JBMB
ActiveSummary
The computed 12-month bankruptcy probability of JBMB is 2.2% (moderate). The 2025 annual accounts show negative equity (-€9,142) and a net result of -€1,214. Equity is shrinking by ~19.4% per year across the filed fiscal years. Its net result ranks better than 31% of 11700 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency-
Growth32=
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€9,142
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
25 d late
2023
16 d late
2022
22 d late
2021
24 d early
2020
13 d late
2019
63 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€9,142▼ 15.3%
2024 · -€7,929
Total assets
€0▼ 100%
2024 · €617
Net result
-€1,214▼ 0.2%
2024 · -€1,212
Working capital
-€9,142▼ 15.3%
2024 · -€7,929
Trend over the years
In euros
In euros
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€856▼ 3.7%-€602▲ 29.7%-€976▼ 62.3%-€1,043▼ 6.9%-€1,060▼ 1.6%
Net result-€997within the sector's middle half▼ 3.3%-€761within the sector's middle half▲ 23.6%-€1,157within the sector's middle half▼ 51.9%-€1,212within the sector's middle half▼ 4.7%-€1,214within the sector's middle half▼ 0.2%
Equity-€4,799below the sector's middle half▼ 26.2%-€5,560below the sector's middle half▼ 15.9%-€6,717below the sector's middle half▼ 20.8%-€7,929below the sector's middle half▼ 18.0%-€9,142below the sector's middle half▼ 15.3%
Total assets€111below the sector's middle half▼ 38.9%€94below the sector's middle half▼ 15.2%€18below the sector's middle half▼ 81.2%€617below the sector's middle half▲ 3,408%€0below the sector's middle half▼ 100%
Debt€4,910▲ 23.3%€5,654▲ 15.2%€6,735▲ 19.1%€8,546▲ 26.9%€9,142▲ 7.0%
Working capital-€4,799within the sector's middle half▼ 26.2%-€5,560within the sector's middle half▼ 15.9%-€6,717within the sector's middle half▼ 20.8%-€7,929below the sector's middle half▼ 18.0%-€9,142below the sector's middle half▼ 15.3%
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1,060 in 2025 against €1,043 in 2024; the loss grows and 2025 has the lowest result in the available series.
Key figures and ratios
Debt ≤ 1 year
€9,142▲
2024 · €8,546
Ratios withheld: a balance sheet total of €0 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Goods, raw materials, services and sundry goods60/61 | €856 | €602 | €976 | €1,043 | €1,060 | ▲ 1.6% |
| Gross operating margin9900 | -€856 | -€602 | -€976 | -€1,043 | -€1,060 | ▼ 1.6% |
| Operating profit (loss)9901 | -€856 | -€602 | -€976 | -€1,043 | -€1,060 | ▼ 1.6% |
| Financial charges65/66B | €141 | €160 | €180 | €168 | €154 | ▼ 8.4% |
| Recurring financial charges65 | €141 | €160 | €180 | €168 | €154 | ▼ 8.4% |
| Profit (loss) for the period before taxes9903 | -€997 | -€761 | -€1,157 | -€1,212 | -€1,214 | ▼ 0.2% |
| Profit (loss) for the period9904 | -€997 | -€761 | -€1,157 | -€1,212 | -€1,214 | ▼ 0.2% |
| Profit (loss) for the period to be appropriated9905 | -€997 | -€761 | -€1,157 | -€1,212 | -€1,214 | ▼ 0.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €111 | €94 | €18 | €617 | €0 | ▼ 100% |
| Current assets29/58 | €111 | €94 | €18 | €617 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | - | - | €0 | €0 | €0 | - |
| Other amounts receivable41 | - | - | €0 | €0 | €0 | - |
| Cash at bank and in hand54/58 | €111 | €94 | €18 | €617 | €0 | ▼ 100% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €111 | €94 | €18 | €617 | €0 | ▼ 100% |
| Equity10/15 | -€4,799 | -€5,560 | -€6,717 | -€7,929 | -€9,142 | ▼ 15.3% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €1,455 | €1,455 | €1,455 | €1,455 | €1,455 | = |
| Non-distributable reserves130/1 | €1,455 | €1,455 | €1,455 | €1,455 | €1,455 | = |
| Reserves not available under the articles1311 | €1,455 | €1,455 | €1,455 | €1,455 | €1,455 | = |
| Profit (loss) carried forward14 | -€12,454 | -€13,215 | -€14,372 | -€15,583 | -€16,797 | ▼ 7.8% |
| Amounts payable17/49 | €4,910 | €5,654 | €6,735 | €8,546 | €9,142 | ▲ 7.0% |
| Amounts payable within one year42/48 | €4,910 | €5,654 | €6,735 | €8,546 | €9,142 | ▲ 7.0% |
| Trade debts44 | €0 | €545 | €0 | €549 | €551 | ▲ 0.2% |
| Suppliers440/4 | €0 | €545 | €0 | €549 | €551 | ▲ 0.2% |
| Other amounts payable47/48 | €4,910 | €5,110 | €6,735 | €7,997 | €8,592 | ▲ 7.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€997 | -€761 | -€1,157 | -€1,212 | -€1,214 | ▼ 0.2% |
| Operating cash flow (approximation) | -€997 | -€761 | -€1,157 | -€1,212 | -€1,214 | ▼ 0.2% |
| Change in cash | - | -€17 | -€76 | €600 | -€617 | ▼ 203% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet -€1,214
Net result drops to -€1,214, the lowest in the series.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 63 days late
2019
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Saint-Georges-sur-Meuse · 1 establishment unit since 2014
Ground area
2,097 m²
Building footprint
254 m²
Volume, LiDAR
557 m³
2 parcels, Wallonia · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
JBMB
since 20142.233.980.967
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64065C1238/00K000 | Wallonia | 1,289 m² | 1 · 156 m² | - |
| 64065C1237/00F000 | Wallonia | 808 m² | 1 · 98 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 855 companies in this sector we hold annual accounts for 590. See the whole sector
Company details
Identification
Legal formPrivate limited company (pre-2019)
Founded29-04-2014
Fiscal year end31-12
Activities, NACEBEL 2025
46832Wholesale of timber
46150Agents in the wholesale of furniture, household goods and hardware
46842Wholesale trade
47522Retail trade
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
68201Renting and operating of own or leased residential real estate, excluding social housing
E-invoicing
Not found in the Peppol register
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Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.