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JBK IMMO

Active
Private limited companyfounded 20242 yrs activeHospitaalstraat 1, 3600 Genk, BelgiumKBO/BCE: BE 1008.028.453
Summary

JBK IMMO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,833 and a net result of €57,454. Its solvency ranks better than 16% of 17112 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+91
Solvency38▲+16
Growth78
Track record82
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.06 in 2024; short-term debt: 26.8% and cash: 1.5% of total assets), and 86.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
13.3%
Return on assets
29.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 17112 sector peers (2025).
NBB · sector comparison
Position among 17112 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
31 d late
2024
21 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 26 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

JBK IMMO was incorporated on 4 April 2024 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€25,833
2024 · -€5,621
Total assets
€193,973▼ 6.6%
2024 · €207,787
Net result
€57,454
2024 · -€15,621
Working capital
-€49,162▲ 40.6%
2024 · -€82,738
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result-€13,470-€65,792
Net result-€15,621below the sector's middle half-€57,454within the sector's middle half
Equity-€5,621below the sector's middle half-€25,833below the sector's middle half
Total assets€207,787within the sector's middle half-€193,973within the sector's middle half▼ 6.6%
Debt€213,408-€168,139▼ 21.2%
Working capital-€82,738below the sector's middle half--€49,162below the sector's middle half▲ 40.6%
Solvency-2.7%below the sector's middle half-13.3%below the sector's middle half▲ 16.0pp
Current ratio0.06below the sector's middle half-0.05below the sector's middle half▼ 0.01
Return on assets (ROA)-7.5%below the sector's middle half-29.6%within the sector's middle half▲ 37.1pp
above within below the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€25,000€0€25,000€50,000€75,000Operating result 2024: -€13,470-€13,470Net result 2024: -€15,621-€15,621Operating result 2025: €65,792€65,792Net result 2025: €57,454€57,45420242025-€25,000€0€25,000€50,000€75,000Operating result 2024: -€13,470-€13,500Net result 2024: -€15,621-€15,600Operating result 2025: €65,792€65,800Net result 2025: €57,454€57,50020242025
The operating result returns to profit in 2025: €65,792 after a loss of €13,470 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €193,973
Fixed assets €191,140 ▼ 5.5%
Current assets €2,832 ▼ 48.3%
Equity and liabilities €193,973
Equity €25,833
Debt €168,139
Debt finances 86.7% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€76,962▲
2024 · -€7,917
Cash flow
€68,625▲
2024 · -€10,068
Debt to equity
6.51
ROE
222.4%
Interest coverage
18.75▲
2024 · -3.68
Debt ≤ 1 year
€51,994▼
2024 · €88,213
Debt > 1 year
€112,175▼
2024 · €125,195
Income taxes
€3,963
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet Code20242025
Assets
Total assets20/58€207,787€193,973▼
Fixed assets21/28€202,311€191,140▼
Tangible fixed assets22/27€202,311€191,140▼
Land and buildings22€197,474€187,340▼
Plant, machinery and equipment23€4,838€3,801▼
Current assets29/58€5,476€2,832▼
Amounts receivable within one year40/41€270-
Other amounts receivable41€270-
Cash at bank and in hand54/58€5,206€2,832▼
Equity and liabilities
Total equity and liabilities10/49€207,787€193,973▼
Equity10/15-€5,621€25,833▲
Contributions10/11€10,000€10,000=
Reserves13-€15,833
Distributable reserves133-€15,833
Profit (loss) carried forward14-€15,621-
Amounts payable17/49€213,408€168,139▼
Amounts payable after more than one year17€125,195€112,175▼
Financial debts170/4€125,195€112,175▼
Amounts payable within one year42/48€88,213€51,994▼
Current portion of amounts payable after more than one year42€12,645€13,020▲
Trade debts44€334€1,042▲
Suppliers440/4€334€1,042▲
Taxes, remuneration and social security45-€3,963
Taxes450/3-€3,963
Other amounts payable47/48€75,235€33,968▼
Accrued charges and deferred income492/3-€3,971
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,553€11,171▲
Other operating charges640/8€387€1,312▲
Gross operating margin9900-€7,530€78,275▲
Operating profit (loss)9901-€13,470€65,792▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2,151€4,374▲
Recurring financial charges65€2,151€4,104▲
Non-recurring financial charges66B-€270
Profit (loss) for the period before taxes9903-€15,621€61,418▲
Income taxes67/77-€3,963
Profit (loss) for the period9904-€15,621€57,454▲
Profit (loss) for the period to be appropriated9905-€15,621€57,454▲
Appropriation of the result
Profit (loss) to be appropriated9906-€15,621€41,833▲
Profit (loss) brought forward from the previous period14P--€15,621
Transfer to equity691/2-€15,833
To other reserves6921-€15,833
Profit to be distributed694/7-€26,000
Directors or managers695-€26,000

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,553€11,171▲ 101%
Other operating charges640/8€387€1,312▲ 239%
Gross operating margin9900-€7,530€78,275▲ 1,140%
Operating profit (loss)9901-€13,470€65,792▲ 588%
Financial income75/76B€0--
Recurring financial income75€0--
Financial charges65/66B€2,151€4,374▲ 103%
Recurring financial charges65€2,151€4,104▲ 90.8%
Non-recurring financial charges66B-€270-
Profit (loss) for the period before taxes9903-€15,621€61,418▲ 493%
Income taxes67/77-€3,963-
Profit (loss) for the period9904-€15,621€57,454▲ 468%
Profit (loss) for the period to be appropriated9905-€15,621€57,454▲ 468%
Line20242025Change
Assets
Total assets20/58€207,787€193,973▼ 6.6%
Fixed assets21/28€202,311€191,140▼ 5.5%
Tangible fixed assets22/27€202,311€191,140▼ 5.5%
Land and buildings22€197,474€187,340▼ 5.1%
Plant, machinery and equipment23€4,838€3,801▼ 21.4%
Current assets29/58€5,476€2,832▼ 48.3%
Amounts receivable within one year40/41€270--
Other amounts receivable41€270--
Cash at bank and in hand54/58€5,206€2,832▼ 45.6%
Equity and liabilities
Total equity and liabilities10/49€207,787€193,973▼ 6.6%
Equity10/15-€5,621€25,833▲ 560%
Contributions10/11€10,000€10,000=
Reserves13-€15,833-
Distributable reserves133-€15,833-
Profit (loss) carried forward14-€15,621--
Amounts payable17/49€213,408€168,139▼ 21.2%
Amounts payable after more than one year17€125,195€112,175▼ 10.4%
Financial debts170/4€125,195€112,175▼ 10.4%
Amounts payable within one year42/48€88,213€51,994▼ 41.1%
Current portion of amounts payable after more than one year42€12,645€13,020▲ 3.0%
Trade debts44€334€1,042▲ 212%
Suppliers440/4€334€1,042▲ 212%
Taxes, remuneration and social security45-€3,963-
Taxes450/3-€3,963-
Other amounts payable47/48€75,235€33,968▼ 54.9%
Accrued charges and deferred income492/3-€3,971-
Line20242025Change
Profit (loss) for the period9904-€15,621€57,454▲ 468%
+ Depreciation and write-downs630€5,553€11,171▲ 101%
Operating cash flow (approximation)-€10,068€68,625▲ 782%
Investment in fixed assets (approximation)-€0-
Change in cash--€2,374-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Back to profitnet €57,454
Net result €57,454 after one loss-making year.
21-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,204 m²
Building footprint
489 m²
Volume, LiDAR
6,427 m³
Parcel 71016I1435/00R002, Flanders · tallest building 16.4 m, ±4 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
JBK IMMO
Hospitaalstraat 1, 3600 GenkHuman health activities
since 20242.358.673.873
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71016I1435/00R002 Flanders 1,204 m² 1 · 489 m² 16.4 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 12,684 companies in this sector we hold annual accounts for 2,148. 1,906 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded04-04-2024
Fiscal year end31-12
Abbreviation NL JBK
Activities, NACEBEL 2025
86951Physiotherapy
85510Sports and recreation education
93199Other sports activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1008028453
Registered 01-07-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.