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JBVK MGMT

Active
Private limited companyfounded 201610 years activeBekkemmeers 26, 8740 Pittem, BelgiumKBO/BCE: BE 0655.973.980
Summary

JBVK MGMT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,797 and a net result of -€1,219. Equity is growing by ~7.8% per year across the filed fiscal years. Its solvency ranks better than 68% of 248 sector peers (NACE 13, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Manufacture of textiles
NACE 13990
1 site
Size
€54,876total assets 2025
Equity
€32,797
Loss
-€1,219
Turnover not published (abridged schema)
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
Accounts 38 days early0 of 4 deeds read
Why 94+ Liquidity: current ratio 2.49, cash €29,943+ Sector Manufacture of textiles (NACE 13)+ Equity €32,797 (59.8% of total assets)+ Size: total assets €54,876Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 50% of its sector peers (NACE 13, micro)
Financial strength · tick = 2024
Strong
Solvency 85-15
equity 59.8% of total assets
Liquidity 81-19
short-term debt 40.2% · cash 54.6%
Profitability 32+18
return on assets -2.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (493 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.3%▲ +0.1 percentage points vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025highest value 08-2025: 0.2%▼ -0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.3%▲ +0.1 percentage points vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.1%▼ -0.2 percentage points vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.1%▼ -0.1 percentage points vs 09-2026lowest value
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 2.49 against 11.52 in 2024; short-term debt: 40.2% and cash: 54.6% of total assets), and 40.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 13, micro): better than 62% on solvency, 82% on liquidity, 25% on profitability and 30% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 2.49, cash €29,943
NBB · annual accounts
lowers risk · Sector Manufacture of textiles (NACE 13)
KBO
lowers risk · Equity €32,797 (59.8% of total assets)
NBB · annual accounts
lowers risk · Size: total assets €54,876
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
38 days early
2024
22 days early
2023
on the day
2022
8 days early
2021
6 days early
2020
2 days early
2019
87 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 13 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Liquidity times 6current ratio 11.52

Key points

  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€1,219 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Total assets 20256 fiscal years filed €54,876 View

By topic

Financials

Fiscal year
2025
Total assets
€54,876
Loss
-€1,219
Solvency
59.8%
Total assets▲ 47.3%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2018
Next accounts
by 31-07-2027
  1. 31-07-2024Annual accounts filed
  2. 31-12-2023Back to profit
  3. 23-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Manufacture of textilesNACE 13990
Founded
07-06-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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