼
Operating profit (loss)9901€27k€-9k▼
Financial income75/76B€14€11k▲
Recurring financial income75€14€98▲
Non-recurring financial income76B-€11k
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€23k€565▼
Income taxes67/77€107€157▲
Profit (loss) for the period9904€23k€408▼
Profit (loss) for the period to be appropriated9905€23k€408▼
Appropriation of the result
Profit (loss) to be appropriated9906€23k€408▼
Transfer to equity691/2€23k€408▼
To other reserves6921€23k€408▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €23k
Net result €23k after 4 loss-making years.
24-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 85 days late
2023
31-12
Financial
Weakest financial yearnet €-63k
Net result drops to €-63k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St.-Truidersteenweg 1603840 Tongeren-BorgloonGround area
1,067 m²
Building footprint
147 m²
Volume, LiDAR
936 m³
Parcel 73009A0218/00C000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JC INTERIEUR
since 20142.235.052.026
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73009A0218/00C000 | Flanders | 1,067 m² | 1 · 147 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,382 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-2014
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.