JBX Consult
ActiveJBX Consult has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €819k and a net result of €327k. Equity is growing by ~23.1% per year across the filed fiscal years. Its solvency ranks better than 63% of 6946 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 1.85 in 2024), and 31% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69%
Return on assets
27.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
28 d late
2024
27 d late
2023
30 d late
2022
30 d late
2021
29 d late
2020
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
11-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€819k▲ 12.6%
2024 · €727k
2020: €135k
2021: €268k
2022: €484k
2023: €708k
2024: €727k
2020 → 2025
Total assets
€1.19M▲ 3.3%
2024 · €1.15M
2020: €281k
2021: €401k
2022: €887k
2023: €1.05M
2024: €1.15M
2020 → 2025
Net result
€327k▲ 4.4%
2024 · €313k
2020: €117k
2021: €133k
2022: €216k
2023: €224k
2024: €313k
2020 → 2025
Working capital
€231k▲ 18.1%
2024 · €195k
2020: €70k
2021: €63k
2022: €145k
2023: €235k
2024: €195k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€268k-€484k▲ 80.4%€708k▲ 46.3%€727k▲ 2.7%€819k▲ 12.6%
Operating result€37k-€53k▲ 40.3%€47k▼ 11.5%€29k▼ 36.7%€45k▲ 52.2%
Net result€133k-€216k▲ 62.3%€224k▲ 4.0%€313k▲ 39.5%€327k▲ 4.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 52% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.19M
Fixed assets
€719k▼ 0.5%
Current assets
€467k▲ 9.7%
Equity and liabilities €1.19M
Equity
€819k▲ 12.6%
Debt
€368k▼ 12.8%
The debt ratio falls from 36.7% to 31.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€49k▲
2024 · €33k
Cash flow
€331k▲
2024 · €316k
Solvency
69.0%▲
2024 · 63.3%
Current ratio
1.97▲
2024 · 1.85
Quick ratio
1.97▲
2024 · 1.85
Debt / equity
0.45▼
2024 · 0.58
ROE
39.9%▼
2024 · 43.0%
ROA
27.5%▲
2024 · 27.2%
Interest coverage
7.41▲
2024 · 3.80
Debt
€368k▼
2024 · €422k
Debt ≤ 1 year
€237k▲
2024 · €231k
Debt > 1 year
€131k▼
2024 · €191k
Income taxes
€13k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.15M€1.19M▲
Fixed assets21/28€723k€719k▼
Tangible fixed assets22/27€13k€10k▼
Land and buildings22€10k€8k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€2k€598▼
Financial fixed assets28€710k€710k=
Current assets29/58€426k€467k▲
Amounts receivable within one year40/41€8k€108k▲
Other amounts receivable41€8k€108k▲
Current investments50/53€80k€80k=
Cash at bank and in hand54/58€338k€279k▼
Deferred charges and accrued income490/1-€389
Equity and liabilities
Total equity and liabilities10/49€1.15M€1.19M▲
Equity10/15€727k€819k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€709k€800k▲
Amounts payable17/49€422k€368k▼
Amounts payable after more than one year17€191k€131k▼
Financial debts170/4€191k€131k▼
Amounts payable within one year42/48€231k€237k▲
Current portion of amounts payable after more than one year42€66k€65k▼
Trade debts44€2k€8k▲
Suppliers440/4€2k€8k▲
Taxes, remuneration and social security45€12k€13k▲
Taxes450/3€10k€11k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€150k€151k▲
Income statement
Code20242025
Non-recurring operating income76A€8k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€35k€50k▲
Operating profit (loss)9901€29k€45k▲
Financial income75/76B€301k€301k=
Recurring financial income75€301k€301k=
Financial charges65/66B€9k€7k▼
Recurring financial charges65€9k€7k▼
Profit (loss) for the period before taxes9903€322k€340k▲
Income taxes67/77€9k€13k▲
Profit (loss) for the period9904€313k€327k▲
Profit (loss) for the period to be appropriated9905€313k€327k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.00M€1.04M▲
Profit (loss) brought forward from the previous period14P€690k€709k▲
Profit to be distributed694/7€294k€235k▼
Return on contributions (dividend)694€294k€235k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
26-03
State Gazette act
Board meeting · Director resignation
Power of attorney · Director appointment
2025
31-12
Financial
Highest result since 2020net €327k ▲4.4%
Net result €327k, the highest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €500kEq €708k ▲46.3%
4 profitable years in a row build equity to €708k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Equity above €200kEq €268k ▲98.2%
2 profitable years in a row build equity to €268k.
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Landen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Velmseweg 203404 LandenGround area
624 m²
Building footprint
116 m²
Volume, LiDAR
805 m³
Parcel 24003A0095/00M002, Flanders · tallest building 10.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JBX Consult
since 20192.288.255.932
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24003A0095/00M002 | Flanders | 624 m² | 1 · 116 m² | 10.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,388 companies in sector 73300 we hold annual accounts for 6,880. 3,378 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-04-2019
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.