JBJ Group
ActiveSummary
The computed 12-month bankruptcy probability of JBJ Group is 4.2% (elevated). The 2025 annual accounts show negative equity (€-34k) and a net result of €-48k. Its solvency ranks better than 5% of 27965 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency0▼-91
Growth32
Track record82
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.57 against 2.96 in 2024; short-term debt: 53.9% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-36.3%
Return on assets
-50.9%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year €-34k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-34k
2024 · €14k
2024: €14k
2025: €-34k▼ -348% vs 2024
2024 → 2025
Total assets
€94k▲ 353%
2024 · €21k
2024: €21k
2025: €94k▲ +353% vs 2024
2024 → 2025
Net result
€-48k
2024 · €9k
2024: €9k
2025: €-48k▼ -648% vs 2024
2024 → 2025
Working capital
€-22k
2024 · €14k
2024: €14k
2025: €-22k▼ -259% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€14k-€-34k
2024: €14k
2025: €-34k▼ -348% vs 2024
Operating result€12k-€-44k
2024: €12k
2025: €-44k▼ -467% vs 2024
Net result€9k-€-48k
2024: €9k
2025: €-48k▼ -648% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €44k after €12k in 2024.
Balance-sheet composition
Assets €94k
Fixed assets
€65k
Current assets
€29k
Key figures and ratios
EBITDA
€-34k
Cash flow
€-38k
Solvency
-36.3%▼
2024 · 66.2%
Current ratio
0.57▼
2024 · 2.96
Debt to equity
-3.76▼
2024 · 0.51
ROA
-50.9%▼
2024 · 42.1%
Interest coverage
-11.65
Debt
€128k▲
2024 · €7k
Debt ≤ 1 year
€51k▲
2024 · €7k
Debt > 1 year
€77k
Income taxes
€1k▼
2024 · €3k
Staff costs
€26k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€21k€94k▲
Fixed assets21/28-€65k
Tangible fixed assets22/27-€65k
Furniture and vehicles24-€41k
Leasing and similar rights25-€24k
Current assets29/58€21k€29k▲
Amounts receivable within one year40/41€1k€28k▲
Trade receivables40-€23k
Other amounts receivable41€1k€5k▲
Cash at bank and in hand54/58€20k-
Deferred charges and accrued income490/1€66€906▲
Equity and liabilities
Total equity and liabilities10/49€21k€94k▲
Equity10/15€14k€-34k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€9k€-39k▼
Amounts payable17/49€7k€128k▲
Amounts payable after more than one year17-€77k
Financial debts170/4-€77k
Amounts payable within one year42/48€7k€51k▲
Current portion of amounts payable after more than one year42-€21k
Financial debts43-€6k
Credit institutions430/8-€6k
Trade debts44€266€9k▲
Suppliers440/4€266€9k▲
Taxes, remuneration and social security45€7k€14k▲
Taxes450/3€6k€6k▲
Remuneration and social security454/9€664€8k▲
Other amounts payable47/48€65€290▲
Accrued charges and deferred income492/3-€158
Income statement
Code20242025
Remuneration, social security and pensions62€12k€26k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€10k
Other operating charges640/8-€3k
Gross operating margin9900€24k€-5k▼
Operating profit (loss)9901€12k€-44k▼
Financial charges65/66B-€3k
Recurring financial charges65-€3k
Profit (loss) for the period before taxes9903€12k€-47k▼
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€9k€-48k▼
Profit (loss) for the period to be appropriated9905€9k€-48k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-39k▼
Profit (loss) brought forward from the previous period14P-€9k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €12k | €26k | ▲ 106% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €10k | - |
| Other operating charges640/8 | - | €3k | - |
| Gross operating margin9900 | €24k | €-5k | ▼ 121% |
| Operating profit (loss)9901 | €12k | €-44k | ▼ 467% |
| Financial charges65/66B | - | €3k | - |
| Recurring financial charges65 | - | €3k | - |
| Profit (loss) for the period before taxes9903 | €12k | €-47k | ▼ 491% |
| Income taxes67/77 | €3k | €1k | ▼ 66.2% |
| Profit (loss) for the period9904 | €9k | €-48k | ▼ 648% |
| Profit (loss) for the period to be appropriated9905 | €9k | €-48k | ▼ 648% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €21k | €94k | ▲ 353% |
| Fixed assets21/28 | - | €65k | - |
| Tangible fixed assets22/27 | - | €65k | - |
| Furniture and vehicles24 | - | €41k | - |
| Leasing and similar rights25 | - | €24k | - |
| Current assets29/58 | €21k | €29k | ▲ 38.9% |
| Amounts receivable within one year40/41 | €1k | €28k | ▲ 2,583% |
| Trade receivables40 | - | €23k | - |
| Other amounts receivable41 | €1k | €5k | ▲ 415% |
| Cash at bank and in hand54/58 | €20k | - | - |
| Deferred charges and accrued income490/1 | €66 | €906 | ▲ 1,272% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €21k | €94k | ▲ 353% |
| Equity10/15 | €14k | €-34k | ▼ 348% |
| Contributions10/11 | €5k | €5k | = |
| Profit (loss) carried forward14 | €9k | €-39k | ▼ 548% |
| Amounts payable17/49 | €7k | €128k | ▲ 1,725% |
| Amounts payable after more than one year17 | - | €77k | - |
| Financial debts170/4 | - | €77k | - |
| Amounts payable within one year42/48 | €7k | €51k | ▲ 621% |
| Current portion of amounts payable after more than one year42 | - | €21k | - |
| Financial debts43 | - | €6k | - |
| Credit institutions430/8 | - | €6k | - |
| Trade debts44 | €266 | €9k | ▲ 3,413% |
| Suppliers440/4 | €266 | €9k | ▲ 3,413% |
| Taxes, remuneration and social security45 | €7k | €14k | ▲ 109% |
| Taxes450/3 | €6k | €6k | ▲ 7.2% |
| Remuneration and social security454/9 | €664 | €8k | ▲ 1,034% |
| Other amounts payable47/48 | €65 | €290 | ▲ 347% |
| Accrued charges and deferred income492/3 | - | €158 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €9k | €-48k | ▼ 648% |
| + Depreciation and write-downs630 | - | €10k | - |
| Operating cash flow (approximation) | €9k | €-38k | ▼ 533% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
11-08
State Gazette act
Registered officeRegistered-office move2 facts ▸
State Gazette act
Registered office
Registered-office move2 facts ▸
- General meeting, 08/06/2026
- Registered-office move, Marcel De Bisschopstraat 7, 9300 Aalst
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
State Gazette actNBB filing
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2024
Ground area
5,510 m²
Building footprint
303 m²
Volume, LiDAR
832 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
JBJ Group
since 20242.361.902.686
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23097D0241/00D002 | Flanders | 5,003 m² | 1 · 183 m² | 0.0 m |
| 41002B0063/00Z000 | Flanders | 507 m² | 1 · 119 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,454 companies in sector 43120 we hold annual accounts for 3,231. 1,702 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43120Site preparation
43211General electrical installation work
25110Manufacture of metal structures and parts of structures
33120Repair and maintenance of machinery
42110Construction of roads and motorways
42219Civil engineering
42220Construction of utility projects for electricity and telecommunications
43212Electrical installation work in industrial facilities
43230Insulation installation
43240Other construction installation
43910Bricklaying and masonry work
43990Other specialised construction activities
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Scores and ratios are computed by Checked and are not a credit decision.