Equity
€8,128 from €68,529 in 2021
Equity fell by 88% in 4 years.
JBMF
Lifetime
12 annual accounts with figures on one time axispeak €98,652 (2019)
€1,597▲ €28,649
lowest -€57,223 (2016)
€8,573▲ €30,945
peak €68,529 (2021)
€8,128▲ €8,573
€118,797▼ 3.1%
Board1 name since 2021
1 director
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Turnover from €236,787 to €286,570Gross margin from -€27,052 to €1,597Back to profit: €8,573Equity from -€445 to €8,128
Key points
from the 2025 annual accountsDebts
€118,797 94% of the balance sheet
Suppliers 99%Taxes and wages 1%
Payment terms
150 days to suppliers
JBMF pays its suppliers 18 days earlier than in 2024. Customers pay 37 days later.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 1,325 companies had the same profile as JBMF has now. Each dot stands for 4 companies, two years later.
95.2%
were still trading
3.2%
stopped another way
1.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,325 companies, not a prediction for JBMF. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0503800281
Registered office moved within St Georges
New registered office: Rue de Bende 20 à 4470 St Georges · Previous registered office: Rue de Bende 16 à 4470 St Georges · Gazette deed
First establishment
Rue de Bende 16, Saint-Georges-sur-Meuse
Incorporation
published on 06-02-2013 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| JBMF Saint-Georges-sur-Meuse | €126,925 | €1,597 | 6.4% | - |
| ORYANA Spa | €113,605 | €1,672 | 11.6% | - |
| WOOD MAGIC Haaltert | €128,976 | €1,742 | 96.0% | - |
| TIMMERWERKEN PEETERS Sint-Katelijne-Waver | €147,074 | €1,155 | 47.6% | - |
| OVAERE RUDY Waregem | €104,456 | €1,866 | 92.9% | - |
| WOOD LINE INTERIOR Sint-Pieters-Leeuw | €126,642 | -€162,639 | -226.9% | - |
| BELGIUM SECURITY GROUP Zaventem | €115,930 | -€6,074 | 59.8% | - |
These companies have the same main activity as JBMF: joinery installation (NACE 43320). They are comparable in size and age: total assets between €104,000 and €147,000, founded between 2009 and 2015.
Official details
Source: KBO- Status
- Active since 04-02-2013Normal situation
- Activity
- Joinery installationNACE 43320and 5 others
- Establishment unit
- 2.216.355.1764470 Saint-Georges-sur-Meuse, since 12-02-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 06-01-2026
Annual accounts 2025
- €126,925▲ 3.9%
- Filing
- Filed on 27-07-2026, 4 days before the end of the filing period
Insights on JBMF
JBMF files the micro format. That format states no turnover. The gross margin fell from €72,521 in 2014 to €1,597 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about JBMF
- What is the company number of JBMF?
- The company number of JBMF is 0503.800.281. The VAT number is the same number with BE in front: BE 0503.800.281.
- Where is JBMF based?
- The registered office is at Rue de Bende 20, 4470 Saint-Georges-sur-Meuse.Company details
- What does JBMF do?
- According to the KBO register, the main activity is joinery installation (NACE 43320).
- What is the legal form of JBMF?
- JBMF is a private limited company (pre-2019) (BVBA).
- When was JBMF founded?
- JBMF was founded on 04-02-2013.
- Is JBMF still active?
- Yes, JBMF is an active enterprise in the KBO register.
- What is the turnover of JBMF?
- The turnover of JBMF was €286,570 in financial year 2025, according to the filed annual accounts.Financials
- Is JBMF profitable?
- In financial year 2025, JBMF made a profit of €8,573.
- Where can I find the annual accounts of JBMF?
- JBMF filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of JBMF due?
- JBMF must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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