JC Development
ActiveSummary
JC Development has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,000 and a net result of €76,131. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency28▼-72
Growth58▼-20
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.2%
Return on assets
81.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 17179 sector peers (2025).
NBB · sector comparisonPosition among 17179 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-02-2026, 170 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
170 d early
2024
114 d early
2023
56 d early
2022
54 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 99 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€3,000▼ 97.7%
2024 · €131,932
Total assets
€93,250▼ 40.6%
2024 · €157,110
Net result
€76,131▲ 34.0%
2024 · €56,827
Working capital
-€13,086
2024 · €115,942
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€34,410-€60,023▲ 74.4%€72,182▲ 20.3%€95,232▲ 31.9%
Net result€26,917-€46,798▲ 73.9%€56,827▲ 21.4%€76,131▲ 34.0%
Equity€29,917-€76,715▲ 156%€131,932▲ 72.0%€3,000▼ 97.7%
Total assets€101,536-€111,216▲ 9.5%€157,110▲ 41.3%€93,250▼ 40.6%
Debt€71,619-€34,501▼ 51.8%€25,178▼ 27.0%€90,250▲ 258%
Working capital€9,102-€56,740▲ 523%€115,942▲ 104%-€13,086
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 32% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93,250
Fixed assets
€19,833 ▼ 31.3%
Current assets
€73,417 ▼ 42.7%
Equity and liabilities €93,250
Equity
€3,000 ▼ 97.7%
Debt
€90,250 ▲ 258%
Debt's share of the balance-sheet total rises from 16.0% to 96.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€109,351▲
2024 · €85,706
Cash flow
€90,249▲
2024 · €70,351
Current ratio
0.85▼
2024 · 10.44
Debt to equity
30.08▲
2024 · 0.19
ROA
81.6%▲
2024 · 36.2%
Interest coverage
412.08▲
2024 · 229.63
Debt ≤ 1 year
€86,503▲
2024 · €12,284
Debt > 1 year
€3,242▼
2024 · €12,894
Income taxes
€20,570▲
2024 · €14,982
A ratio outside any meaningful range has been withheld (balance sheet total €93,250, equity €3,000).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,155 companies that looked in July 2024 the way this one looks now, 2.6% went bankrupt within 24 months and 94% are still going.
- Micro
- 2 to 5 years old
- solvency under 10%
- a profit of 5% of the balance sheet or more
2.6%
went bankrupt
2.6%
stopped otherwise
94%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,155 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10,756 | €13,209 | €13,524 | €14,118 | ▲ 4.4% |
| Other operating charges640/8 | €256 | €346 | €358 | €769 | ▲ 115% |
| Gross operating margin9900 | €45,422 | €73,578 | €86,065 | €110,119 | ▲ 27.9% |
| Operating profit (loss)9901 | €34,410 | €60,023 | €72,182 | €95,232 | ▲ 31.9% |
| Financial income75/76B | - | - | - | €1,734 | - |
| Recurring financial income75 | - | - | - | €1,734 | - |
| Financial charges65/66B | €493 | €480 | €373 | €265 | ▼ 28.9% |
| Recurring financial charges65 | €493 | €480 | €373 | €265 | ▼ 28.9% |
| Profit (loss) for the period before taxes9903 | €33,917 | €59,543 | €71,809 | €96,701 | ▲ 34.7% |
| Income taxes67/77 | €7,000 | €12,745 | €14,982 | €20,570 | ▲ 37.3% |
| Profit (loss) for the period9904 | €26,917 | €46,798 | €56,827 | €76,131 | ▲ 34.0% |
| Profit (loss) for the period to be appropriated9905 | €26,917 | €46,798 | €56,827 | €76,131 | ▲ 34.0% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €101,536 | €111,216 | €157,110 | €93,250 | ▼ 40.6% |
| Fixed assets21/28 | €54,086 | €42,408 | €28,884 | €19,833 | ▼ 31.3% |
| Tangible fixed assets22/27 | €54,086 | €42,408 | €28,884 | €19,833 | ▼ 31.3% |
| Plant, machinery and equipment23 | €2,291 | €1,756 | €1,222 | €2,605 | ▲ 113% |
| Furniture and vehicles24 | €51,795 | €40,652 | €27,662 | €17,228 | ▼ 37.7% |
| Current assets29/58 | €47,450 | €68,808 | €128,226 | €73,417 | ▼ 42.7% |
| Amounts receivable within one year40/41 | €11,740 | €13,374 | €18,876 | €20,182 | ▲ 6.9% |
| Trade receivables40 | €11,740 | €11,874 | €17,876 | €18,282 | ▲ 2.3% |
| Other amounts receivable41 | - | €1,500 | €1,000 | €1,900 | ▲ 90.0% |
| Current investments50/53 | - | - | €50,000 | - | - |
| Cash at bank and in hand54/58 | €35,170 | €54,873 | €58,790 | €52,599 | ▼ 10.5% |
| Deferred charges and accrued income490/1 | €539 | €561 | €559 | €635 | ▲ 13.6% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €101,536 | €111,216 | €157,110 | €93,250 | ▼ 40.6% |
| Equity10/15 | €29,917 | €76,715 | €131,932 | €3,000 | ▼ 97.7% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Profit (loss) carried forward14 | €26,917 | €73,715 | €128,932 | - | - |
| Amounts payable17/49 | €71,619 | €34,501 | €25,178 | €90,250 | ▲ 258% |
| Amounts payable after more than one year17 | €31,861 | €22,433 | €12,894 | €3,242 | ▼ 74.9% |
| Financial debts170/4 | €31,861 | €22,433 | €12,894 | €3,242 | ▼ 74.9% |
| Amounts payable within one year42/48 | €38,348 | €12,068 | €12,284 | €86,503 | ▲ 604% |
| Current portion of amounts payable after more than one year42 | €9,319 | €9,428 | €9,539 | €9,651 | ▲ 1.2% |
| Trade debts44 | €384 | €700 | - | €119 | - |
| Suppliers440/4 | €384 | €700 | - | €119 | - |
| Taxes, remuneration and social security45 | €2,547 | €940 | €2,745 | €12,022 | ▲ 338% |
| Taxes450/3 | €2,547 | €940 | €2,745 | €12,022 | ▲ 338% |
| Other amounts payable47/48 | €26,098 | €1,000 | - | €64,711 | - |
| Accrued charges and deferred income492/3 | €1,410 | - | - | €504 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €26,917 | €46,798 | €56,827 | €76,131 | ▲ 34.0% |
| + Depreciation and write-downs630 | €10,756 | €13,209 | €13,524 | €14,118 | ▲ 4.4% |
| Operating cash flow (approximation) | €37,673 | €60,007 | €70,351 | €90,249 | ▲ 28.3% |
| Investment in fixed assets (approximation) | - | -€1,531 | €0 | -€5,067 | - |
| Change in cash | - | €19,703 | €3,917 | -€6,191 | ▼ 258% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €76,131 ▲34%
Operating result €95,232, net result €76,131, both a record.
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100,000Eq €131,932 ▲72%
3 profitable years in a row build equity to €131,932.
05-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 5current ratio 5.70
Current ratio from 1.24 to 5.70; short-term debt falls from €38,348 to €12,068.
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hulshout · 1 establishment unit since 2022
Ground area
301 m²
Building footprint
69 m²
Volume, LiDAR
97 m³
Parcel 13016D0139/00Y002, Flanders · tallest building 3.3 m. Linked by address, not a title deed.
1 establishment unit
JC Development
since 20222.328.726.609
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13016D0139/00Y002 | Flanders | 301 m² | 1 · 69 m² | 3.3 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,910 companies in sector 62100 we hold annual accounts for 8,778. 2,190 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-03-2022
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
63910Web portal activities
70200Business and other management consultancy
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0783334782
Also
9925:BE0783334782
Registered
02-12-2024
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.