JBPROJECT
ActiveThe computed 12-month bankruptcy probability of JBPROJECT is 2.4% (moderate). The 2025 annual accounts show equity of €47k and a net result of €5k. Its solvency ranks better than 27% of 27319 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
78
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-33
Solvency46▼-15
Growth52
Stability94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.27 against 1.19 in 2024), and 73.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.1%
Return on assets
2.8%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-09-2026, 34 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
34 d late
2024
50 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▲ 14.6%
2024 · €41k
2024: €41k
2024 → 2025
Total assets
€179k▲ 59.7%
2024 · €112k
2024: €112k
2024 → 2025
Net result
€5k▼ 29.3%
2024 · €7k
2024: €7k
2024 → 2025
Working capital
€30k▲ 125%
2024 · €13k
2024: €13k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€41k-€47k▲ 14.6%
Operating result€11k-€7k▼ 33.1%
Net result€7k-€5k▼ 29.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €179k
Fixed assets
€39k▲ 41.8%
Current assets
€140k▲ 65.5%
Equity and liabilities €179k
Equity
€47k▲ 14.6%
Debt
€132k▲ 85.4%
The debt ratio rises from 63.6% to 73.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€14k▼
2024 · €21k
Cash flow
€12k▼
2024 · €17k
Solvency
26.1%▼
2024 · 36.4%
Current ratio
1.27▲
2024 · 1.19
Quick ratio
1.27▲
2024 · 1.19
Debt / equity
2.83▲
2024 · 1.75
ROE
10.6%▼
2024 · 17.2%
ROA
2.8%▼
2024 · 6.3%
Interest coverage
31.18▼
2024 · 44.83
Debt
€132k▲
2024 · €71k
Debt ≤ 1 year
€110k▲
2024 · €71k
Debt > 1 year
€22k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€112k€179k▲
Fixed assets21/28€27k€39k▲
Tangible fixed assets22/27€27k€39k▲
Furniture and vehicles24€27k€5k▼
Leasing and similar rights25-€34k
Current assets29/58€85k€140k▲
Amounts receivable within one year40/41€78k€133k▲
Trade receivables40€75k€106k▲
Other amounts receivable41€3k€28k▲
Cash at bank and in hand54/58€7k€5k▼
Deferred charges and accrued income490/1€394€1k▲
Equity and liabilities
Total equity and liabilities10/49€112k€179k▲
Equity10/15€41k€47k▲
Contributions10/11-€1k
Profit (loss) carried forward14€41k€46k▲
Amounts payable17/49€71k€132k▲
Amounts payable after more than one year17-€22k
Financial debts170/4-€22k
Amounts payable within one year42/48€71k€110k▲
Current portion of amounts payable after more than one year42-€7k
Trade debts44€43k€86k▲
Suppliers440/4€43k€86k▲
Taxes, remuneration and social security45€28k€17k▼
Taxes450/3€15k€7k▼
Remuneration and social security454/9€13k€10k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€7k▼
Other operating charges640/8€116€7k▲
Gross operating margin9900€21k€21k▲
Operating profit (loss)9901€11k€7k▼
Financial income75/76B€45€555▲
Recurring financial income75€45€555▲
Financial charges65/66B€465€455▼
Recurring financial charges65€465€455▼
Profit (loss) for the period before taxes9903€11k€8k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€7k€5k▼
Profit (loss) for the period to be appropriated9905€7k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€41k€46k▲
Profit (loss) brought forward from the previous period14P€34k€41k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 34 days late
2025
19-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 50 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meerstraat 291852 GrimbergenGround area
1,171 m²
Building footprint
123 m²
Volume, LiDAR
667 m³
Parcel 23005B0496/00H002, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JBPROJECT
since 20232.340.859.626
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23005B0496/00H002 | Flanders | 1,171 m² | 1 · 123 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MADUMA PEINTURES
BE 1021.844.718
Chaudfontaine · Eq €47k
PEINTURE DECORATION BRANTS ET FILS
BE 0808.696.324
Dalhem · Eq €47k
IDEAL PEINTURE
BE 0750.500.579
Charleroi · Eq €47k
DECORATIE VANDENHEEDE
BE 0476.402.830
Kortrijk · Eq €47k
DRESSED ROOM
BE 0561.833.304
Oostkamp · Eq €47k
Of 7,814 companies in sector 43341 we hold annual accounts for 2,639. 2,280 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2023
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
43221Plumbing work
43331Floor and wall tiling
43332Laying of wooden floor and wall coverings
43422Screed work
43992Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.