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JBO

Active
Private limited companyfounded 200125 yrs activeGeneraal Lotzstraat 103, 1180 Ukkel, BelgiumKBO/BCE: BE 0475.638.411
Summary

JBO has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €741,591 and a net result of €10,341. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 52% of 31942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability51▼-27
Solvency82▼-2
Growth46▼-17
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
Liquidity ample (current ratio 1.68 against 2.13 in 2024; short-term debt: 9.5% and cash: 0.3% of total assets), and 42.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 25 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
57.5%
Return on assets
0.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
10 d early
2024
21 d late
2023
29 d late
2022
30 d late
2021
29 d late
2020
31 d late
2019
26 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 22 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JBO was incorporated on 13 September 2001.1 Revenue went from EUR 253,296 in 2018 to EUR 253,403 in 2020.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2020

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Financials · fiscal year 2025, micro schema

Turnover
€253,403▼ 0.2%
2019 · €253,885
EBIT margin
60.6%▲ 23.2pp
2019 · 37.4%
Net result
€10,341▼ 89.0%
2024 · €94,010
Working capital
€83,334▲ 1.1%
2024 · €82,394
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover
Operating result€146,808▼ 4.4%€141,660▼ 3.5%€124,417▼ 12.2%€160,940▲ 29.4%€79,846▼ 50.4%
Net result€110,709above the sector's middle half▼ 16.7%€80,563above the sector's middle half▼ 27.2%€24,032within the sector's middle half▼ 70.2%€94,010above the sector's middle half▲ 291%€10,341within the sector's middle half▼ 89.0%
EBIT margin
Equity€532,620above the sector's middle half▲ 26.2%€613,183above the sector's middle half▲ 15.1%€637,214above the sector's middle half▲ 3.9%€731,250above the sector's middle half▲ 14.8%€741,591above the sector's middle half▲ 1.4%
Total assets€1.1mabove the sector's middle half▲ 55.9%€1.1mabove the sector's middle half▲ 5.1%€1.2mabove the sector's middle half▲ 4.8%€1.2mabove the sector's middle half▲ 7.2%€1.3mabove the sector's middle half▲ 3.6%
Debt€521,223▲ 105%€494,617▼ 5.1%€524,070▲ 6.0%€514,183▼ 1.9%€549,250▲ 6.8%
Working capital-€12,134below the sector's middle half▲ 88.5%€61,579within the sector's middle half-€4,184below the sector's middle half€82,394within the sector's middle half€83,334within the sector's middle half▲ 1.1%
Solvency50.5%within the sector's middle half▼ 11.9pp55.4%within the sector's middle half▲ 4.8pp54.9%within the sector's middle half▼ 0.5pp58.7%within the sector's middle half▲ 3.8pp57.5%within the sector's middle half▼ 1.3pp
Current ratio0.69below the sector's middle half▲ 0.403.38within the sector's middle half▲ 2.700.94below the sector's middle half▼ 2.442.13within the sector's middle half▲ 1.191.68within the sector's middle half▼ 0.45
Return on assets (ROA)10.5%within the sector's middle half▼ 9.2pp7.3%within the sector's middle half▼ 3.2pp2.1%within the sector's middle half▼ 5.2pp7.5%within the sector's middle half▲ 5.5pp0.8%below the sector's middle half▼ 6.7pp
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2021: €146,808€146,808Net result 2021: €110,709€110,709Operating result 2022: €141,660€141,660Net result 2022: €80,563€80,563Operating result 2023: €124,417€124,417Net result 2023: €24,032€24,032Operating result 2024: €160,940€160,940Net result 2024: €94,010€94,010Operating result 2025: €79,846€79,846Net result 2025: €10,341€10,34120212022202320242025€0€50,000€100,000€150,000Operating result 2023: €124,417€124,000Net result 2023: €24,032€24,000Operating result 2024: €160,940€161,000Net result 2024: €94,010€94,000Operating result 2025: €79,846€79,800Net result 2025: €10,341€10,300202320242025
The operating result falls in 2025; 2025 is 50% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.3m
Fixed assets €1.1m ▼ 0.4%
Current assets €205,561 ▲ 32.3%
Equity and liabilities €1.3m
Equity €741,591 ▲ 1.4%
Debt €549,250 ▲ 6.8%
Debt's share of the balance-sheet total rises from 41.3% to 42.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€85,682▼
2024 · €166,585
Cash flow
€16,177▼
2024 · €99,654
Debt to equity
0.74▲
2024 · 0.70
ROE
1.4%▼
2024 · 12.9%
Interest coverage
3.78▼
2024 · 6.19
Debt ≤ 1 year
€122,227▲
2024 · €72,940
Debt > 1 year
€425,497▼
2024 · €439,621
Income taxes
€46,820▲
2024 · €40,000
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.2m€1.3m▲
Fixed assets21/28€1.1m€1.1m▼
Tangible fixed assets22/27€121,730€116,910▼
Land and buildings22€107,941€102,431▼
Plant, machinery and equipment23€0€974▲
Furniture and vehicles24€1,636€1,352▼
Assets under construction and advance payments27€12,154€12,154=
Financial fixed assets28€968,369€968,369=
Current assets29/58€155,334€205,561▲
Amounts receivable after more than one year29-€125,000
Other amounts receivable291-€125,000
Amounts receivable within one year40/41€135,853€77,042▼
Trade receivables40€9,153€77,002▲
Other amounts receivable41€126,701€40▼
Cash at bank and in hand54/58€19,481€3,520▼
Equity and liabilities
Total equity and liabilities10/49€1.2m€1.3m▲
Equity10/15€731,250€741,591▲
Contributions10/11€6,200€6,200=
Reserves13€27,215€27,215=
Non-distributable reserves130/1€1,860-
Reserves not available under the articles1311€1,860-
Distributable reserves133€25,355€27,215▲
Profit (loss) carried forward14€697,835€708,176▲
Amounts payable17/49€514,183€549,250▲
Amounts payable after more than one year17€439,621€425,497▼
Financial debts170/4€439,621€425,497▼
Amounts payable within one year42/48€72,940€122,227▲
Current portion of amounts payable after more than one year42€13,304€14,124▲
Trade debts44€6,313€35,087▲
Suppliers440/4€6,313€35,087▲
Taxes, remuneration and social security45€53,324€71,879▲
Taxes450/3€53,324€71,879▲
Other amounts payable47/48-€1,138
Accrued charges and deferred income492/3€1,622€1,525▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,644€5,836▲
Other operating charges640/8€4,023€2,065▼
Gross operating margin9900€170,608€87,747▼
Operating profit (loss)9901€160,940€79,846▼
Financial charges65/66B€26,930€22,685▼
Recurring financial charges65€26,930€22,685▼
Profit (loss) for the period before taxes9903€134,010€57,161▼
Income taxes67/77€40,000€46,820▲
Profit (loss) for the period9904€94,010€10,341▼
Profit (loss) for the period to be appropriated9905€94,010€10,341▼
Appropriation of the result
Profit (loss) to be appropriated9906€697,835€708,176▲
Profit (loss) brought forward from the previous period14P€603,825€697,835▲
Transfer from equity791/2-€0
To the legal reserve6920-€0
To other reserves6921-€0

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,321€7,410€5,673€5,644€5,836▲ 3.4%
Other operating charges640/8€2,842€3,194€5,613€4,023€2,065▼ 48.7%
Gross operating margin9900€156,971€152,265€135,703€170,608€87,747▼ 48.6%
Operating profit (loss)9901€146,808€141,660€124,417€160,940€79,846▼ 50.4%
Financial income75/76B€209€2,833€0---
Recurring financial income75€209€2,833€0---
Financial charges65/66B€3,974€21,384€21,454€26,930€22,685▼ 15.8%
Recurring financial charges65€3,974€21,384€21,454€26,930€22,685▼ 15.8%
Profit (loss) for the period before taxes9903€143,044€123,109€102,963€134,010€57,161▼ 57.3%
Income taxes67/77€32,334€42,546€78,932€40,000€46,820▲ 17.1%
Profit (loss) for the period9904€110,709€80,563€24,032€94,010€10,341▼ 89.0%
Profit (loss) for the period to be appropriated9905€110,709€80,563€24,032€94,010€10,341▼ 89.0%
Line20212022202320242025Change
Assets
Total assets20/58€1.1m€1.1m€1.2m€1.2m€1.3m▲ 3.6%
Fixed assets21/28€1.0m€1.0m€1.1m€1.1m€1.1m▼ 0.4%
Tangible fixed assets22/27€126,600€119,473€125,954€121,730€116,910▼ 4.0%
Land and buildings22€124,460€118,955€113,451€107,941€102,431▼ 5.1%
Plant, machinery and equipment23€1,790-€0€0€974▲ 9,740,800%
Furniture and vehicles24€350€518€350€1,636€1,352▼ 17.4%
Assets under construction and advance payments27--€12,154€12,154€12,154=
Financial fixed assets28€900,799€900,919€968,369€968,369€968,369=
Current assets29/58€26,444€87,408€66,961€155,334€205,561▲ 32.3%
Amounts receivable after more than one year29----€125,000-
Other amounts receivable291----€125,000-
Amounts receivable within one year40/41€8,779€78,130€47,565€135,853€77,042▼ 43.3%
Trade receivables40€2,139€2,352€3,852€9,153€77,002▲ 741%
Other amounts receivable41€6,640€75,778€43,713€126,701€40▼ 100.0%
Cash at bank and in hand54/58€17,665€7,959€19,396€19,481€3,520▼ 81.9%
Deferred charges and accrued income490/1-€1,318----
Equity and liabilities
Total equity and liabilities10/49€1.1m€1.1m€1.2m€1.2m€1.3m▲ 3.6%
Equity10/15€532,620€613,183€637,214€731,250€741,591▲ 1.4%
Contributions10/11€6,200€6,200€6,200€6,200€6,200=
Outside capital11€6,200-----
Other1109/19€6,200-----
Reserves13€27,215€27,215€27,215€27,215€27,215=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860--
Reserves not available under the articles1311€1,860€1,860€1,860€1,860--
Distributable reserves133€25,355€25,355€25,355€25,355€27,215▲ 7.3%
Profit (loss) carried forward14€499,205€579,768€603,799€697,835€708,176▲ 1.5%
Amounts payable17/49€521,223€494,617€524,070€514,183€549,250▲ 6.8%
Amounts payable after more than one year17€478,166€464,885€452,925€439,621€425,497▼ 3.2%
Financial debts170/4€478,166€464,885€452,925€439,621€425,497▼ 3.2%
Amounts payable within one year42/48€38,578€25,829€71,146€72,940€122,227▲ 67.6%
Current portion of amounts payable after more than one year42€23,578€13,591€12,531€13,304€14,124▲ 6.2%
Trade debts44€2,821€3,950€9,697€6,313€35,087▲ 456%
Suppliers440/4€2,821€3,950€9,697€6,313€35,087▲ 456%
Taxes, remuneration and social security45€12,179€8,288€48,918€53,324€71,879▲ 34.8%
Taxes450/3€12,179€8,288€48,918€53,324€71,879▲ 34.8%
Other amounts payable47/48----€1,138-
Accrued charges and deferred income492/3€4,480€3,903-€1,622€1,525▼ 6.0%
Line20212022202320242025Change
Profit (loss) for the period9904€110,709€80,563€24,032€94,010€10,341▼ 89.0%
+ Depreciation and write-downs630€7,321€7,410€5,673€5,644€5,836▲ 3.4%
Operating cash flow (approximation)€118,030€87,973€29,704€99,654€16,177▼ 83.8%
Investment in fixed assets (approximation)--€404-€79,604-€1,420-€1,016▲ 28.5%
Change in cash--€9,706€11,438€84-€15,961▼ 19,047%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet €10,341 ▼89%
Net result drops to €10,341, the lowest in the series.
21-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
2024
31-12
Financial Liquidity doublescurrent ratio 2.13
Current ratio from 0.94 to 2.13.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial Liquidity times 5current ratio 3.38
Current ratio from 0.69 to 3.38; short-term debt falls from €38,578 to €25,829.
07-12
State Gazette act General meeting · Director resignation
Director discharge · Director reappointment
29-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial Equity above €500,000Eq €532,620 ▲26.2%
4 profitable years in a row build equity to €532,620.
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial Highest result since 2018net €132,940 ▲71.6%
Net result €132,940, the highest in the series.
Show earlier events
26-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
08-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
15-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
14-11
State Gazette act General meeting · Director resignation
Director reappointment · Permanent representative
14-11
State Gazette act General meeting · Legal-form conversion
Capital · Corporate purpose
2009
03-08
State Gazette act Board meeting · General meeting
Registered-office move · Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2002
seat establishment The establishment unit on the map
Ground area
1,391 m²
Building footprint
982 m²
Volume, LiDAR
24,086 m³
Parcel 21612C0003/00F020, Brussels · tallest building 29.5 m, ±9 floors. Linked by address, not a title deed.
15 companies at this address See who is registered here
1 establishment unit
JBO
Generaal Lotzstraat 103, 1180 UkkelAir transport
since 20022.098.736.243
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21612C0003/00F020 Brussels 1,391 m² 1 · 982 m² 29.4 m · 9 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of JBO and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

Depth

The group is listed under Ownership & control below; here you explore it as a network.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, scroll to zoom.

Ownership & control

1 board mandate
Board mandates of this companythis company sits on their board1
24 locations

Recognitions · licences · registrations

Food safety, FASFC

1 site
Ukkel2.098.736.243
2 permissions
Toelating · Eetgelegenheid · since 16-01-2026
Toelating · Traiteur · since 16-01-2026

Legal Entity Identifier

64888R4SM075MU0G7D37
live in the LEI register

Similar companies · same sector, comparable size

Of 82,642 companies in sector 70200 we hold annual accounts for 52,626. 31,040 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded13-09-2001
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
73110Advertising agencies
82300Organisation of conventions and trade shows
E-invoicing
Reachable via Peppol
Peppol ID 0208:0475638411
Registered 07-10-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.