JBMANCO
ActiveJBMANCO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14k and a net result of €8k. Its solvency ranks better than 95% of 3481 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+5
Growth78
Track record82
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 9.61 against 0.43 in 2024; short-term debt: 5.4% and cash: 43.4% of total assets), and 5.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.6%
Return on assets
55.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▲ 143%
2024 · €6k
2024: €6k
2024 → 2025
Total assets
€15k▲ 79.0%
2024 · €8k
2024: €8k
2024 → 2025
Net result
€8k▲ 72.4%
2024 · €5k
2024: €5k
2024 → 2025
Working capital
€7k
2024 · €-1k
2024: €-1k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€6k-€14k▲ 143%
Operating result€6k-€11k▲ 65.1%
Net result€5k-€8k▲ 72.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 65% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15k
Fixed assets
€7k▼ 0.9%
Current assets
€8k▲ 613%
Equity and liabilities €15k
Equity
€14k▲ 143%
Debt
€810▼ 68.1%
The debt ratio falls from 30.3% to 5.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▲
2024 · €8k
Cash flow
€11k▲
2024 · €7k
Solvency
94.6%▲
2024 · 69.7%
Current ratio
9.61▲
2024 · 0.43
Quick ratio
9.61▲
2024 · 0.43
Debt / equity
0.06▼
2024 · 0.43
ROE
58.8%▼
2024 · 82.9%
ROA
55.7%▼
2024 · 57.8%
Interest coverage
83.79▼
2024 · 632.17
Debt
€810▼
2024 · €3k
Debt ≤ 1 year
€810▼
2024 · €3k
Income taxes
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8k€15k▲
Fixed assets21/28€7k€7k▼
Tangible fixed assets22/27€7k€7k▼
Furniture and vehicles24€7k€7k▼
Current assets29/58€1k€8k▲
Amounts receivable within one year40/41-€1k
Other amounts receivable41-€1k
Cash at bank and in hand54/58€1k€7k▲
Equity and liabilities
Total equity and liabilities10/49€8k€15k▲
Equity10/15€6k€14k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€4k€12k▲
Amounts payable17/49€3k€810▼
Amounts payable within one year42/48€3k€810▼
Trade debts44€10€810▲
Suppliers440/4€10€810▲
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Other amounts payable47/48€1k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8-€2k
Gross operating margin9900€8k€15k▲
Operating profit (loss)9901€6k€11k▲
Financial charges65/66B€13€155▲
Recurring financial charges65€13€155▲
Profit (loss) for the period before taxes9903€6k€10k▲
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€5k€8k▲
Profit (loss) for the period to be appropriated9905€5k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€12k▲
Profit (loss) brought forward from the previous period14P-€4k
Profit to be distributed694/7€1k-
Return on contributions (dividend)694€1k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Liquidity times 22current ratio 9.61
Current ratio from 0.43 to 9.61; short-term debt falls from €3k to €810.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Adolphe Mathieustraat 121050 ElseneGround area
191 m²
Building footprint
89 m²
Volume, LiDAR
940 m³
Parcel 21443C0218/00G022, Brussels · tallest building 15.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
JBMANCO
since 20242.357.381.892
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21443C0218/00G022 | Brussels | 191 m² | 1 · 89 m² | 15.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GLN PROJECTS
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ETUDE ARCHITECTE TECHNIQUE EXPERTISE
BE 0471.540.556
Villers-la-Ville · Eq €14k
LANICAD CADBURO OOST
BE 0469.920.656
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PIRE & GOOTS ARCHITECT/E
BE 0874.098.969
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MISSIAEN EN DEGROOTE
BE 0436.298.179
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Of 14,144 companies in sector 74201 we hold annual accounts for 2,612. 1,360 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-2024
Fiscal year end31-12
Activities, NACEBEL
74201Photography, excluding press photography
14130Manufacture of wearing apparel
14210Manufacture of outerwear
46190Agents in non-specialised wholesale trade
74209Other photographic activities
82300Organisation of conventions and trade shows
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.